What would $1,000 invested in the S&P 500 be worth today?

$1,000 invested in the S&P 500 on November 14, 2016 would be worth $4,078 on November 13, 2026, with dividends reinvested — 15.1% a year compounded (CAGR).

Does the S&P 500 return calculator include dividends?

Dividends reinvested is the default. It can be turned off to show price appreciation alone; taxes, fund fees and trading costs are excluded.

Can the calculator adjust S&P 500 returns for inflation?

The Adjust for inflation option deflates total returns by CPI and shows the ending value in purchasing-power dollars.

How far back does the S&P 500 calculator go?

The record begins January 1871. Early history is reconstructed from Robert Shiller's public long-run series, one price a month; from January 29, 1993 it is SPY's close every session, so it stays current.

How does this compare with a compound interest calculator?

A compound interest calculator grows a deposit at one fixed rate; this one grows it at the S&P 500's actual returns with dividends, and shows the same money at a flat 5% a year compounded beside it for the same dates.

S&P 500 Return Calculator: What Your Investment Is Worth Today

Annual returns Return drivers Yearly charts By month By week Trailing YTD Sectors Breadth Calculator Average

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From SPY's prices and Shiller's record before 1993. Not supplied or endorsed by S&P Dow Jones Indices.

Your investment#

How much

All at once, on the start date

Pick start & end dates10 years

Start

Key dates

Start at a well-known dateRecentMarket topsMarket bottomsEvents

Bought at that day's close

End

Key dates

End at a well-known dateMarket topsMarket bottomsEvents

Latest close, Nov 13, 2026

Or drag the slider to set start and end dates

1871 to today, log scale

18751880189019001910192019251930194019501960197019801990

1929 crash2008 crisis1973 bear market

Nov 2016 – Today

Options

Data provided bySource: Twelve Data

Result#

$1,000Nov 14, 2016$4,078Nov 13, 20264.1×your money

$1,000 invested in the S&P 500 on November 14, 2016 was worth $4,078 on November 13, 2026, with dividends reinvested.

That’s 15.1% a year compounded (CAGR) over 10 years: 4.1 times your money.

Over the same dates the same $1,000 would be worth $6,356 in the Nasdaq-100: the S&P 500 trailed the Nasdaq-100.

Price only$3,482if dividends were spent

Biggest fall−33.7%Feb 19 to Mar 23, 2020

At a flat 5% a year$1,629a savings account's rate

Gain$3,078on $1,000 put in

How this period ranks#

Better than 83% of all 1,751 periods of 10 years since 1871.

Your dates

−40%0%60%

Worst: −4.0% a year, Aug 1929 to Aug 1939Best: 21.2% a year, Jun 1949 to Jun 1959

One scale for every length, so longer periods bunch up. Point at a bar.

Data provided bySource: Twelve Data

Growth of $1,000 in the S&P 500, November 14, 2016 to November 13, 2026#

Your $1,000$Your buyA low

$500$1,000$1,500$2,000$2,500$3,000$3,500$4,5002017201820192020202120222023202420252026$1,102 · Mar 2020$1,830 · Oct 2022$1,131 · Dec 2018$2,640 · Apr 2025$

$4,078

How far the S&P 500 was below its previous high. The biggest fall: −33.7% from Feb 19, 2020 to Mar 23, 2020, back to the high by Aug 10, 2020.

−33.7% from its high−24.5% from its high−19.3% from its high−18.8% from its high

high−34%

Your one buy. $1,000 on November 14, 2016, worth $4,078 on November 13, 2026. Pick Monthly or Yearly to see a plan's buys.

4.1×paid

Data provided bySource: Twelve Data

What $1,000 would be worth on November 13, 2026, by start date#

Each point is the same amount invested that day and held to November 13, 2026, dividends reinvested. Above the line it made money.

$100$10K$1M$100M$10B188018901900191019201930194019501960197019801990200020102020Your start

$1,000 invested in the S&P 500, by year#

Data provided bySource: Twelve Data

Started on each year's first price and held to Nov 13, 2026, dividends reinvested.

Started	Worth Nov 13, 2026	Multiple	A year (CAGR)	Same in the Nasdaq-100
2017	$3,898	3.9×	14.8%	$6,077
2018	$3,205	3.2×	14.0%	$4,542
2019	$3,378	3.4×	16.7%	$4,609
2020	$2,553	2.6×	14.6%	$3,275
2021	$2,208	2.2×	14.5%	$2,273
2022	$1,682	1.7×	11.3%	$1,742
2023	$2,076	2.1×	20.8%	$2,626
2024	$1,648	1.6×	19.1%	$1,713
2025	$1,315	1.3×	15.9%	$1,344
2026	$1,113	1.1×	—	$1,113

Methodology#

The calculator uses an S&P 500 total-return index reconstructed from Robert Shiller's public monthly price and dividend history, chained from January 29, 1993 onward to SPY's split- and dividend-adjusted closes, every session. Price-only values use the corresponding price index. Inflation-adjusted values divide total return by CPI. A monthly or yearly plan puts in the same nominal amount on the same day of each month or year; taxes, fees and transaction costs are excluded.

What a “buy” is priced at depends on which side of that seam it falls on. From January 29, 1993 it is that day's close, or the next session's when the market was closed. Before it, only Shiller's monthly series exists, and its observation is the average of that month's daily closes; no investor could transact at that price, and no finer resolution is available that far back — so a date there snaps to its month, and the page says so beside the field. Data runs from January 1871 through November 13, 2026. See the 150-year returns analysis, the annual S&P 500 returns, or the SPY fund page. Past performance does not predict future results; not investment advice.

FAQ#

What would $1,000 invested in the S&P 500 be worth today?: $1,000 invested in the S&P 500 on November 14, 2016 would be worth $4,078 on November 13, 2026, with dividends reinvested — 15.1% a year compounded (CAGR).
Does the S&P 500 return calculator include dividends?: Yes. Dividends reinvested is the default total-return basis. You can turn it off to see price appreciation alone. Taxes, fund fees and trading costs are excluded.
Can the calculator adjust S&P 500 returns for inflation?: Yes. The Adjust for inflation option deflates the dividends-reinvested total-return series by CPI, expressing the ending value in the starting investment's purchasing-power dollars.
How far back does the S&P 500 calculator go?: The record begins January 1871. Early history is reconstructed from Robert Shiller's public long-run series, one price a month; from January 29, 1993 it is SPY's close every session, so it stays current.
How does this compare with a compound interest calculator?: A compound interest calculator grows a deposit at one fixed rate. This calculator grows it at what the S&P 500 actually returned, dividends included, and states the flat-rate equivalent beside the result: the same money at 5% a year compounded is shown for the same dates so the two can be read against each other. The long-run figure is about 10% a year compounded (CAGR) before inflation, but it arrives unevenly — the chart shows the path, not just the endpoint.

More on S&P 500

Returns by year→

+11.5%

YTD total return · every year since 1994

Return drivers→

+17.7%

2025 · earnings +14.6 · P/E +1.7 · dividends +1.4

Yearly charts→

+17.7%

2025 · every year since 1994, with its events

Trailing returns→

+13.4%

1Y total return · 3Y · 5Y · 10Y (CAGR)

YTD return→

+11.5%

total return · daily path + historical rank

Sector performance→

+48.2%

Energy leads YTD (total return)

Average return→

10%?

the long-run answer, examined

Companies & weights→

500

companies · AAPL heaviest at 8.0% (est.)

Stock performance→

500

companies ranked best to worst

P/E ratio→

26.0

trailing · as-reported EPS, Shiller's record

Earnings per share→

$295.39

trailing 12m · +25.6% YoY

Valuation bands→

26.0×

trailing earnings · 25×–30× band

Shiller P/E (CAPE)→

38.6

10-yr smoothed · median 16.6

Dividend yield→

1.10%

weighted across members

Buyback yield→

1.55%

1.39% net of shares issued

Shareholder yield→

2.60%

buybacks 1.55% + dividends

vs all-time high · every crash

Concentration→

37.9%

held by the top 10 companies

ETFs that track it→

fees, size and returns compared

All 28 S&P 500 pages →Calculator for: S&P 500 Equal Weight · US Stock Market · Nasdaq-100 · Dow JonesTracked by SPY, VOO, IVV, SPYM · all S&P 500 ETFs compared · VOO vs SPY · SPY vs QQQ · VTI vs VOO vs SPY

Sources

SPY's prices and dividends: The fund's market prices and dividends, licensed from Twelve Data.
Robert Shiller's public record: Monthly prices, dividends and earnings of the S&P 500 since 1871, as compiled and published by Robert Shiller; used before 1993.

ChartRow is not affiliated with, sponsored by, or endorsed by S&P Dow Jones Indices LLC, S&P Global, Nasdaq, Inc., FTSE Russell, MSCI Inc., Robert Shiller, RSBB-I, LLC, or Yale University. "S&P 500®" and "S&P®" are registered trademarks of Standard & Poor's Financial Services LLC and "Dow Jones®" of Dow Jones Trademark Holdings LLC, both licensed to S&P Dow Jones Indices LLC; "Nasdaq-100®" is a registered trademark of Nasdaq, Inc.; "CAPE®" is a registered trademark of RSBB-I, LLC; all other index names are trademarks of their owners. They are used here only to identify those indexes and the funds that seek to track them. ChartRow receives no data from, and holds no licence from, any index provider: the holdings and weights shown start from the tracking fund's own holdings as reported in its public SEC filings, updated where noted for publicly announced index changes since the latest filing and rolled forward by ChartRow from daily prices, with any name added since the filing estimated from market cap; returns are the fund's own market prices; long-run S&P 500 history comes from public research datasets, Robert Shiller's and Aswath Damodaran's, credited where used. These figures are ChartRow's own estimates and computations from public filings, prices and research records, provided for information only and without warranty of accuracy; they are not the fund's or any index provider's official figures and may differ from them.