VTI vs VOO vs SPY (2026)
Vanguard Total Stock Market ETF, Vanguard S&P 500 ETF and SPDR S&P 500 ETF Trust side by side. Cheapest: VTI (0.03% expense ratio). Best 5-year return: VOO (+83.11%). Largest: VOO ($1T AUM). Not investment advice.
Fund facts#
| VTI | VOO | SPY | |
|---|---|---|---|
| Focus | Total US Market | S&P 500 | S&P 500 |
| Expense ratio | 0.03% | 0.03% | 0.09% |
| AUM | $677B | $1T | $781.2B |
| Distribution yield | 1.03% | 1.04% | 0.98% |
| Holdings | 3477 | 504 | 500 |
| 1 month return | -1.1% | -0.9% | -0.9% |
| YTD return | +13.3% | +13.0% | +12.9% |
| 1 year return | +19.2% | +19.4% | +19.4% |
| 3 years return | +77.4% | +78.9% | +78.5% |
| 5 years return | +74.7% | +83.1% | +82.5% |
| 10 years return | +294.7% | +314.2% | +311.5% |
| 3Y CAGR | +21.1%/yr | +21.4%/yr | +21.3%/yr |
| 5Y CAGR | +11.8%/yr | +12.9%/yr | +12.8%/yr |
| 10Y CAGR | +14.7%/yr | +15.3%/yr | +15.2%/yr |
| Issuer | Vanguard | Vanguard | State Street |
| Inception | 2001-05-24 | 2010-09-07 | 1993-01-22 |
All returns are total returns (dividends reinvested), from daily adjusted closes. CAGR = compound annual growth rate. '—' means the fund's history doesn't span the horizon.
Annualized returns (CAGR)#
Compound annual growth rate per holding period, total return, from weekly adjusted closes. Horizons a fund's history can't span show no bar; horizons no fund spans are omitted.
Performance, rebased#
Returns by year#
| Year | VTI | VOO | SPY |
|---|---|---|---|
| 2017 | +21.2% | +21.8% | +21.7% |
| 2018 | -5.2% | -4.5% | -4.6% |
| 2019 | +30.7% | +31.4% | +31.2% |
| 2020 | +21.1% | +18.3% | +18.3% |
| 2021 | +25.7% | +28.8% | +28.7% |
| 2022 | -19.5% | -18.2% | -18.2% |
| 2023 | +26.0% | +26.3% | +26.2% |
| 2024 | +23.8% | +25.0% | +24.9% |
| 2025 | +17.1% | +17.8% | +17.7% |
| 2026 YTD | +13.3% | +13.0% | +12.9% |
Total returns (dividends reinvested), calendar years.
Returns by year, charted#
Holdings overlap#
498 holdings are held by all 3 funds. Pairwise overlap, % of portfolio weight:
| VTI | VOO | SPY | |
|---|---|---|---|
| VTI | — | 88% | 88% |
| VOO | 88% | — | 100% |
| SPY | 88% | 100% | — |
Top 10 holdings, side by side#
Merged top 10 across the funds — each column is the holding's % of that fund.
Sector weights#
| Sector | VTI | VOO | SPY |
|---|---|---|---|
| Technology | 34.8% | 38.2% | 38.4% |
| Financials | 11.2% | 11.8% | 12.2% |
| Communication Services | 8.4% | 9.5% | 9.5% |
| Consumer Discretionary | 8.6% | 9.1% | 9.1% |
| Healthcare | 8.8% | 9.0% | 9.0% |
| Industrials | 8.4% | 8.3% | 8.3% |
| Consumer Staples | 3.9% | 4.4% | 4.4% |
| Energy | 3.4% | 3.5% | 3.5% |
| Utilities | 2.1% | 2.1% | 2.1% |
| Materials | 1.5% | 1.7% | 1.7% |
| Real Estate | 1.7% | 1.7% | 1.7% |
| Other | 0.1% | 0.0% | 0.0% |
| Not on ChartRow | 7.2% | 0.6% | 0.0% |
Sector weights, charted#
Estimated portfolio characteristics#
| VTI | VOO | SPY | |
|---|---|---|---|
| P/E (trailing) | 26.7 | 25.8 | 25.8 |
| P/B | 5.1 | 5.2 | 5.2 |
| Dividend yield | 1.04% | 1.06% | 1.06% |
| Earnings growth (TTM) | +30.3% | +32.8% | +32.8% |
Weighted by each fund's filed holdings, over the members we track. Shown only when every fund's tracked coverage is high enough for the average to mean something.
Growth from any starting date#
Hover to move the starting point — every fund rebases to 1× at that date, so the comparison holds from any entry point back to 2010 (the earliest date all 3 funds existed). Log scale, weekly total returns.
Fund flows#
| Period | VTI | VOO | SPY |
|---|---|---|---|
| Jun 2026 | +$3.7B | −$8.5B | +$6.7B |
| May 2026 | −$7.7B | +$15.8B | +$9.9B |
| Apr 2026 | +$4.5B | +$28.5B | +$14.6B |
| Mar 2026 | +$13.2B | −$11.1B | −$10.8B |
| Feb 2026 | +$5.1B | +$14.5B | −$5.3B |
| Jan 2026 | +$4.1B | +$13.3B | −$13.3B |
Net creations minus redemptions, derived from consecutive SEC N-PORT filings. The form only exists since mid-2019.
Fund flows, charted#
Methodology#
Returns are total returns (dividends reinvested) from daily adjusted closes. Holdings, overlap, sector weights and flows derive from each fund's public SEC filings (Form N-PORT), anchored on the latest filing and rolled forward daily by price moves. Overlap is the sum of the smaller weight across shared holdings, computed pairwise. See each fund's full holdings: VTI holdings · VOO holdings · SPY holdings. Past performance does not predict future returns; not investment advice.
FAQ#
- Which of VTI vs VOO vs SPY is best?
- Cheapest: VTI (0.03% expense ratio). Best 5-year return: VOO (+83.11%). Largest: VOO ($1T AUM). The three default index funds, three ways at once.
- How much do VTI vs VOO vs SPY overlap?
- 498 holdings are held by all of VTI vs VOO vs SPY; pairwise portfolio overlap ranges shown in the overlap matrix (per each fund's latest SEC N-PORT filing).
- Which is bigger: VTI vs VOO vs SPY?
- VOO is the largest at $1T in assets.
- Is ChartRow affiliated with any of these funds?
- No. ChartRow is independent and not affiliated with, sponsored by, or endorsed by Vanguard, State Street. Comparisons are derived independently from public SEC filings and market data; not investment advice.