UMBF — UMB Financial Corporation stock price and chart

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UMBF

$130.01-1.39%

as of close, Sep 30, 2026

☾ AH $130.01 -1.39%

UMB Financial CorporationStock · FinanceRussell 2000 0.3%Nasdaq Composite 0.02%Russell 3000 0.01%US Stock Market 0.01%

PeersHOODJPMVBRK-BBACGS

Technical analysis2

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20162019202120242026

50.060.070.080.090.0100.0110.0120.0130.0140.005.0M10.0M$130.01

2026-09-30

Price$130.01

MA20$136.98

MA50$125.05

Vol3.4M

What would $1,000 invested in UMBF be worth today? →

UMBF returns: By year · By month · By week · Trailing

Key stats

Price data

Price: $130.01
Change YTD: +13.01%
Next earnings: Oct 27, 2026
Market cap: 9.9B2016-12 3.8B2026-09 9.9B+158.3% over the window
Enterprise value: 3.8B
Shares outstanding: 76M2016-06 49.5M2026-06 76M+53.3% over the window
52W low: $103.38
52W high: $153.32
From 52W high: -15.20%
From 52W low: +25.76%
52W range: 53%
Beta: 0.77

Volume

Rel volume: 0.92×
30D volume: 600K
30D $ vol: 82.9M

Fundamentals

Sales (ttm): 2.9B2016-06 885.9M2026-06 2.9B+229.2% over the window
Sales/share: $38.402016-06 $17.892026-06 $38.40+114.7% over the window
EPS (ttm): $12.342016-06 $2.562026-06 $12.34+382.0% over the window
FCF (ttm): 1B2016-06 146.8M2026-06 1B+608.7% over the window
FCF/share: $13.702016-06 $2.962026-06 $13.70+362.2% over the window
Book value/share: $105.742016-06 $40.442026-06 $105.74+161.4% over the window
Net margin: 32.32%2016-06 14.2%2026-06 32.3%+127.2% over the window
ROE: 11.74%2016-06 6.3%2026-06 11.7%+86.6% over the window
ROA: 1.30%2016-06 0.6%2026-06 1.3%+104.3% over the window
Debt / equity: 0.06×2016-06 0.042026-06 0.06+40.4% over the window

Growth (CAGR, ttm) · 10Y

Sales: +39.35%2025-06-30 → 2026-06-302.1B → 2.9B (+39.3% total)+25.69%2023-06-30 → 2026-06-301.5B → 2.9B (+98.6% total)+16.55%2021-06-30 → 2026-06-301.4B → 2.9B (+115.1% total)+12.66%2016-06-30 → 2026-06-30885.9M → 2.9B (+229.2% total)
Net income: +78.48%2025-06-30 → 2026-06-30528.4M → 942.7M (+78.4% total)+36.48%2023-06-30 → 2026-06-30370.7M → 942.7M (+154.3% total)+18.15%2021-06-30 → 2026-06-30409.5M → 942.7M (+130.2% total)+22.29%2016-06-30 → 2026-06-30126M → 942.7M (+648.1% total)
FCF: +56.01%2025-06-30 → 2026-06-30667.3M → 1B (+56.0% total)+30.59%2023-06-30 → 2026-06-30467.2M → 1B (+122.7% total)+20.54%2021-06-30 → 2026-06-30409M → 1B (+154.5% total)+21.63%2016-06-30 → 2026-06-30146.8M → 1B (+608.7% total)
Shares: +0.03%2025-06-30 → 2026-06-3075.9M → 76M (+0.0% total)+16.11%2023-06-30 → 2026-06-3048.5M → 76M (+56.5% total)+9.46%2021-06-30 → 2026-06-3048.3M → 76M (+57.1% total)+4.37%2016-06-30 → 2026-06-3049.5M → 76M (+53.3% total)

Per-share growth (CAGR, ttm) · 10Y

EPS: +40.18%2025-06-30 → 2026-06-30$8.80 → $12.34 (+40.1% total)+17.48%2023-06-30 → 2026-06-30$7.61 → $12.34 (+62.2% total)+7.84%2021-06-30 → 2026-06-30$8.46 → $12.34 (+45.8% total)+17.03%2016-06-30 → 2026-06-30$2.56 → $12.34 (+382.0% total)
Sales/share: +39.31%2025-06-30 → 2026-06-30$27.57 → $38.40 (+39.3% total)+8.26%2023-06-30 → 2026-06-30$30.27 → $38.40 (+26.9% total)+6.49%2021-06-30 → 2026-06-30$28.05 → $38.40 (+36.9% total)+7.94%2016-06-30 → 2026-06-30$17.89 → $38.40 (+114.7% total)
FCF/share: +55.96%2025-06-30 → 2026-06-30$8.79 → $13.70 (+55.9% total)+12.47%2023-06-30 → 2026-06-30$9.63 → $13.70 (+42.3% total)+10.13%2021-06-30 → 2026-06-30$8.46 → $13.70 (+62.0% total)+16.54%2016-06-30 → 2026-06-30$2.96 → $13.70 (+362.2% total)
Book value/share: +10.20%2025-06-30 → 2026-06-30$95.96 → $105.74 (+10.2% total)+21.90%2023-06-30 → 2026-06-30$58.36 → $105.74 (+81.2% total)+10.59%2021-06-30 → 2026-06-30$63.92 → $105.74 (+65.4% total)+10.09%2016-06-30 → 2026-06-30$40.44 → $105.74 (+161.4% total)
Dividend/share: +6.29%2025-06-30 → 2026-06-30$1.59 → $1.69 (+6.3% total)+3.82%2023-06-30 → 2026-06-30$1.51 → $1.69 (+11.9% total)+5.88%2021-06-30 → 2026-06-30$1.27 → $1.69 (+33.1% total)+5.71%2016-06-30 → 2026-06-30$0.97 → $1.69 (+74.2% total)
Price: +9.86%2025-09-30 → 2026-09-30$118.35 → $130.01 (+9.9% total)Price appreciation from split-adjusted daily closes, excluding dividends; endpoints are exact trading-day anniversaries of the latest close.+27.93%2023-09-29 → 2026-09-30$62.05 → $130.01 (+109.5% total)Price appreciation from split-adjusted daily closes, excluding dividends; endpoints are exact trading-day anniversaries of the latest close.+6.10%2021-09-30 → 2026-09-30$96.71 → $130.01 (+34.4% total)Price appreciation from split-adjusted daily closes, excluding dividends; endpoints are exact trading-day anniversaries of the latest close.+8.33%2016-09-29 → 2026-09-30$58.38 → $130.01 (+122.7% total)Price appreciation from split-adjusted daily closes, excluding dividends; endpoints are exact trading-day anniversaries of the latest close.
Total return: +11.45%2025-09-30 → 2026-09-30$116.66 → $130.01 (+11.4% total)Total return with dividends reinvested (adjusted daily closes); endpoints are exact trading-day anniversaries of the latest close. The gap against the Price row is the dividend contribution.+29.94%2023-09-29 → 2026-09-30$59.20 → $130.01 (+119.6% total)Total return with dividends reinvested (adjusted daily closes); endpoints are exact trading-day anniversaries of the latest close. The gap against the Price row is the dividend contribution.+7.89%2021-09-30 → 2026-09-30$88.95 → $130.01 (+46.2% total)Total return with dividends reinvested (adjusted daily closes); endpoints are exact trading-day anniversaries of the latest close. The gap against the Price row is the dividend contribution.+10.17%2016-09-29 → 2026-09-30$49.35 → $130.01 (+163.4% total)Total return with dividends reinvested (adjusted daily closes); endpoints are exact trading-day anniversaries of the latest close. The gap against the Price row is the dividend contribution.

Fundamentals end at the last reported quarter; price and total return end at the latest close.

Valuation

P/E (ttm)Price ÷ TTM diluted EPS. Net income carries everything below the operating line, including one-off gains. Negative when the trailing year lost money.: 10.5×2016-12 26.272026-09 10.47-60.1% over the window
Fwd P/E: 9.6×
P/S (ttm)Market cap ÷ TTM revenue.: 3.4×2016-12 4.272026-09 3.39-20.7% over the window
P/B (mrq)Market cap ÷ stockholders' equity at the most recent quarter end.: 1.2×2016-12 1.892026-09 1.23-34.9% over the window
P/FCF (ttm)Market cap ÷ TTM free cash flow (operating cash flow − capex).: 9.5×2016-12 24.252026-09 9.49-60.9% over the window
EV/Sales (ttm): 1.3×
FCF yield (ttm)TTM free cash flow ÷ market cap — the inverse of P/FCF.: 10.54%2016-09 4.1%2026-06 9.6%+132.8% over the window
Dividend yield (fwd)Indicated forward annual dividend ÷ current price — the rate the company has announced, not what was actually paid over the past year.: 1.30%
Dividend/share (fwd): $1.69
Buyback yield (realized, 1y)1 − shares_at(2026-06-30) ÷ shares_at(2025-06-30) = 1 − 76.0M ÷ 75.9M. Point-in-time share counts from the company's own SEC filings (the same count at both ends), published only when the cash flow statement shows repurchases inside that window. A falling price can't inflate it; negative means net dilution.: -0.03%
Shareholder yield (realized, 1y)Buyback leg + dividend leg: shares retired over the year (-0.03%) + dividends paid over that year ($151.2M) ÷ market_cap_at(2025-06-30) ($8B). Both legs are measured against the start of the window, so a payout can't shrink its own denominator.: 1.87%
Buyback yield (cash, ttm)Buybacks net of issuance over the trailing twelve months ($39.8M) ÷ today's market cap ($9.9B). Dollars SPENT over what the company is worth NOW — a stock that fell after buying reads high.: 0.40%2016-09 0.4%2026-06 0.4%-14.8% over the window
Shareholder yield (cash, ttm)(TTM buybacks net of issuance $39.8M + TTM dividends $151.2M) ÷ today's market cap ($9.9B). Same caveat as the cash buyback yield.: 1.93%2016-09 1.7%2026-06 1.8%+4.1% over the window

Vs own 10Y history

P/E: 15th
P/S: 54th
P/B: 27th
P/FCF: 27th

Bar = where today’s multiple sits in UMBF’s own 10-year range:near a decade-low (cheap)→near a decade-high (rich).

Performance · price return · as of 2026-09-30

-1.39%

-2.87%

-10.08%

-8.93%

YTD

+13.01%

+9.85%

+34.43%

Financial statements

Open full UMBF financials →

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Ticker	Name	1M	1D
HSBC	HSBC Holdings plc.	-4.08%	-1.40%
RY	Royal Bank Of Canada	-3.74%	-1.61%
MUFG	Mitsubishi UFJ Financial Group Inc.	+0.74%	-0.26%
SAN	Banco Santander S.A. Sponsored ADR (Spain)	-5.73%	-2.54%
TD	Toronto Dominion Bank (The)	-3.07%	-1.24%
UBS	UBS Group AG Registered	-12.33%	-1.33%
BBVA	Banco Bilbao Vizcaya Argentaria S.A.	-3.90%	-2.69%
MFG	Mizuho Financial Group Inc. Sponosred ADR (Japan)	+3.85%	+0.45%

UMBF — UMB Financial Corporation price, chart and key statistics