What is S&P 500's 10-year return?

Over the last 10 years, the S&P 500 (proxied by SPY, dividends reinvested) returned about +15.2% a year annualized (+312.9% cumulative total return).

What is S&P 500's 20-year annualized return?

Over the last 20 years, the S&P 500 (proxied by SPY, dividends reinvested) compounded at about +11.1% a year (+718.6% cumulative).

What is S&P 500's return since inception?

Since 1993, the S&P 500 (proxied by SPY, dividends reinvested) has compounded at about +10.8% a year — +3037.2% in total.

Market proxy SPY$762.631D -0.21%as of market close, Sep 30, 2026

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S&P 500 trailing returns

S&P 500's 10-year return is +15.2% a year (CAGR) (+312.9% cumulative). How the S&P 500 (proxied by SPY, dividends reinvested) has performed over the last day, week, month and year, over 5, 10 and 20 years, and since inception, through September 30, 2026 — cumulative and annualized, with dividends on or off.

Trailing returns by period#

To 2026-09-30. Annualized (CAGR) for windows of a year or more.

Period	Annualized	Cumulative
1 day	—	-0.2%
5 days	—	-0.7%
1 month	—	-0.6%
YTD	—	+12.7%
1 year	+15.7%	+15.7%
5 years	+13.7%	+90.0%
10 years	+15.2%	+312.9%
20 years	+11.1%	+718.6%
Since inception (1993)	+10.8%	+3037.2%

Growth of SPY

Actual index level (solid); dashed lines are each window's constant-rate path from start to today.

50.01002005001995200020052010201520202025

5 years

Sep 2021 → Sep 2026

+90.0%

+13.7%/year

10 years

Sep 2016 → Sep 2026

+312.9%

+15.2%/year

20 years

Sep 2006 → Sep 2026

+718.6%

+11.1%/year

Since inception (1993)

Jan 1993 → Sep 2026

+3037.2%

+10.8%/year

Methodology#

Trailing returns measure from the closest close about N years before the latest close (2026-09-30). Cumulative return is the total change over the window; annualized return is the compound annual growth rate (CAGR), shown for windows of a year or more. Total return reinvests dividends (from SPY's split- and dividend-adjusted closes); price return excludes them. See the year-by-year returns for the calendar breakdown. Past performance does not predict future returns; not investment advice.

FAQ#

What is S&P 500's 10-year return?: Over the last 10 years, the S&P 500 (proxied by SPY, dividends reinvested) returned about +15.2% a year annualized (+312.9% cumulative total return).
What is S&P 500's 20-year annualized return?: Over the last 20 years, the S&P 500 (proxied by SPY, dividends reinvested) compounded at about +11.1% a year (+718.6% cumulative).
What is S&P 500's return since inception?: Since 1993, the S&P 500 (proxied by SPY, dividends reinvested) has compounded at about +10.8% a year — +3037.2% in total.