UMBF drawdown: at its all-time high
UMB Financial Corporation (UMBF) is trading at its all-time high (as of market close, Aug 13, 2026). The chart shows every day as a percentage of the highest level reached up to that point: 100% means a fresh record, everything below is a drawdown. "All-time" means since our price data begins (1980).
- Below all-time high
- at the high
- 100.0% of ATH
- All-time high
- $150.9
- Aug 13, 2026
- Time below the high
- 0 days
- since Aug 13, 2026
- Worst-ever drawdown
- −55.5%
- Oct 3, 2011
- Longest underwater
- 8.1 yrs
- between all-time highs
- Today's level first reached
- today
- a fresh record
% of all-time high since 1980#
The classic underwater chart (drawdown curve), drawn as % of the all-time high — 100% is a fresh record, everything below it is time spent underwater.
% of all-time high on the price basis — the all-time high considers the full history of UMBF, including years before the visible window. Dividends are excluded on this basis (the convention headlines use).
The deepest drawdowns on record#
Every decline of 15% or more from an all-time high (price basis), deepest first.
| Peak | Trough | Depth | Peak → trough | Recovered by | Underwater |
|---|---|---|---|---|---|
| Sep 19, 2008 | Oct 3, 2011 | −55.5% | 3.0 yrs | Nov 10, 2016 | 8.1 yrs |
| Jan 14, 2022 | May 4, 2023 | −51.3% | 16 mo | Oct 17, 2024 | 2.8 yrs |
| Mar 1, 2017 | Apr 3, 2020 | −47.8% | 3.1 yrs | Feb 22, 2021 | 4.0 yrs |
| Apr 3, 1998 | Mar 2, 2000 | −47.0% | 1.9 yrs | Nov 24, 2004 | 6.6 yrs |
| Nov 25, 2024 | Apr 11, 2025 | −32.3% | 5 mo | Feb 2, 2026 | 14 mo |
| May 22, 1981 | Aug 26, 1982 | −29.8% | 15 mo | Mar 28, 1984 | 2.9 yrs |
| Jun 10, 1992 | Dec 20, 1994 | −29.3% | 2.5 yrs | Sep 29, 1995 | 3.3 yrs |
| Sep 22, 1989 | Sep 28, 1990 | −27.6% | 12 mo | May 9, 1991 | 1.6 yrs |
Price basis (no dividends) — the convention crash histories use. With dividends reinvested, recoveries arrive years earlier; switch the basis on the chart above to see it.
Drawdown vs what came next#
One dot per month since 1980: how far UMBF stood below its all-time high, and the total return over the following 1, 5 and 10 years.
Read this with survivorship bias in mind: UMBF is on this chart precisely because it survived — the many stocks that fell this far and never recovered (or were delisted) aren't on anyone's chart, so past recoveries here say little about the odds ahead. Monthly windows also overlap heavily (they are not independent samples). Not investment advice.
FAQ#
- How far is UMBF from its all-time high?
- UMBF is currently at (or within half a percent of) its all-time high, set Aug 13, 2026.
- What was the biggest UMBF drawdown ever?
- The deepest decline on record in our data (since 1980) took the stock 55.5% below its prior high, bottoming Oct 3, 2011. The table on this page lists every major episode with its peak, trough and recovery date.
Methodology & related#
Daily closing prices since 1980 (split-adjusted). "All-time" means since our price data begins — UMBF may have traded earlier. For a 150-year index drawdown record see the S&P 500 drawdown page. The price basis excludes dividends; the total-return basis reinvests them; the real basis additionally deflates by CPI. See also returns by year, 150 years of returns and the rolling-returns explorer. Past performance does not predict future returns; not investment advice.