What is Capital One Financial Corporation's average annual return?

Since 1995, Capital One Financial Corporation (COF) has returned about 13.7% a year (the compound annual growth rate) and an average calendar-year return of 20.3%.

What were Capital One Financial Corporation's best and worst years?

Over 1995–2026, the best year was 1998 (+113.0%) and the worst was 2002 (-44.8%).

How often is Capital One Financial Corporation up in a year?

21 of the 31 full years since 1995 were positive — about 68% of the time.

COF

Capital One Financial CorporationStock · Financials

$205.12+$0.30 (+0.15%)as of market close, Jul 2, 2026

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COF returns by year

Capital One Financial Corporation has returned +13.7% annually (CAGR) since 1995. Calendar-year, monthly and weekly total returns for Capital One Financial Corporation (COF) below, through July 2, 2026 — the most recent year is year-to-date.

Annualized (CAGR)

+13.7%

1995–2026

Average year

+20.3%

31 full years

Best year

+113.0%

1998

Worst year

-44.8%

2002

Positive years

21/31

68% up

Capital One Financial Corporation returns by year (1995–2026)#

Calendar-year returns with each year's path and its dividend contribution (dividend return = total minus price return).

Capital One Financial Corporation annual returns by year
Year	Start price	End price	Dividend	Total return
2026YTD	$242.36	$205.12	+0.7%	-14.7%
2025	$178.32	$242.36	+1.7%	+37.6%
2024	$131.12	$178.32	+2.2%	+38.2%
2023	$92.96	$131.12	+3.2%	+44.3%
2022	$145.09	$92.96	+1.3%	-34.6%
2021	$98.85	$145.09	+2.0%	+48.8%
2020	$102.91	$98.85	+1.3%	-2.7%
2019	$75.59	$102.91	+2.5%	+38.6%
2018	$99.58	$75.59	+1.3%	-22.8%
2017	$87.24	$99.58	+2.1%	+16.3%
2016	$72.18	$87.24	+2.9%	+23.7%
2015	$82.55	$72.18	+1.6%	-10.9%
2014	$76.61	$82.55	+1.7%	+9.5%
2013	$57.93	$76.61	+1.9%	+34.2%
2012	$42.29	$57.93	+0.5%	+37.5%
2011	$42.56	$42.29	+0.4%	-0.2%
2010	$38.34	$42.56	+0.6%	+11.6%
2009	$31.89	$38.34	+3.8%	+24.0%
2008	$47.26	$31.89	+2.2%	-30.3%
2007	$76.82	$47.26	+0.1%	-38.4%
2006	$86.40	$76.82	+0.1%	-11.0%
2005	$84.21	$86.40	+0.1%	+2.7%
2004	$61.29	$84.21	+0.2%	+37.6%
2003	$29.72	$61.29	+0.5%	+106.7%
2002	$53.95	$29.72	+0.2%	-44.8%
2001	$65.81	$53.95	+0.2%	-17.9%
2000	$48.19	$65.81	+0.3%	+36.9%
1999	$38.33	$48.19	+0.3%	+26.0%
1998	$18.06	$38.33	+0.7%	+113.0%
1997	$12.00	$18.06	+1.2%	+51.8%
1996	$7.96	$12.00	+1.7%	+52.5%
1995	$5.33	$7.96	+1.5%	+50.8%

Total return by period

-100%-50%+0%+50%+100%

'95'98'01'04'07'10'13'16'19'22'25

Methodology#

Returns are total returns (dividends reinvested), computed from COF's split- and dividend-adjusted closes. The bar chart switches between annual and monthly periods. Annualized return is the compound annual growth rate over the full period. The current year is year-to-date. See also the periodic table of returns. Past performance does not predict future returns; not investment advice.

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FAQ

What is Capital One Financial Corporation's average annual return?: Since 1995, Capital One Financial Corporation (COF) has returned about 13.7% a year (the compound annual growth rate) and an average calendar-year return of 20.3%.
What were Capital One Financial Corporation's best and worst years?: Over 1995–2026, the best year was 1998 (+113.0%) and the worst was 2002 (-44.8%).
How often is Capital One Financial Corporation up in a year?: 21 of the 31 full years since 1995 were positive — about 68% of the time.