Synchrony Financial drawdown: 16.6% below the all-time high (price)
Synchrony Financial is 16.6% below its all-time high, set Jan 6, 2026 (as of market close, Nov 6, 2026), measured on price alone — dividends are not included, the convention headlines and crash histories use. The chart shows every day as a percentage of the highest level reached up to that point: 100% means a fresh record, everything below is a drawdown.
- Below all-time high
- −16.6%
- 83.4% of ATH
- All-time high
- $88.47
- Jan 6, 2026
- Time below the high
- 10 mo
- since Jan 6, 2026
- Worst-ever drawdown
- −68.2%
- Mar 23, 2020
- Longest underwater
- 3.1 yrs
- between all-time highs
- Today's level first reached
- Aug 25, 2025
- 14 mo ago
- Last time this deep
- Jun 5, 2025
- in a previous episode
% of all-time high since 2014: price#
The classic underwater chart (drawdown curve), drawn as % of the all-time high — 100% is a fresh record, everything below it is time spent underwater. Basis and range are in the URL, so a particular view is a link.
The deepest drawdowns on record#
Data provided bySource: Twelve DataEvery decline of 15% or more from an all-time high (price basis), deepest first.
| Peak | Trough | Depth | Peak → trough | Recovered by | Underwater |
|---|---|---|---|---|---|
| Jan 26, 2018 | Mar 23, 2020 | −68.2% | 2.2 yrs | Feb 24, 2021 | 3.1 yrs |
| Oct 19, 2021 | May 4, 2023 | −48.9% | 1.5 yrs | Oct 11, 2024 | 3.0 yrs |
| Jan 24, 2025 | Apr 4, 2025 | −38.0% | 2 mo | Jul 10, 2025 | 5 mo |
| Jul 20, 2015 | Jun 27, 2016 | −35.1% | 11 mo | Dec 7, 2016 | 17 mo |
| Jan 4, 2017 | May 17, 2017 | −30.1% | 4 mo | Dec 18, 2017 | 11 mo |
| Jan 6, 2026 | Mar 13, 2026 | −27.9% | 2 mo | not yet | 10 mo+ |
Price basis (no dividends) — the convention crash histories use. With dividends reinvested, recoveries arrive years earlier; switch the basis on the chart above to see it.
Drawdown vs what came next#
Data provided bySource: Twelve DataOne dot per month since 2014: how far Synchrony Financial stood below its all-time high, and the total return over the following 1, 5 and 10 years.
Read this with survivorship bias in mind: a single asset's history is one surviving sample, so past recoveries here say little about the odds ahead. Monthly windows also overlap heavily (they are not independent samples). Not investment advice.
FAQ#
- How far is Synchrony Financial from its all-time high?
- Synchrony Financial is currently 16.6% below its all-time high, set Jan 6, 2026 (as of market close, Nov 6, 2026). Prices only, the convention headlines use; with dividends reinvested the gap is usually smaller.
- What was the biggest Synchrony Financial drawdown ever?
- The deepest decline on record in our data (since 2014) took Synchrony Financial 68.2% below its prior high, bottoming Mar 23, 2020. The table on this page lists every major episode with its peak, trough and recovery date.
Methodology & related#
Daily data since 2014 from SYF; no free deep history exists for Synchrony Financial — for a 150-year drawdown record see the S&P 500 drawdown page. The price basis excludes dividends; the total-return basis reinvests them; the real basis additionally deflates by CPI. See also returns by year. Past performance does not predict future returns; not investment advice.