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SYF SEC filings (2026)

CIK 1601712 · Finance Services (SIC 6199) · incorporated in NY · fiscal year ends in December

2,231 filings on EDGAR since 2014 · 12 annual, 37 quarterly, 273 current · financial statements · earnings

Latest 10-K
Feb 6, 2026
fiscal year to Dec 31, 2025
Latest 10-Q
Jul 23, 2026
quarter to Jun 30, 2026
Latest 8-K
Oct 20, 2026
Regulation FD disclosure
Last earnings release
Oct 20, 2026
$2.86 vs $2.48 · ▼ 1.2%
Filings on file
2,231
since 2014, 1,715 insider forms

What happened, last 12 months#

Every earnings release with its print, every report with its quarter, the other 8-Ks by the headline of the press release they furnish or by their items, the proxy statements, and each day an insider bought or sold — newest first, each line opening the filing on EDGAR. The index by form and year follows.

October 2026

September 2026

August 2026

July 2026

June 2026

May 2026

April 2026

March 2026

February 2026

January 2026

December 2025

November 2025

October 2025

Insider transactions#

What officers, directors and 10% holders reported on Forms 4 and 5 over the last 13 months, from the documents themselves: one insider’s trades of one kind on one day are one row, with the shares, the price range and the total as filed. Open-market buys and sells first; awards, exercises, tax withholding, gifts and employee-plan purchases are grouped below them.

Over the last 13 months insiders sold $43.6M in 24 sales and bought nothing on the open market; 162 other transactions (awards, exercises, tax withholding, gifts and plan purchases).

DateInsider
Aug 13, 2026Form 4Casellas AlbertoSee remarksSold · $436K · 5,456 sh · 10b5-1
Aug 3, 2026Form 4COVIELLO ARTHUR W JRDirectorSold · $309K · 4,000 sh · 10b5-1
Aug 3, 2026Form 4Gentleman CourtneySee remarksSold · $55K · 721 sh · 10b5-1
Aug 3, 2026Form 4Owens DarrellSee remarksSold · $47K · 610 sh · 10b5-1
May 15, 2026Form 4MOTHNER JONATHAN SSee remarksSold · $3.7M · 51,258 sh · 10b5-1
May 1, 2026Form 4Howse CurtisSee remarksSold · $646K · 8,436 sh · 10b5-1
May 1, 2026Form 4Casellas AlbertoSee remarksSold · $444K · 5,794 sh · 10b5-1
May 1, 2026Form 4COVIELLO ARTHUR W JRDirectorSold · $306K · 4,000 sh · 10b5-1
Mar 3, 2026Form 4Wenzel Brian J. Sr.See remarksSold · $3.2M · 47,112 sh · 10b5-1
Mar 2, 2026Form 4DOUBLES BRIAN DSee remarks · DirectorSold · $14.9M · 217,554 sh · 10b5-1
Mar 2, 2026Form 4Wenzel Brian J. Sr.See remarksSold · $1.3M · 19,580 sh · 10b5-1
Mar 2, 2026Form 4Juel CarolSee remarksSold · $1.1M · 16,859 sh · 10b5-1
Mar 2, 2026Form 4Casellas AlbertoSee remarksSold · $975K · 14,399 sh · 10b5-1
Mar 2, 2026Form 4Schaller BartSee remarksSold · $879K · 12,980 sh · 10b5-1
Mar 2, 2026Form 4Howse CurtisSee remarksSold · $534K · 7,882 sh · 10b5-1
Mar 2, 2026Form 4Gentleman CourtneySee remarksSold · $294K · 4,338 sh · 10b5-1
Mar 2, 2026Form 4Owens DarrellSee remarksSold · $262K · 3,865 sh · 10b5-1
Feb 17, 2026Form 4Juel CarolSee remarksSold · $3.1M · 44,411 sh · 10b5-1
Feb 17, 2026Form 4Casellas AlbertoSee remarksSold · $2.9M · 41,514 sh · 10b5-1
Feb 17, 2026Form 4Schaller BartSee remarksSold · $2.5M · 35,300 sh · 10b5-1
Feb 17, 2026Form 4Gentleman CourtneySee remarksSold · $850K · 12,045 sh · 10b5-1
Feb 17, 2026Form 4Owens DarrellSee remarksSold · $727K · 10,304 sh · 10b5-1
Feb 2, 2026Form 4Howse CurtisSee remarksSold · $3.8M · 52,556 sh · 10b5-1
Feb 2, 2026Form 4COVIELLO ARTHUR W JRDirectorSold · $289K · 4,000 sh · 10b5-1
Awards, exercises, withholding and plan purchases · 162 transactions
DateInsider
Sep 30, 2026Form 4NAYLOR JEFFREY GDirectorAward · $91K · 1,287 sh
Sep 30, 2026Form 4GUTHRIE ROY ADirectorAward · $60K · 846 sh
Sep 30, 2026Form 4ELLINGER DEBORAH GDirectorAward · $60K · 846 sh
Sep 30, 2026Form 4COVIELLO ARTHUR W JRDirectorAward · $60K · 846 sh
Sep 30, 2026Form 4AGUIRRE FERNANDODirectorAward · $60K · 846 sh
Sep 30, 2026Form 4Alves Paget LeonardDirectorAward · $60K · 846 sh
Sep 30, 2026Form 4Zane Ellen MDirectorAward · $60K · 846 sh
Sep 30, 2026Form 4Parker P.W.DirectorAward · $60K · 846 sh
Sep 30, 2026Form 4COLAO DANIEL ODirectorAward · $60K · 846 sh
Sep 30, 2026Form 4Richie LaurelDirectorAward · $60K · 846 sh
Sep 30, 2026Form 4Chytil Kamila KDirectorAward · $60K · 846 sh
Aug 17, 2026Form 4DOUBLES BRIAN DSee remarks · DirectorAward · Dividend Equivalent Unit · $81K · 1,001 sh
Aug 17, 2026Form 4Wenzel Brian J. Sr.See remarksAward · Dividend Equivalent Unit · $22K · 272 sh
Aug 17, 2026Form 4MOTHNER JONATHAN SSee remarksAward · Dividend Equivalent Unit · $18K · 218 sh
Aug 17, 2026Form 4Juel CarolSee remarksAward · Dividend Equivalent Unit · $18K · 218 sh
Aug 17, 2026Form 4NAYLOR JEFFREY GDirectorAward · Dividend Equivalent Unit · $16K · 203 sh
Aug 17, 2026Form 4Casellas AlbertoSee remarksAward · Dividend Equivalent Unit · $15K · 182 sh
Aug 17, 2026Form 4Howse CurtisSee remarksAward · Dividend Equivalent Unit · $15K · 182 sh
Aug 17, 2026Form 4Alves Paget LeonardDirectorAward · Dividend Equivalent Unit · $13K · 157 sh
Aug 17, 2026Form 4GUTHRIE ROY ADirectorAward · Dividend Equivalent Unit · $13K · 156 sh
Aug 17, 2026Form 4Richie LaurelDirectorAward · Dividend Equivalent Unit · $11K · 138 sh
Aug 17, 2026Form 4Gentleman CourtneySee remarksAward · Dividend Equivalent Unit · $6,379 · 79 sh
Aug 17, 2026Form 4Owens DarrellSee remarksAward · Dividend Equivalent Unit · $5,653 · 70 sh
Aug 17, 2026Form 4Tiliakos AmySee remarksAward · Dividend Equivalent Unit · $3,957 · 49 sh
Aug 17, 2026Form 4COVIELLO ARTHUR W JRDirectorAward · Dividend Equivalent Unit · $1,131 · 14 sh
Aug 17, 2026Form 4AGUIRRE FERNANDODirectorAward · Dividend Equivalent Unit · $1,131 · 14 sh
Aug 17, 2026Form 4Zane Ellen MDirectorAward · Dividend Equivalent Unit · $1,131 · 14 sh
Aug 17, 2026Form 4Parker P.W.DirectorAward · Dividend Equivalent Unit · $1,131 · 14 sh
Aug 17, 2026Form 4COLAO DANIEL ODirectorAward · Dividend Equivalent Unit · $1,131 · 14 sh
Aug 17, 2026Form 4Chytil Kamila KDirectorAward · Dividend Equivalent Unit · $1,131 · 14 sh
Aug 17, 2026Form 4COVIELLO ARTHUR W JRDirectorOther · $887 · 11 sh
Aug 17, 2026Form 4ELLINGER DEBORAH GDirectorAward · Dividend Equivalent Unit · $808 · 10 sh
Aug 17, 2026Form 4Casellas AlbertoSee remarksAward · Phantom Stock Units · $0 · 0.782 sh
Aug 13, 2026Form 4Casellas AlbertoSee remarksExercise or conversion · $183K · 5,456 sh · 10b5-1
Aug 13, 2026Form 4Casellas AlbertoSee remarksExercise or conversion · Employee Stock Option (rig… · $0 · 5,456 sh · 10b5-1
Jul 31, 2026Form 4Tiliakos AmySee remarksTax withholding · $132K · 1,738 sh
Jul 31, 2026Form 4Gentleman CourtneySee remarksTax withholding · $44K · 574 sh · 10b5-1
Jul 31, 2026Form 4Owens DarrellSee remarksTax withholding · $37K · 486 sh · 10b5-1
Jul 28, 2026Form 4DOUBLES BRIAN DSee remarks · DirectorTax withholding · $181K · 2,353 sh
Jun 30, 2026Form 4NAYLOR JEFFREY GDirectorAward · $91K · 1,200 sh
Jun 30, 2026Form 4GUTHRIE ROY ADirectorAward · $60K · 789 sh
Jun 30, 2026Form 4ELLINGER DEBORAH GDirectorAward · $60K · 789 sh
Jun 30, 2026Form 4COVIELLO ARTHUR W JRDirectorAward · $60K · 789 sh
Jun 30, 2026Form 4AGUIRRE FERNANDODirectorAward · $60K · 789 sh
Jun 30, 2026Form 4Alves Paget LeonardDirectorAward · $60K · 789 sh
Jun 30, 2026Form 4Zane Ellen MDirectorAward · $60K · 789 sh
Jun 30, 2026Form 4Parker P.W.DirectorAward · $60K · 789 sh
Jun 30, 2026Form 4COLAO DANIEL ODirectorAward · $60K · 789 sh
Jun 30, 2026Form 4Richie LaurelDirectorAward · $60K · 789 sh
Jun 30, 2026Form 4Chytil Kamila KDirectorAward · $60K · 789 sh
May 15, 2026Form 4MOTHNER JONATHAN SSee remarksExercise or conversion · $386K · 11,258 sh · 10b5-1
May 15, 2026Form 4DOUBLES BRIAN DSee remarks · DirectorAward · Dividend Equivalent Unit · $73K · 1,017 sh
May 15, 2026Form 4Wenzel Brian J. Sr.See remarksAward · Dividend Equivalent Unit · $19K · 270 sh
May 15, 2026Form 4MOTHNER JONATHAN SSee remarksAward · Dividend Equivalent Unit · $15K · 217 sh · 10b5-1
May 15, 2026Form 4Juel CarolSee remarksAward · Dividend Equivalent Unit · $15K · 217 sh
May 15, 2026Form 4NAYLOR JEFFREY GDirectorAward · Dividend Equivalent Unit · $14K · 197 sh
May 15, 2026Form 4Casellas AlbertoSee remarksAward · Dividend Equivalent Unit · $13K · 181 sh
May 15, 2026Form 4Howse CurtisSee remarksAward · Dividend Equivalent Unit · $13K · 181 sh
May 15, 2026Form 4Alves Paget LeonardDirectorAward · Dividend Equivalent Unit · $11K · 153 sh
May 15, 2026Form 4GUTHRIE ROY ADirectorAward · Dividend Equivalent Unit · $11K · 152 sh
May 15, 2026Form 4Schaller BartSee remarksAward · Dividend Equivalent Unit · $10K · 143 sh
May 15, 2026Form 4Richie LaurelDirectorAward · Dividend Equivalent Unit · $9,636 · 135 sh
May 15, 2026Form 4Gentleman CourtneySee remarksAward · Dividend Equivalent Unit · $5,996 · 84 sh
May 15, 2026Form 4Owens DarrellSee remarksAward · Dividend Equivalent Unit · $5,282 · 74 sh
May 15, 2026Form 4Tiliakos AmySee remarksAward · Dividend Equivalent Unit · $5,139 · 72 sh
May 15, 2026Form 4COVIELLO ARTHUR W JRDirectorAward · Dividend Equivalent Unit · $999 · 14 sh
May 15, 2026Form 4AGUIRRE FERNANDODirectorAward · Dividend Equivalent Unit · $999 · 14 sh
May 15, 2026Form 4Zane Ellen MDirectorAward · Dividend Equivalent Unit · $999 · 14 sh
May 15, 2026Form 4Parker P.W.DirectorAward · Dividend Equivalent Unit · $999 · 14 sh
May 15, 2026Form 4COLAO DANIEL ODirectorAward · Dividend Equivalent Unit · $999 · 14 sh
May 15, 2026Form 4Chytil Kamila KDirectorAward · Dividend Equivalent Unit · $999 · 14 sh
May 15, 2026Form 4ELLINGER DEBORAH GDirectorAward · Dividend Equivalent Unit · $500 · 7 sh
May 15, 2026Form 4MOTHNER JONATHAN SSee remarksExercise or conversion · Employee Stock Option (rig… · $0 · 11,258 sh · 10b5-1
May 15, 2026Form 4Casellas AlbertoSee remarksAward · Phantom Stock Units · $0 · 0.78 sh
May 1, 2026Form 4Casellas AlbertoSee remarksExercise or conversion · $199K · 5,794 sh · 10b5-1
May 1, 2026Form 4Casellas AlbertoSee remarksExercise or conversion · Employee Stock Option (rig… · $0 · 5,794 sh · 10b5-1
Mar 31, 2026Form 4NAYLOR JEFFREY GDirectorAward · $91K · 1,343 sh
Mar 31, 2026Form 4GUTHRIE ROY ADirectorAward · $60K · 883 sh
Mar 31, 2026Form 4ELLINGER DEBORAH GDirectorAward · $60K · 883 sh
Mar 31, 2026Form 4COVIELLO ARTHUR W JRDirectorAward · $60K · 883 sh
Mar 31, 2026Form 4AGUIRRE FERNANDODirectorAward · $60K · 883 sh
Mar 31, 2026Form 4Alves Paget LeonardDirectorAward · $60K · 883 sh
Mar 31, 2026Form 4Zane Ellen MDirectorAward · $60K · 883 sh
Mar 31, 2026Form 4Parker P.W.DirectorAward · $60K · 883 sh
Mar 31, 2026Form 4COLAO DANIEL ODirectorAward · $60K · 883 sh
Mar 31, 2026Form 4Richie LaurelDirectorAward · $60K · 883 sh
Mar 31, 2026Form 4Chytil Kamila KDirectorAward · $60K · 883 sh
Mar 2, 2026Form 4DOUBLES BRIAN DSee remarks · DirectorExercise or conversion · $2.3M · 67,554 sh · 10b5-1
Mar 2, 2026Form 4DOUBLES BRIAN DSee remarks · DirectorExercise or conversion · Employee Stock Option (rig… · $0 · 67,554 sh · 10b5-1
Mar 1, 2026Form 4DOUBLES BRIAN DSee remarks · DirectorAward · $7.3M · 105,322 sh · 10b5-1
Mar 1, 2026Form 4DOUBLES BRIAN DSee remarks · DirectorTax withholding · $4.7M · 68,158 sh · 10b5-1
Mar 1, 2026Form 4Wenzel Brian J. Sr.See remarksAward · $2.2M · 31,255 sh · 10b5-1
Mar 1, 2026Form 4MOTHNER JONATHAN SSee remarksAward · $1.7M · 24,093 sh
Mar 1, 2026Form 4Juel CarolSee remarksAward · $1.7M · 24,093 sh · 10b5-1
Mar 1, 2026Form 4Casellas AlbertoSee remarksAward · $1.4M · 19,535 sh · 10b5-1
Mar 1, 2026Form 4Howse CurtisSee remarksAward · $1.4M · 19,535 sh · 10b5-1
Mar 1, 2026Form 4Wenzel Brian J. Sr.See remarksTax withholding · $1.2M · 16,911 sh · 10b5-1
Mar 1, 2026Form 4Schaller BartSee remarksAward · $1.0M · 14,610 sh · 10b5-1
Mar 1, 2026Form 4Juel CarolSee remarksTax withholding · $1.0M · 14,561 sh · 10b5-1
Mar 1, 2026Form 4MOTHNER JONATHAN SSee remarksTax withholding · $894K · 12,936 sh
Mar 1, 2026Form 4Casellas AlbertoSee remarksTax withholding · $839K · 12,143 sh · 10b5-1
Mar 1, 2026Form 4Howse CurtisSee remarksTax withholding · $773K · 11,184 sh · 10b5-1
Mar 1, 2026Form 4Schaller BartSee remarksTax withholding · $684K · 9,895 sh · 10b5-1
Mar 1, 2026Form 4Gentleman CourtneySee remarksAward · $675K · 9,768 sh · 10b5-1
Mar 1, 2026Form 4Owens DarrellSee remarksAward · $563K · 8,140 sh · 10b5-1
Mar 1, 2026Form 4Tiliakos AmySee remarksAward · $270K · 3,907 sh
Mar 1, 2026Form 4Gentleman CourtneySee remarksTax withholding · $239K · 3,452 sh · 10b5-1
Mar 1, 2026Form 4Owens DarrellSee remarksTax withholding · $213K · 3,076 sh · 10b5-1
Mar 1, 2026Form 4Tiliakos AmySee remarksTax withholding · $23K · 335 sh
Feb 17, 2026Form 4Casellas AlbertoSee remarksExercise or conversion · $199K · 5,794 sh · 10b5-1
Feb 17, 2026Form 4DOUBLES BRIAN DSee remarks · DirectorAward · Dividend Equivalent Unit · $85K · 1,172 sh
Feb 17, 2026Form 4Wenzel Brian J. Sr.See remarksAward · Dividend Equivalent Unit · $21K · 287 sh
Feb 17, 2026Form 4Juel CarolSee remarksAward · Dividend Equivalent Unit · $18K · 243 sh · 10b5-1
Feb 17, 2026Form 4MOTHNER JONATHAN SSee remarksAward · Dividend Equivalent Unit · $17K · 233 sh
Feb 17, 2026Form 4Casellas AlbertoSee remarksAward · Dividend Equivalent Unit · $15K · 208 sh · 10b5-1
Feb 17, 2026Form 4Howse CurtisSee remarksAward · Dividend Equivalent Unit · $15K · 208 sh
Feb 17, 2026Form 4NAYLOR JEFFREY GDirectorAward · Dividend Equivalent Unit · $14K · 190 sh
Feb 17, 2026Form 4Schaller BartSee remarksAward · Dividend Equivalent Unit · $13K · 175 sh · 10b5-1
Feb 17, 2026Form 4Alves Paget LeonardDirectorAward · Dividend Equivalent Unit · $11K · 147 sh
Feb 17, 2026Form 4GUTHRIE ROY ADirectorAward · Dividend Equivalent Unit · $11K · 146 sh
Feb 17, 2026Form 4Richie LaurelDirectorAward · Dividend Equivalent Unit · $9,328 · 129 sh
Feb 17, 2026Form 4Gentleman CourtneySee remarksAward · Dividend Equivalent Unit · $5,351 · 74 sh · 10b5-1
Feb 17, 2026Form 4Owens DarrellSee remarksAward · Dividend Equivalent Unit · $4,917 · 68 sh · 10b5-1
Feb 17, 2026Form 4Tiliakos AmySee remarksAward · Dividend Equivalent Unit · $4,266 · 59 sh
Feb 17, 2026Form 4COVIELLO ARTHUR W JRDirectorAward · Dividend Equivalent Unit · $1,012 · 14 sh
Feb 17, 2026Form 4AGUIRRE FERNANDODirectorAward · Dividend Equivalent Unit · $1,012 · 14 sh
Feb 17, 2026Form 4Zane Ellen MDirectorAward · Dividend Equivalent Unit · $1,012 · 14 sh
Feb 17, 2026Form 4Parker P.W.DirectorAward · Dividend Equivalent Unit · $1,012 · 14 sh
Feb 17, 2026Form 4COLAO DANIEL ODirectorAward · Dividend Equivalent Unit · $1,012 · 14 sh
Feb 17, 2026Form 4Chytil Kamila KDirectorAward · Dividend Equivalent Unit · $1,012 · 14 sh
Feb 17, 2026Form 4ELLINGER DEBORAH GDirectorAward · Dividend Equivalent Unit · $217 · 3 sh
Feb 17, 2026Form 4Casellas AlbertoSee remarksExercise or conversion · Employee Stock Option (rig… · $0 · 5,794 sh · 10b5-1
Feb 17, 2026Form 4Casellas AlbertoSee remarksAward · Phantom Stock Units · $0 · 0.76 sh · 10b5-1
Jan 21, 2026Form 4DOUBLES BRIAN DSee remarks · DirectorAward · $30.1M · 390,751 sh
Jan 21, 2026Form 4DOUBLES BRIAN DSee remarks · DirectorTax withholding · $14.0M · 181,132 sh
Jan 21, 2026Form 4Wenzel Brian J. Sr.See remarksAward · $6.8M · 87,957 sh
Jan 21, 2026Form 4Juel CarolSee remarksAward · $6.1M · 79,305 sh
Jan 21, 2026Form 4Casellas AlbertoSee remarksAward · $5.2M · 67,590 sh
Jan 21, 2026Form 4Howse CurtisSee remarksAward · $5.2M · 67,590 sh
Jan 21, 2026Form 4MOTHNER JONATHAN SSee remarksAward · $4.9M · 63,444 sh
Jan 21, 2026Form 4Schaller BartSee remarksAward · $4.5M · 58,939 sh
Jan 21, 2026Form 4Wenzel Brian J. Sr.See remarksTax withholding · $3.2M · 40,845 sh
Jan 21, 2026Form 4Juel CarolSee remarksTax withholding · $2.7M · 34,894 sh
Jan 21, 2026Form 4Casellas AlbertoSee remarksTax withholding · $2.5M · 31,870 sh
Jan 21, 2026Form 4MOTHNER JONATHAN SSee remarksTax withholding · $2.3M · 29,487 sh
Jan 21, 2026Form 4Howse CurtisSee remarksTax withholding · $2.3M · 29,322 sh
Jan 21, 2026Form 4Schaller BartSee remarksTax withholding · $1.8M · 23,638 sh
Jan 21, 2026Form 4Gentleman CourtneySee remarksAward · $1.4M · 18,313 sh
Jan 21, 2026Form 4Owens DarrellSee remarksAward · $1.2M · 15,213 sh
Jan 21, 2026Form 4Gentleman CourtneySee remarksTax withholding · $483K · 6,267 sh

Reports and proxy statements#

Annual reports (10-K, 20-F, 40-F), quarterly reports (10-Q), current reports (8-K, 6-K) and proxy statements, newest first. An 8-K that furnishes a press release is headed by the release’s headline, its items beneath; any other 8-K is described by its items. A form opens the press release where there is one, else the document on EDGAR, or the filing’s index where it furnishes other exhibits.

2026 · 25 filings
FiledWhat it is
Oct 20, 20268-KRegulation FD disclosure
Oct 20, 20268-KEarnings release — EPS $2.86 vs $2.48 est. (+8.1%) 1.2%
Sep 14, 20268-KRegulation FD disclosure
Aug 17, 20268-KResults of operations
Jul 31, 20268-KOther events
Jul 23, 202610-QQuarterly report, Q2 2026 — revenue $4.75B (+2% y/y), net income $885.0M, EPS $2.59
Jul 21, 20268-KRegulation FD disclosure
Jul 21, 20268-KEarnings release — EPS $2.59 vs $2.08 est. (+24.5%); revenue $4.75B (+2% y/y) 1.6%
Jun 29, 20268-KSynchrony Announces Executive Leadership Changes to Advance Digital Growth, Customer Experience and AI MomentumDirectors or officers; compensation; Regulation FD disclosure
Jun 25, 20268-KShareholder vote results
Jun 9, 20268-KRegulation FD disclosure
Jun 5, 20268-KChange to security holders' rights; Charter, bylaws or fiscal-year change; Other events
May 15, 20268-KRegulation FD disclosure
Apr 29, 2026DEFA14AAdditional proxy materials
Apr 29, 2026ARSAnnual report to shareholders
Apr 29, 2026DEF 14AProxy statement
Apr 23, 202610-QQuarterly report, Q1 2026 — revenue $4.77B (+3% y/y), net income $805.0M, EPS $2.27
Apr 21, 20268-KRegulation FD disclosure
Apr 21, 20268-KEarnings release — EPS $2.27 vs $2.27 est. (+0.0%); revenue $4.77B (+3% y/y) 1.2%
Mar 10, 20268-KRegulation FD disclosure
Feb 25, 20268-KOther events
Feb 10, 20268-KRegulation FD disclosure
Feb 6, 202610-KAnnual report, FY2025 — revenue $18.99B (−3% y/y), net income $3.55B, EPS $9.28
Jan 27, 20268-KRegulation FD disclosure
Jan 27, 20268-KEarnings release — EPS $2.18 vs $2.02 est. (+7.9%); revenue $4.89B (+4% y/y) 5.8%
2025 · 29 filings
FiledWhat it is
Dec 9, 20258-KRegulation FD disclosure
Nov 12, 20258-KRegulation FD disclosure
Oct 22, 202510-QQuarterly report, Q3 2025 — revenue $4.85B (+3% y/y), net income $1.08B, EPS $2.86
Oct 15, 20258-KRegulation FD disclosure
Oct 15, 20258-KEarnings release — EPS $2.86 vs $2.22 est. (+28.8%); revenue $4.85B (+3% y/y) 0.7%
Sep 29, 20258-KDirectors or officers; compensation
Sep 10, 20258-KRegulation FD disclosure
Aug 15, 20258-KRegulation FD disclosure
Aug 5, 20258-KRegulation FD disclosure
Jul 29, 20258-KOther events
Jul 23, 202510-QQuarterly report, Q2 2025 — revenue $4.64B (+3% y/y), net income $967.0M, EPS $2.50
Jul 22, 20258-KRegulation FD disclosure
Jul 22, 20258-KEarnings release — EPS $2.50 vs $1.72 est. (+45.4%); revenue $4.64B (+3% y/y) 1.8%
Jun 20, 20258-KShareholder vote results
Jun 10, 20258-KRegulation FD disclosure
Jun 9, 20258-KRegulation FD disclosure
May 15, 20258-KRegulation FD disclosure
Apr 25, 2025ARSAnnual report to shareholders
Apr 25, 2025DEFA14AAdditional proxy materials
Apr 25, 2025DEF 14AProxy statement
Apr 24, 202510-QQuarterly report, Q1 2025 — revenue $4.61B (−17% y/y), net income $757.0M, EPS $1.89
Apr 22, 20258-KRegulation FD disclosure
Apr 22, 20258-KEarnings release — EPS $1.89 vs $1.63 est. (+15.9%); revenue $4.61B (−17% y/y) 2.8%
Mar 17, 20258-KRegulation FD disclosure
Mar 6, 20258-KOther events
Feb 10, 20258-KRegulation FD disclosure
Feb 7, 202510-KAnnual report, FY2024 — revenue $19.53B (+13% y/y), net income $3.50B, EPS $8.55
Jan 28, 20258-KRegulation FD disclosure
Jan 28, 20258-KEarnings release — EPS $1.91 vs $1.90 est. (+0.5%); revenue $4.72B (+4% y/y) 4.6%
2024 · 32 filings
FiledWhat it is
Dec 10, 20248-KRegulation FD disclosure
Nov 15, 20248-KRegulation FD disclosure
Oct 23, 202410-QQuarterly report, Q3 2024 — revenue $4.73B (+6% y/y), net income $789.0M, EPS $1.94
Oct 16, 20248-KRegulation FD disclosure
Oct 16, 20248-KEarnings release — EPS $1.94 vs $1.77 est. (+9.6%); revenue $4.73B (+6% y/y) 6.1%
Sep 17, 20248-KDirectors or officers; compensation
Sep 9, 20248-KRegulation FD disclosure
Aug 15, 20248-KRegulation FD disclosure
Aug 2, 20248-KOther events
Jul 19, 202410-QQuarterly report, Q2 2024 — revenue $4.52B (+8% y/y), net income $643.0M, EPS $1.55
Jul 17, 20248-KRegulation FD disclosure
Jul 17, 20248-KEarnings release — EPS $1.55 vs $1.35 est. (+14.8%); revenue $4.52B (+8% y/y) 1.0%
Jul 1, 20248-KDirectors or officers; compensation
Jun 13, 20248-KDirectors or officers; compensation; Charter, bylaws or fiscal-year change; Shareholder vote results
Jun 10, 20248-KRegulation FD disclosure
Jun 3, 2024DEFA14AAdditional proxy materials
May 15, 20248-KRegulation FD disclosure
Apr 25, 202410-QQuarterly report, Q1 2024 — revenue $5.56B (+35% y/y), net income $1.29B, EPS $3.14
Apr 25, 2024ARSAnnual report to shareholders
Apr 25, 2024DEFA14AAdditional proxy materials
Apr 25, 2024DEF 14AProxy statement
Apr 24, 20248-KRegulation FD disclosure
Apr 24, 20248-KEarnings release — EPS $1.18 vs $1.37 est. (−13.9%); revenue $5.56B (+35% y/y) 5.0%
Apr 12, 2024PRE 14APreliminary proxy statement
Mar 15, 20248-KRegulation FD disclosure
Mar 5, 20248-KRegulation FD disclosure
Feb 23, 20248-KChange to security holders' rights; Charter, bylaws or fiscal-year change; Other events
Feb 15, 20248-KRegulation FD disclosure
Feb 8, 202410-KAnnual report, FY2023 — revenue $17.29B (+8% y/y), net income $2.24B, EPS $5.19
Jan 23, 20248-KRegulation FD disclosure
Jan 23, 20248-KEarnings release — EPS $1.03 vs $0.96 est. (+7.3%); revenue $4.54B (+10% y/y) 0.9%
Jan 17, 20248-KDirectors or officers; compensation
2023 · 28 filings — 21 × 8-K, 3 × 10-Q, 1 × 10-K and 3 other forms
FiledWhat it is
Oct 24, 202310-QQuarterly report, Q3 2023 — revenue $4.45B (+12% y/y), net income $628.0M, EPS $1.48
Jul 21, 202310-QQuarterly report, Q2 2023 — revenue $4.18B (+5% y/y), net income $569.0M, EPS $1.32
Apr 20, 202310-QQuarterly report, Q1 2023 — revenue $4.12B (+6% y/y), net income $601.0M, EPS $1.35
Apr 4, 2023ARSAnnual report to shareholders
Apr 4, 2023DEFA14AAdditional proxy materials
Apr 4, 2023DEF 14AProxy statement
Feb 9, 202310-KAnnual report, FY2022 — revenue $16.00B (+9% y/y), net income $3.02B, EPS $6.15

21 current reports (8-K) not listed; the year is on EDGAR.

2022 · 28 filings — 23 × 8-K, 3 × 10-Q, 1 × 10-K and 1 other form
FiledWhat it is
Oct 25, 202210-QQuarterly report, Q3 2022 — revenue $3.97B (+6% y/y), net income $703.0M, EPS $1.47
Jul 21, 202210-QQuarterly report, Q2 2022 — revenue $4.00B (+18% y/y), net income $804.0M, EPS $1.60
Apr 21, 202210-QQuarterly report, Q1 2022 — revenue $3.90B (+9% y/y), net income $932.0M, EPS $1.77
Apr 5, 2022DEF 14AProxy statement
Feb 10, 202210-KAnnual report, FY2021 — revenue $14.72B (−1% y/y), net income $4.22B, EPS $7.34

23 current reports (8-K) not listed; the year is on EDGAR.

2021 · 30 filings — 24 × 8-K, 3 × 10-Q, 1 × 10-K and 2 other forms
FiledWhat it is
Oct 21, 202110-QQuarterly report, Q3 2021 — revenue $3.75B (+5% y/y), net income $1.14B, EPS $2.00
Jul 22, 202110-QQuarterly report, Q2 2021 — revenue $3.40B (−3% y/y), net income $1.24B, EPS $2.12
Apr 27, 202110-QQuarterly report, Q1 2021 — revenue $3.57B (−10% y/y), net income $1.02B, EPS $1.73
Apr 6, 2021DEFA14AAdditional proxy materials
Apr 6, 2021DEF 14AProxy statement
Feb 11, 202110-KAnnual report, FY2020 — revenue $14.81B (−14% y/y), net income $1.39B, EPS $2.27

24 current reports (8-K) not listed; the year is on EDGAR.

2020 · 25 filings — 19 × 8-K, 3 × 10-Q, 1 × 10-K and 2 other forms
FiledWhat it is
Oct 22, 202010-QQuarterly report, Q3 2020 — revenue $3.59B (−20% y/y), net income $313.0M, EPS $0.52
Jul 23, 202010-QQuarterly report, Q2 2020 — revenue $3.49B (−18% y/y), net income $48.0M, EPS $0.06
Apr 22, 202010-QQuarterly report, Q1 2020 — revenue $3.99B (−8% y/y), net income $286.0M, EPS $0.45
Apr 21, 2020DEFA14AAdditional proxy materials
Apr 6, 2020DEF 14AProxy statement
Feb 13, 202010-KAnnual report, FY2019 — revenue $17.17B (+5% y/y), net income $3.75B, EPS $5.56

19 current reports (8-K) not listed; the year is on EDGAR.

2019 · 35 filings — 29 × 8-K, 3 × 10-Q, 1 × 10-K and 2 other forms
FiledWhat it is
Oct 25, 201910-QQuarterly report, Q3 2019 — revenue $4.47B (+5% y/y), net income $1.06B, EPS $1.60
Jul 25, 201910-QQuarterly report, Q2 2019 — revenue $4.25B (+12% y/y), net income $853.0M, EPS $1.24
Apr 25, 201910-QQuarterly report, Q1 2019 — revenue $4.32B (+10% y/y), net income $1.11B, EPS $1.56
Apr 5, 2019DEFA14AAdditional proxy materials
Apr 5, 2019DEF 14AProxy statement
Feb 15, 201910-KAnnual report, FY2018 — revenue $16.38B (+7% y/y), net income $2.79B, EPS $3.74

29 current reports (8-K) not listed; the year is on EDGAR.

2018 · 31 filings — 24 × 8-K, 3 × 10-Q, 2 × DEFA14A and 2 other forms
FiledWhat it is
Oct 25, 201810-QQuarterly report, Q3 2018 — revenue $4.27B (+8% y/y), net income $671.0M, EPS $0.91
Jul 27, 201810-QQuarterly report, Q2 2018 — revenue $3.80B (+3% y/y), net income $696.0M, EPS $0.92
Apr 27, 2018DEFA14AAdditional proxy materials
Apr 26, 201810-QQuarterly report, Q1 2018 — revenue $3.92B (+6% y/y), net income $640.0M, EPS $0.83
Apr 4, 2018DEFA14AAdditional proxy materials
Apr 4, 2018DEF 14AProxy statement
Feb 22, 201810-KAnnual report, FY2017 — revenue $15.30B (+10% y/y), net income $1.94B, EPS $2.42

24 current reports (8-K) not listed; the year is on EDGAR.

2017 · 27 filings — 21 × 8-K, 3 × 10-Q, 1 × 10-K and 2 other forms
FiledWhat it is
Oct 26, 201710-QQuarterly report, Q3 2017 — revenue $3.95B (+11% y/y), net income $555.0M, EPS $0.70
Jul 28, 201710-QQuarterly report, Q2 2017 — revenue $3.69B (+12% y/y), net income $496.0M, EPS $0.61
May 1, 201710-QQuarterly report, Q1 2017 — revenue $3.68B (+11% y/y), net income $499.0M, EPS $0.61
Apr 4, 2017DEFA14AAdditional proxy materials
Apr 4, 2017DEF 14AProxy statement
Feb 23, 201710-KAnnual report, FY2016 — revenue $13.87B (+11% y/y), net income $2.25B, EPS $2.71

21 current reports (8-K) not listed; the year is on EDGAR.

2016 · 26 filings — 20 × 8-K, 3 × 10-Q, 1 × 10-K and 2 other forms

Counted, not listed; the year is on EDGAR.

2015 · 26 filings — 19 × 8-K, 3 × 10-Q, 1 × 10-K and 3 other forms

Counted, not listed; the year is on EDGAR.

2014 · 11 filings — 9 × 8-K, 2 × 10-Q

Counted, not listed; the year is on EDGAR.

Insider, ownership and other filings#

Insider ownership (Forms 3, 4, 5 and 144), beneficial ownership (Schedules 13D and 13G), registration and prospectus (S-1, S-3, S-8, 424B and related) and the rest, counted by year, with the newest 25 of each of the latest 3 years shown. A Form 4 is one insider’s transaction report; a 13G is a passive holder above five percent.

2026 · 174 filings — 136 × 4, 24 × 144, 6 × 424B5 and 3 other forms
FiledWhat it is
Oct 2, 20264Insider transaction (Form 4)
Oct 2, 20264Insider transaction (Form 4)
Oct 2, 20264Insider transaction (Form 4)
Oct 2, 20264Insider transaction (Form 4)
Oct 2, 20264Insider transaction (Form 4)
Oct 2, 20264Insider transaction (Form 4)
Oct 2, 20264Insider transaction (Form 4)
Oct 2, 20264Insider transaction (Form 4)
Oct 2, 20264Insider transaction (Form 4)
Oct 2, 20264Insider transaction (Form 4)
Oct 2, 20264Insider transaction (Form 4)
Aug 19, 20264Insider transaction (Form 4)
Aug 19, 20264Insider transaction (Form 4)
Aug 19, 20264Insider transaction (Form 4)
Aug 19, 20264Insider transaction (Form 4)
Aug 19, 20264Insider transaction (Form 4)
Aug 19, 20264Insider transaction (Form 4)
Aug 19, 20264Insider transaction (Form 4)
Aug 19, 20264Insider transaction (Form 4)
Aug 19, 20264Insider transaction (Form 4)
Aug 19, 20264Insider transaction (Form 4)
Aug 19, 20264Insider transaction (Form 4)
Aug 19, 20264Insider transaction (Form 4)
Aug 19, 20264Insider transaction (Form 4)
Aug 19, 20264Insider transaction (Form 4)

The newest 25 of 174 shown; the full year is on EDGAR.

2025 · 185 filings — 151 × 4, 21 × 144, 4 × 424B5 and 7 other forms
FiledWhat it is
Nov 19, 20254Insider transaction (Form 4)
Nov 19, 20254Insider transaction (Form 4)
Nov 19, 20254Insider transaction (Form 4)
Nov 19, 20254Insider transaction (Form 4)
Nov 19, 20254Insider transaction (Form 4)
Nov 19, 20254Insider transaction (Form 4)
Nov 19, 20254Insider transaction (Form 4)
Nov 19, 20254Insider transaction (Form 4)
Nov 19, 20254Insider transaction (Form 4)
Nov 19, 20254Insider transaction (Form 4)
Nov 19, 20254Insider transaction (Form 4)
Nov 19, 20254Insider transaction (Form 4)
Nov 19, 20254Insider transaction (Form 4)
Nov 19, 20254Insider transaction (Form 4)
Nov 19, 20254Insider transaction (Form 4)
Nov 19, 20254Insider transaction (Form 4)
Nov 19, 20254Insider transaction (Form 4)
Nov 19, 20254Insider transaction (Form 4)
Nov 19, 20254Insider transaction (Form 4)
Nov 19, 20254Insider transaction (Form 4)
Nov 19, 2025144/ANotice of proposed sale (Form 144), amended
Nov 17, 2025144Notice of proposed sale (Form 144)
Nov 10, 2025SCHEDULE 13GOther filings
Nov 5, 20254Insider transaction (Form 4)
Nov 5, 20254Insider transaction (Form 4)

The newest 25 of 185 shown; the full year is on EDGAR.

2024 · 177 filings — 142 × 4, 17 × 144, 4 × 3 and 8 other forms
FiledWhat it is
Nov 19, 20244Insider transaction (Form 4)
Nov 19, 20244Insider transaction (Form 4)
Nov 19, 20244Insider transaction (Form 4)
Nov 19, 20244Insider transaction (Form 4)
Nov 19, 20244Insider transaction (Form 4)
Nov 19, 20244Insider transaction (Form 4)
Nov 19, 20244Insider transaction (Form 4)
Nov 19, 20244Insider transaction (Form 4)
Nov 19, 20244Insider transaction (Form 4)
Nov 19, 20244Insider transaction (Form 4)
Nov 19, 20244Insider transaction (Form 4)
Nov 19, 20244Insider transaction (Form 4)
Nov 19, 20244Insider transaction (Form 4)
Nov 19, 20244Insider transaction (Form 4)
Nov 19, 20244Insider transaction (Form 4)
Nov 19, 20244Insider transaction (Form 4)
Nov 19, 20244Insider transaction (Form 4)
Nov 19, 20244Insider transaction (Form 4)
Nov 19, 20244Insider transaction (Form 4)
Nov 15, 2024144Notice of proposed sale (Form 144)
Nov 6, 20244Insider transaction (Form 4)
Nov 1, 2024144Notice of proposed sale (Form 144)
Oct 2, 20244Insider transaction (Form 4)
Oct 2, 20244Insider transaction (Form 4)
Oct 2, 20243Initial insider holdings (Form 3)

The newest 25 of 177 shown; the full year is on EDGAR.

2023 · 176 filings — 155 × 4, 9 × 144, 6 × SC 13G/A and 4 other forms

Counted, not listed; the year is on EDGAR.

2022 · 183 filings — 168 × 4, 5 × 5, 5 × SC 13G/A and 4 other forms

Counted, not listed; the year is on EDGAR.

2021 · 183 filings — 171 × 4, 4 × 3, 4 × SC 13G/A and 3 other forms

Counted, not listed; the year is on EDGAR.

2020 · 178 filings — 164 × 4, 4 × SC 13G/A, 3 × 3 and 4 other forms

Counted, not listed; the year is on EDGAR.

2019 · 179 filings — 156 × 4, 6 × 424B5, 4 × 3 and 7 other forms

Counted, not listed; the year is on EDGAR.

2018 · 164 filings — 141 × 4, 18 × 5, 3 × SC 13G/A and 2 other forms

Counted, not listed; the year is on EDGAR.

2017 · 74 filings — 65 × 4, 3 × SC 13G/A, 2 × 424B5 and 3 other forms

Counted, not listed; the year is on EDGAR.

2016 · 71 filings — 58 × 4, 6 × 424B5, 3 × FWP and 2 other forms

Counted, not listed; the year is on EDGAR.

2015 · 61 filings — 36 × 4, 6 × 3, 5 × 424B5 and 11 other forms

Counted, not listed; the year is on EDGAR.

2014 · 73 filings — 23 × 4, 16 × 3, 7 × CORRESP and 13 other forms

Counted, not listed; the year is on EDGAR.

About this data#

Synchrony Financial (SYF) has 2,231 filings on EDGAR going back to 2014: 12 annual reports, 37 quarterly reports and 273 current reports, plus proxy statements, insider forms and ownership schedules. Its latest annual report, a 10-K, was filed on Feb 6, 2026 for the fiscal year ended Dec 31, 2025. The most recent 8-K, on Oct 20, 2026, covered regulation fd disclosure. Over the last 13 months insiders sold $43.6M in 24 sales and bought nothing on the open market; 162 other transactions (awards, exercises, tax withholding, gifts and plan purchases). Not investment advice.

Every row is a filing EDGAR lists for the registrants that have been Synchrony Financial, read from the SEC’s submissions index each morning; a filing accepted after that read appears the next day. Where a company changed its filing entity (a holding-company reorganisation, Google into Alphabet) the predecessor’s filings are shown for the years it filed as the company, derived from the filings themselves. Dates are the filing date; the period is the report’s own. The latest 3 years of reports are listed in full, the next years to 10 without their 8-Ks, and older years are counted; the other forms are counted too, with the newest 25 of each of the latest 3 years shown. Insider transactions are the Form 4 and Form 5 documents themselves, filed since January 2026, every number as the insider filed it: a day’s lots are summed, a blank price adds its shares and no dollars, and a purchase through an employee stock plan is a plan purchase, not insider buying. An 8-K’s headline is the first line of the press release it furnishes (Exhibit 99), read from the filing and shown word for word; where two independent readings of the exhibit do not agree, the 8-K is described by its items instead. The documents stay on sec.gov, public domain, and every link opens the SEC’s copy. ChartRow does not summarise or interpret filings.

FAQ#

Where can I read SYF's latest 10-K?
SYF's latest annual report, a 10-K, was filed on Feb 6, 2026 for the fiscal year ended Dec 31, 2025. It is linked above and opens on EDGAR, the SEC's own site, where every exhibit is also listed.
When did SYF last file an 8-K?
On Oct 20, 2026 it covered regulation fd disclosure. An 8-K reports a material event between quarterly reports; the one that furnishes the quarter's results is filed under Item 2.02, last on Oct 20, 2026.
Are SYF insiders buying or selling?
Over the last 13 months insiders sold $43.6M in 24 sales and bought nothing on the open market; 162 other transactions (awards, exercises, tax withholding, gifts and plan purchases). The most recent sale: Casellas Alberto (See remarks) sold 5,456 shares on Aug 13, 2026 for $436K, under a 10b5-1 plan. Every figure is as the insider filed it on Form 4; a sale under a 10b5-1 plan was scheduled in advance.
How many SEC filings has SYF made?
2,231 filings are on EDGAR under the registrant records that have been Synchrony Financial, going back to 2014; 1,715 of them are insider ownership forms (Forms 3, 4, 5 and 144).