What would $1,000 invested in the US Stock Market be worth today?

$1,000 invested in the US Stock Market on October 7, 2016 would be worth $4,042 on October 7, 2026, with dividends reinvested — 15.0% a year compounded (CAGR).

Does the US Stock Market return calculator include dividends?

Dividends reinvested is the default. It can be turned off to show price appreciation alone; taxes, fund fees and trading costs are excluded.

Can the calculator adjust US Stock Market returns for inflation?

The Adjust for inflation option deflates total returns by CPI and shows the ending value in purchasing-power dollars.

How far back does the US Stock Market calculator go?

The record begins June 15, 2001, the first session of VTI — the fund that tracks the US Stock Market — with a close every session to October 7, 2026: 25 years, 4 months.

How does this compare with a compound interest calculator?

A compound interest calculator grows a deposit at one fixed rate; this one grows it at the US Stock Market's actual returns with dividends, and shows the same money at a flat 5% a year compounded beside it for the same dates.

US Stock Market Return Calculator: What Your Investment Is Worth Today

Share this page

Annual returns Yearly charts By month By week Trailing YTD Calculator Average

Your investment#

How much

All at once, on the start date

Pick start & end dates10 years

Start

Key dates

Start at a well-known dateRecentMarket topsMarket bottomsEvents

Bought at that day's close

End

Key dates

End at a well-known dateMarket topsMarket bottomsEvents

Latest close, Oct 7, 2026

Or drag the slider to set start and end dates

2001 to today, log scale

2008 crisisCovid

200520102020Oct 2016Today

Options

Result#

$1,000Oct 7, 2016$4,042Oct 7, 20264.0×your money

$1,000 invested in the US Stock Market on October 7, 2016 was worth $4,042 on October 7, 2026, with dividends reinvested.

That’s 15.0% a year compounded (CAGR) over 10 years: 4.0 times your money.

Over the same dates the same $1,000 would be worth $4,232 in the S&P 500 and $6,854 in the Nasdaq-100: the US Stock Market trailed both the S&P 500 and the Nasdaq-100.

Price only$3,447if dividends were spent

Biggest fall−35.0%Feb 19 to Mar 23, 2020

At a flat 5% a year$1,629a savings account's rate

Gain$3,042on $1,000 put in

How this period ranks#

Better than 91% of all 185 periods of 10 years since 2001.

Your dates

−40%0%60%

Worst: 3.7% a year, Aug 2001 to Aug 2011Best: 16.9% a year, Feb 2009 to Feb 2019

One scale for every length, so longer periods bunch up. Point at a bar.

Growth of $1,000 in the US Stock Market, October 7, 2016 to October 7, 2026#

Your $1,000$Your buySame plan in the S&P 500A low

Lowest value$966 · Nov 2016$1,078 · Mar 2020$1,801 · Oct 2022$1,131 · Dec 2018$2,542 · Apr 2025$

$1,000$2,000$3,000$4,042

20182020202220242026

How far the US Stock Market was below its previous high. The biggest fall: −35.0% from Feb 19, 2020 to Mar 23, 2020, back to the high by Aug 12, 2020.

−35.0% from its high−25.4% from its high−20.0% from its high−19.3% from its high

high−35%

Your one buy. $1,000 on October 7, 2016, worth $4,042 on October 7, 2026. Pick Monthly or Yearly to see a plan's buys.

4.0×paid

What $1,000 would be worth on October 7, 2026, by start date#

Each point is the same amount invested that day and held to October 7, 2026, dividends reinvested. Above the line it made money.

Your start

$1,000$2,000$5,000$10k

20052010201520202025

$1,000 invested in the US Stock Market, by year#

Started on each year's first close and held to Oct 7, 2026, dividends reinvested.

Started	Worth Oct 7, 2026	Multiple	A year (CAGR)	Same in the Nasdaq-100
2017	$3,821	3.8×	14.7%	$6,773
2018	$3,154	3.2×	14.0%	$5,062
2019	$3,349	3.3×	16.9%	$5,137
2020	$2,544	2.5×	14.8%	$3,650
2021	$2,149	2.1×	14.2%	$2,533
2022	$1,675	1.7×	11.5%	$1,941
2023	$2,103	2.1×	21.9%	$2,927
2024	$1,673	1.7×	20.5%	$1,909
2025	$1,345	1.3×	18.3%	$1,498
2026	$1,143	1.1×	—	$1,240

Methodology#

The calculator grows the investment at VTI's split- and dividend-adjusted closes, the fund that tracks the US Stock Market — its record is the index's investable history, which is why it begins June 15, 2001 and runs through October 7, 2026. A “buy” is that day's close, or the next session's when the market was closed. Price-only values use the unadjusted closes; inflation-adjusted values divide total return by CPI. A monthly or yearly plan puts in the same nominal amount on the same day of each month or year; taxes, fund fees and transaction costs are excluded. See the annual US Stock Market returns, or the VTI fund page. Past performance does not predict future results; not investment advice.

ChartRow is not affiliated with, sponsored by, or endorsed by S&P Dow Jones Indices LLC, S&P Global, Nasdaq, Inc., Robert Shiller, RSBB-I, LLC, or Yale University. "S&P 500®" and "Dow Jones®" are registered trademarks of S&P Dow Jones Indices LLC; "Nasdaq-100®" is a registered trademark of Nasdaq, Inc.; "CAPE®" is a registered trademark of RSBB-I, LLC. They are used here only to identify the indexes and series discussed. All index-related figures on this page are independently derived from public sources — SEC filings, the public Shiller S&P 500 monthly series, and our own computations — not from any index provider's data feed.

FAQ#

What would $1,000 invested in the US Stock Market be worth today?: $1,000 invested in the US Stock Market on October 7, 2016 would be worth $4,042 on October 7, 2026, with dividends reinvested — 15.0% a year compounded (CAGR).
Does the US Stock Market return calculator include dividends?: Yes. Dividends reinvested is the default total-return basis. You can turn it off to see price appreciation alone. Taxes, fund fees and trading costs are excluded.
Can the calculator adjust US Stock Market returns for inflation?: Yes. The Adjust for inflation option deflates the dividends-reinvested total-return series by CPI, expressing the ending value in the starting investment's purchasing-power dollars.
How far back does the US Stock Market calculator go?: The record begins June 15, 2001, the first session of VTI — the fund that tracks the US Stock Market — with a close every session to October 7, 2026: 25 years, 4 months.
How does this compare with a compound interest calculator?: A compound interest calculator grows a deposit at one fixed rate. This calculator grows it at what the US Stock Market actually returned, dividends included, and states the flat-rate equivalent beside the result: the same money at 5% a year compounded is shown for the same dates so the two can be read against each other. The US Stock Market's own figure since 2001 is on the result card, and it arrives unevenly — the chart shows the path, not just the endpoint.