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Data provided bySource: Twelve Data
SYF
$73.74-0.45%
as of close, Nov 6, 2026
☾ AH $73.74 -0.45%
Synchrony FinancialStock · FinancialsS&P 500 Equal Weight · 0.2% of RSPS&P 500 · 0.04% of SPYRussell 1000 · 0.04% of IWBUS Stock Market · 0.04% of VTIRussell 3000 · 0.04% of IWVMSCI World · 0.03% of URTHMSCI ACWI · 0.03% of ACWI
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SYF return calculator

Your investment#

How much
$
All at once, on the start date
Pick start & end dates10 years
Key datesStart at a well-known dateRecentMarket topsMarket bottomsEvents
Bought at that day's close
Key datesEnd at a well-known dateMarket topsMarket bottomsEvents
Latest close, Nov 6, 2026

Or drag the slider to set start and end dates

2014 to today, log scale
Covid2022 bear market
20202024Nov 2016Today
Options
Data provided bySource: Twelve Data

Result#

$1,000Nov 7, 2016$3,185Nov 6, 20263.2× 

$1,000 invested in SYF on November 7, 2016 was worth $3,185 on November 6, 2026, with dividends reinvested.

That’s 12.3% a year compounded (CAGR) over 10 years: 3.2 times your money.

Over the same dates the same $1,000 would be worth $4,039 in the S&P 500 and $6,043 in the Nasdaq-100: SYF trailed both the S&P 500 and the Nasdaq-100.

Price only$2,533if dividends were spent
Biggest fall−66.4%Jan 26, 2018 to Mar 23, 2020
At a flat 5% a year$1,629a savings account's rate
Gain$2,185on $1,000 put in

How this period ranks#

Better than 72% of all 29 periods of 10 years since 2014.

Your dates
−50%0%140%
Worst: 7.5% a year, Apr 2015 to Apr 2025Best: 14.3% a year, Jun 2016 to Jun 2026
One scale for every length, so longer periods bunch up. Point at a bar.
Data provided bySource: Twelve Data

Growth of $1,000 in SYF, November 7, 2016 to November 6, 2026#

Your $1,000$Your buySame plan in the S&P 500The highA low
Lowest value$473 · Mar 2020Highest value$3,774 · Jan 2026$
$0$1,000$2,000$4,000$3,185
20182020202220242026

How far SYF was below its previous high. The biggest fall: −66.4% from Jan 26, 2018 to Mar 23, 2020, back to the high by Jan 13, 2021.

−66.4% from its high
high−66%

Your one buy. $1,000 on November 7, 2016, worth $3,185 on November 6, 2026. Pick Monthly or Yearly to see a plan's buys.

3.2×paid
Data provided bySource: Twelve Data

What $1,000 would be worth on November 6, 2026, by start date#

Each point is the same amount invested that day and held to November 6, 2026, dividends reinvested. Above the line it made money.

Your start
$0$1,000$2,000$3,000$4,000$5,000$6,000$7,000
201620182020202220242026

$1,000 invested in SYF, by year#

Data provided bySource: Twelve Data

Started on each year's first close and held to Nov 6, 2026, dividends reinvested.

StartedWorth Nov 6, 2026MultipleA year (CAGR)
2017$2,5012.5×9.8%
2018$2,3442.3×10.1%
2019$3,6683.7×18.0%
2020$2,3972.4×13.6%
2021$2,4522.5×16.6%
2022$1,7451.7×12.2%
2023$2,4722.5×26.6%
2024$2,0472.0×28.6%
2025$1,1651.2×8.6%
2026$8820.88×—

Methodology#

A buy is made at the start date's close, or the next session's when the market was closed that day, and valued at the end date's close; a monthly or yearly plan buys on the same day of each month or year. "Dividends reinvested" uses split- and dividend-adjusted closes (a standard total-return approximation; taxes and fees excluded). "Price-only" uses split-adjusted closes. SYF data begins July 31, 2014; values as of November 6, 2026 and refresh daily. The ranking compares month-end to month-end periods. Past performance does not predict future returns; not investment advice.

See the live SYF chart and fundamentals on the SYF quote page or the S&P 500 return calculator.

Head-to-head:Compare with AXP or any ticker →

FAQ#

How much would $1,000 invested in SYF be worth today?
$1,000 invested in SYF on November 7, 2016 would be worth $3,185 on November 6, 2026, with dividends reinvested — 12.3% a year compounded (CAGR).
How far back does the SYF calculator go?
SYF data begins July 31, 2014, with a close every session. Pick any start and end date in that span — 12 years, 3 months of history.
Does this include dividends?
Yes. The default "dividends reinvested" view uses split- and dividend-adjusted closing prices — a standard total-return approximation that excludes taxes and fees. A price-only view (split-adjusted, no dividends) is also available.