SYF — Synchrony Financial price, chart and key statistics

Price data

Price

$73.74

YTD price return

-11.61%

YTD total return

-10.51%

Market cap

23B2016-12 29.9B2026-11 23B-23.3% over the window

Enterprise value

24.1B

Shares outstanding

311.4M2016-09 825.5M2026-09 311.4M-62.3% over the window

52W low

$63.08

52W high

$88.77

From 52W high

-16.93%

From 52W low

+16.90%

52W range

41%$63.08–$88.77

Beta

1.31

Volume

Rel volume

1.33×

30D volume

3.7M

30D $ vol

273.1M

Insider trading

Insider net 1WNo open-market insider purchase or sale with a transaction date in the last 7 days, as filed on Form 4.

none

Insider net 1MNo open-market insider purchase or sale with a transaction date in the last 30 days, as filed on Form 4.

none

Insider net 3M0 insider-days of buying (no priced lot) and 1 of selling ($436K) in the last 91 days, by transaction date, open-market transactions only — awards, exercises, tax withholding and employee-plan purchases are not counted. A Form 4 is filed within two business days of the trade, so the newest days may not be in yet.

−$436K

Insider net 1Y0 insider-days of buying (no priced lot) and 24 of selling ($43.6M) in the last 365 days, by transaction date, open-market transactions only — awards, exercises, tax withholding and employee-plan purchases are not counted. A Form 4 is filed within two business days of the trade, so the newest days may not be in yet.

−$43.6M

Form 4 transactions by trade date, as filed; latest on file 2026-08-13.

Fundamentals

Sales (ttm)

19.3B2016-09 13.5B2026-09 19.3B+43.5% over the window

Sales/share

$62.022016-09 $16.302026-09 $62.02+280.5% over the window

EPS (ttm)

$9.542016-09 $2.662026-09 $9.54+258.5% over the window

Book value/share

$53.152016-09 $16.942026-09 $53.15+213.8% over the window

Net margin

17.26%2016-09 16.5%2026-09 17.3%+4.5% over the window

ROE

20.14%2016-09 15.9%2026-09 20.1%+26.7% over the window

ROA

2.72%2016-09 2.5%2026-09 2.7%+6.8% over the window

Debt / equity

1.03×2016-09 0.552026-09 1.03+85.4% over the window

Growth (CAGR, ttm) · 10Y

Sales

+2.63%2025-09-30 → 2026-09-3018.8B → 19.3B (+2.6% total)+4.58%2023-09-30 → 2026-09-3016.9B → 19.3B (+14.4% total)+5.95%2021-09-30 → 2026-09-3014.5B → 19.3B (+33.5% total)+3.68%2016-09-30 → 2026-09-3013.5B → 19.3B (+43.5% total)

Net income

-6.77%2025-09-30 → 2026-09-303.6B → 3.3B (-6.8% total)+11.96%2023-09-30 → 2026-09-302.4B → 3.3B (+40.3% total)-4.27%2021-09-30 → 2026-09-304.1B → 3.3B (-19.6% total)+4.14%2016-09-30 → 2026-09-302.2B → 3.3B (+50.0% total)

Shares

-13.55%2025-09-30 → 2026-09-30360.2M → 311.4M (-13.5% total)-9.04%2023-09-30 → 2026-09-30413.8M → 311.4M (-24.7% total)-10.67%2021-09-30 → 2026-09-30547.3M → 311.4M (-43.1% total)-9.29%2016-09-30 → 2026-09-30825.5M → 311.4M (-62.3% total)

Per-share growth (CAGR, ttm) · 10Y

EPS

+4.70%2025-09-30 → 2026-09-30$9.11 → $9.54 (+4.7% total)+20.85%2023-09-30 → 2026-09-30$5.40 → $9.54 (+76.5% total)+6.16%2021-09-30 → 2026-09-30$7.07 → $9.54 (+34.8% total)+13.62%2016-09-30 → 2026-09-30$2.66 → $9.54 (+258.5% total)

Sales/share

+18.72%2025-09-30 → 2026-09-30$52.25 → $62.02 (+18.7% total)+14.97%2023-09-30 → 2026-09-30$40.81 → $62.02 (+52.0% total)+18.60%2021-09-30 → 2026-09-30$26.43 → $62.02 (+134.7% total)+14.30%2016-09-30 → 2026-09-30$16.30 → $62.02 (+280.5% total)

Book value/share

+12.18%2025-09-30 → 2026-09-30$47.38 → $53.15 (+12.2% total)+16.89%2023-09-30 → 2026-09-30$33.27 → $53.15 (+59.7% total)+15.85%2021-09-30 → 2026-09-30$25.47 → $53.15 (+108.7% total)+12.12%2016-09-30 → 2026-09-30$16.94 → $53.15 (+213.8% total)

Dividend/share

+12.74%2025-09-30 → 2026-09-30$1.10 → $1.24 (+12.7% total)+9.67%2023-09-30 → 2026-09-30$0.94 → $1.24 (+31.9% total)+7.10%2021-09-30 → 2026-09-30$0.88 → $1.24 (+40.9% total)+25.30%2016-09-30 → 2026-09-30$0.13 → $1.24 (+853.8% total)

Price

+0.26%2025-11-06 → 2026-11-06$73.55 → $73.74 (+0.3% total)Price appreciation from split-adjusted daily closes, excluding dividends; endpoints are exact trading-day anniversaries of the latest close.+35.69%2023-11-06 → 2026-11-06$29.51 → $73.74 (+149.9% total)Price appreciation from split-adjusted daily closes, excluding dividends; endpoints are exact trading-day anniversaries of the latest close.+8.43%2021-11-05 → 2026-11-06$49.19 → $73.74 (+49.9% total)Price appreciation from split-adjusted daily closes, excluding dividends; endpoints are exact trading-day anniversaries of the latest close.+10.08%2016-11-04 → 2026-11-06$28.22 → $73.74 (+161.3% total)Price appreciation from split-adjusted daily closes, excluding dividends; endpoints are exact trading-day anniversaries of the latest close.

Total return

+1.51%2025-11-06 → 2026-11-06$72.64 → $73.74 (+1.5% total)Total return with dividends reinvested (adjusted daily closes); endpoints are exact trading-day anniversaries of the latest close. The gap against the Price row is the dividend contribution.+38.07%2023-11-06 → 2026-11-06$28.01 → $73.74 (+163.3% total)Total return with dividends reinvested (adjusted daily closes); endpoints are exact trading-day anniversaries of the latest close. The gap against the Price row is the dividend contribution.+10.76%2021-11-05 → 2026-11-06$44.22 → $73.74 (+66.8% total)Total return with dividends reinvested (adjusted daily closes); endpoints are exact trading-day anniversaries of the latest close. The gap against the Price row is the dividend contribution.+12.62%2016-11-04 → 2026-11-06$22.45 → $73.74 (+228.5% total)Total return with dividends reinvested (adjusted daily closes); endpoints are exact trading-day anniversaries of the latest close. The gap against the Price row is the dividend contribution.

Fundamentals end at the last reported quarter; price and total return end at the latest close.

Valuation

P/E (ttm)Price ÷ TTM diluted EPS. Net income carries everything below the operating line, including one-off gains. Negative when the trailing year lost money.

7.7×2016-12 13.472026-11 6.89-48.9% over the window

Fwd P/E

7.1×

P/S (ttm)Market cap ÷ TTM revenue.

1.2×2016-12 2.232026-11 1.19-46.6% over the window

P/B (mrq)Market cap ÷ stockholders' equity at the most recent quarter end.

1.4×2016-12 2.142026-11 1.39-35.2% over the window

EV/Sales (ttm)

1.2×

Dividend yield (fwd)Indicated annual dividend ÷ last close: the last regular payment × payments a year, from our own dividend record. Shown only for a company that pays the same amount each time (raises and cuts allowed), whose payments are on schedule and agree with the dividends it reports paying; a company whose payments vary in size, such as an unequal interim and final, has no forward figure — see the ttm yield.Div yieldIndicated annual dividend ÷ last close: the last regular payment × payments a year, from our own dividend record. Shown only for a company that pays the same amount each time (raises and cuts allowed), whose payments are on schedule and agree with the dividends it reports paying; a company whose payments vary in size, such as an unequal interim and final, has no forward figure — see the ttm yield.

1.84%

Dividend yield (ttm)Dividends paid over the last year ÷ last close: the last full cycle of regular payments in our own dividend record. Below the forward yield after a raise, above it after a cut. Shown only when the record holds that full cycle and it agrees with the dividends the company reports paying; otherwise —.

1.68%

Dividend/share (fwd)The indicated annual dividend: the last regular payment × payments a year, for a company that pays the same amount each time.

$1.36

Buyback yield (realized, 1y)1 − shares_at(2026-09-30) ÷ shares_at(2025-09-30) = 1 − 311.4M ÷ 360.2M. Point-in-time share counts from the company's own SEC filings (the same count at both ends), published only when the cash flow statement shows repurchases inside that window. A falling price can't inflate it; negative means net dilution.

13.55%

Shareholder yield (realized, 1y)Buyback leg + dividend leg: shares retired over the year (13.55%) + dividends paid over that year ($420M) ÷ market_cap_at(2025-09-30) ($25.6B). Both legs are measured against the start of the window, so a payout can't shrink its own denominator.

15.19%

Buyback yield (cash, ttm)Buybacks net of issuance over the trailing twelve months ($3.8B) ÷ today's market cap ($23B). Dollars SPENT over what the company is worth NOW — a stock that fell after buying reads high.

16.72%2016-09 0.8%2026-09 17.4%+2088.6% over the window

Shareholder yield (cash, ttm)(TTM buybacks net of issuance $3.8B + TTM dividends $420M) ÷ today's market cap ($23B). Same caveat as the cash buyback yield.

18.55%2016-09 1.2%2026-09 19.3%+1575.0% over the window

Vs own 10Y history

P/E

46th

P/S

38th

P/B

40th