What is Citigroup Inc.'s average annual return?

Since 1978, Citigroup Inc. (C) has returned about 6.0% a year (the compound annual growth rate) and an average calendar-year return of 13.3%.

What were Citigroup Inc.'s best and worst years?

Over 1978–2026, the best year was 1995 (+103.0%) and the worst was 2008 (-76.0%).

How often is Citigroup Inc. up in a year?

30 of the 48 full years since 1978 were positive — about 63% of the time.

Citigroup Inc.Stock · Financials · S&P 500 0.4%

$137.65−$0.86 (-0.62%)as of market close, Aug 18, 2026

☾ After hours:$137.65+0.00%3:59 PM ET

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C returns by year

Citigroup Inc. has returned +6.0% annually (CAGR) since 1978. Calendar-year, monthly and weekly total returns for Citigroup Inc. (C) below, through August 18, 2026 — the most recent year is year-to-date.

Annualized (CAGR)

+6.0%

1978–2026

Average year

+13.3%

48 full years

Best year

+103.0%

1995

Worst year

-76.0%

2008

Positive years

30/48

63% up

Citigroup Inc. returns by year (1978–2026)#

Calendar-year returns with each year's path and its dividend contribution (dividend return = total minus price return).

Citigroup Inc. annual returns by year
Year	Start price	End price	Dividend	Total return
2026YTD	$116.69	$137.39	+1.2%	+18.9%
2025	$70.39	$116.69	+4.6%	+70.3%
2024	$51.44	$70.39	+5.0%	+41.9%
2023	$45.23	$51.44	+5.2%	+18.9%
2022	$60.39	$45.23	+3.0%	-22.1%
2021	$61.66	$60.39	+3.0%	+0.9%
2020	$79.89	$61.66	+3.1%	-19.7%
2019	$52.06	$79.89	+4.3%	+57.8%
2018	$74.41	$52.06	+1.5%	-28.5%
2017	$59.43	$74.41	+1.8%	+27.0%
2016	$51.75	$59.43	+1.1%	+15.9%
2015	$54.11	$51.75	+0.3%	-4.1%
2014	$52.11	$54.11	+0.1%	+3.9%
2013	$39.56	$52.11	+0.1%	+31.8%
2012	$26.31	$39.56	+0.2%	+50.6%
2011	$47.30	$26.31	+0.0%	-44.3%
2010	$33.10	$47.30	+0.0%	+42.9%
2009	$67.10	$33.10	+0.1%	-50.6%
2008	$294.40	$67.10	+1.2%	-76.0%
2007	$557.00	$294.40	+2.4%	-44.8%
2006	$485.30	$557.00	+3.5%	+18.3%
2005	$481.80	$485.30	+3.9%	+4.6%
2004	$485.40	$481.80	+3.5%	+2.7%
2003	$351.90	$485.40	+3.6%	+41.5%
2002	$504.80	$351.90	+1.2%	-29.0%
2001	$510.63	$504.80	+1.2%	+0.0%
2000	$417.66	$510.63	+1.2%	+23.5%
1999	$248.44	$417.66	+1.8%	+70.0%
1998	$269.38	$248.44	+3.2%	-4.6%
1997	$151.25	$269.38	+6.6%	+84.7%
1996	$104.38	$151.25	+8.2%	+53.1%
1995	$53.74	$104.38	+8.8%	+103.0%
1994	$64.53	$53.74	+0.0%	-16.7%
1993	$40.15	$64.53	+0.0%	+60.7%
1992	$32.68	$40.15	+0.0%	+22.9%
1991	$18.99	$32.68	+0.0%	+72.1%
1990	$23.66	$18.99	+0.0%	-19.7%
1989	$18.05	$23.66	+0.0%	+31.0%
1988	$20.02	$18.05	+0.0%	-9.8%
1987	$34.91	$20.02	+0.0%	-42.6%
1986	$24.90	$34.91	+0.0%	+40.2%
1985	$20.96	$24.90	+0.0%	+18.8%
1984	$19.45	$20.96	+0.0%	+7.7%
1983	$12.81	$19.45	+0.0%	+51.8%
1982	$14.27	$12.81	+0.0%	-10.2%
1981	$12.61	$14.27	+0.0%	+13.2%
1980	$14.78	$12.61	+0.0%	-14.7%
1979	$14.89	$14.78	+0.0%	-0.7%
1978	$16.08	$14.89	+0.0%	-7.4%

Total return by period

-100%-50%+0%+50%+100%

'78'82'86'90'94'98'02'06'10'14'18'22'26

Methodology#

Returns are total returns (dividends reinvested), computed from C's split- and dividend-adjusted closes. The bar chart switches between annual and monthly periods. Annualized return is the compound annual growth rate over the full period. The current year is year-to-date. See also the periodic table of returns. Past performance does not predict future returns; not investment advice.

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FAQ#

What is Citigroup Inc.'s average annual return?: Since 1978, Citigroup Inc. (C) has returned about 6.0% a year (the compound annual growth rate) and an average calendar-year return of 13.3%.
What were Citigroup Inc.'s best and worst years?: Over 1978–2026, the best year was 1995 (+103.0%) and the worst was 2008 (-76.0%).
How often is Citigroup Inc. up in a year?: 30 of the 48 full years since 1978 were positive — about 63% of the time.