Market Valuation & Macro
Rates, the yield curve, mortgages, commodities, volatility, and market valuation. Data from the St. Louis Fed (FRED), refreshed twice daily. For the inversion verdict, maturity table, and inversion history, see the dedicated yield curve page.
10Y Treasury
4.95%
+0.12pp
2Y Treasury
4.56%
10Y–2Y Spread
0.33%
-0.06pp
Fed Funds
3.63%
30Y Mortgage
6.76%
+0.05pp
WTI Crude
$97.26
+3.05
VIX
17.84
+1.38
CPI (YoY)
3.71%
Unemployment
4.10%
+0.00pp
Consumer Sentiment
55.20
+5.70
History
Treasury Yield Curve
Latest constant-maturity yields (snapshot)4.00%4.50%5.00%
1M3M6M1Y2Y5Y7Y10Y20Y30Y
30Y
Yield5.37%
10Y–2Y Spread
Negative = inverted (recession signal)-1.00%0.00%1.00%2.00%
0.33%Jun 76Aug 01Sep 26
Sep 11, 2026
10Y–2Y Spread0.33%
10Y Treasury Yield
5.00%10.00%
4.95%Jan 62Jul 94Sep 26
Sep 10, 2026
10Y Treasury Yield4.95%
30Y Fixed Mortgage
5.00%10.00%15.00%
6.76%Apr 71Jan 99Sep 26
Sep 10, 2026
30Y Fixed Mortgage6.76%
WTI Crude Oil
20406080100120
97Jan 86Jul 06Sep 26
Sep 9, 2026
WTI Crude Oil97
VIX (Volatility)
10.020.030.040.050.060.0
17.8Jan 90Aug 08Sep 26
Sep 10, 2026
VIX (Volatility)17.8
Unemployment Rate
4.0%6.0%8.0%10.0%12.0%
4.1%Jan 48Sep 87Aug 26
Aug 1, 2026
Unemployment Rate4.1%
Consumer Sentiment (UMich)
6080100
55Nov 52Sep 98Jul 26
Jul 1, 2026
Consumer Sentiment (UMich)55
Source: U.S. Federal Reserve (FRED). For informational purposes only; not investment advice.