If you invested $1,000 in SYF — what it would be worth today
A $1,000 investment in Synchrony Financial (SYF) in January 2016 would be worth $3,236 as of July 2026 with dividends reinvested — 11.9% a year. Use the dropdowns above to try any amount, ticker, or starting month back to July 2014.
Over the same period, the same $1,000 would be worth $4,509 in the S&P 500 (SPY) and $7,083 in the Nasdaq-100 (QQQ). SYF trailed both the S&P 500 and the Nasdaq-100 over that period.
Growth of $1,000 in SYF since January 2016#
monthlySynchrony Financial (SYF). Total return approximated via dividend- and split-adjusted closes (no taxes or fees). Not investment advice.
Growth of $1,000 in SYF by starting month#
$1,000 invested in SYF, by starting year#
| Invested in | Worth today | Same in QQQ | Multiple | Annualized |
|---|---|---|---|---|
| 2016 | $3,236 | $7,083 | 3.2× | 11.9% |
| 2017 | $2,544 | $5,856 | 2.5× | 10.4% |
| 2018 | $2,257 | $4,267 | 2.3× | 10.1% |
| 2019 | $2,914 | $4,263 | 2.9× | 15.4% |
| 2020 | $2,633 | $3,245 | 2.6× | 16.1% |
| 2021 | $2,447 | $2,244 | 2.4× | 17.7% |
| 2022 | $1,895 | $1,935 | 1.9× | 15.3% |
| 2023 | $2,145 | $2,367 | 2.1× | 24.5% |
| 2024 | $1,967 | $1,661 | 2.0× | 31.4% |
| 2025 | $1,084 | $1,318 | 1.1× | 5.6% |
Methodology#
Investments are assumed made at the first trading day's close of the chosen year. "Dividends reinvested" uses split- and dividend-adjusted closes (a standard total-return approximation; taxes and fees excluded). "Price-only" uses split-adjusted closes. SYF data begins July 2014; values as of July 2026 and refresh daily. Past performance does not predict future returns; not investment advice.
See the live SYF chart and fundamentals on the SYF quote page or compare with the same investment in SPY.
FAQ
- How much would $1,000 invested in SYF be worth today?
- A $1,000 investment in Synchrony Financial (SYF) in January 2016 would be worth about $3,236 as of July 2026, with dividends reinvested. That works out to about 11.9% a year.
- How far back does the SYF calculation go?
- SYF data begins July 2014. You can pick any starting month from then to the present and see what your investment would be worth today.
- Does this include dividends?
- Yes. The default "dividends reinvested" view uses split- and dividend-adjusted closing prices — a standard total-return approximation that excludes taxes and fees. A price-only view (split-adjusted, no dividends) is also available.