XLF returns by year
Financial Select Sector SPDR Fund has returned +4.0% annually (CAGR) since 1999. Calendar-year, monthly and weekly total returns for Financial Select Sector SPDR Fund (XLF) below, through July 2, 2026 — the most recent year is year-to-date.
Financial Select Sector SPDR Fund returns by year (1999–2026)#
Calendar-year returns with each year's path and its dividend contribution (dividend return = total minus price return).
| Year | Start price | End price | Path | Dividend | Total return |
|---|---|---|---|---|---|
| 2026YTD | $54.77 | $55.62 | +0.0% | +1.6% | |
| 2025 | $48.33 | $54.77 | +0.0% | +13.3% | |
| 2024 | $37.60 | $48.33 | +0.0% | +28.5% | |
| 2023 | $34.20 | $37.60 | +0.0% | +9.9% | |
| 2022 | $39.05 | $34.20 | +0.0% | -12.4% | |
| 2021 | $29.48 | $39.05 | +0.0% | +32.5% | |
| 2020 | $30.78 | $29.48 | +0.0% | -4.2% | |
| 2019 | $23.82 | $30.78 | +0.0% | +29.2% | |
| 2018 | $27.91 | $23.82 | +0.0% | -14.7% | |
| 2017 | $23.25 | $27.91 | +0.0% | +20.0% | |
| 2016 | $19.36 | $23.25 | +0.0% | +20.1% | |
| 2015 | $20.09 | $19.36 | +0.0% | -3.6% |
Total return by period
Methodology#
Returns are total returns (dividends reinvested), computed from XLF's split- and dividend-adjusted closes. The bar chart switches between annual and monthly periods. Annualized return is the compound annual growth rate over the full period. The current year is year-to-date. See also the periodic table of returns. Past performance does not predict future returns; not investment advice.
See also: S&P 500 · Nasdaq-100 · Dow Jones · Russell 2000 · US Bond Market · Gold · Silver · Bitcoin · Ethereum
FAQ
- What is Financial Select Sector SPDR Fund's average annual return?
- Since 1999, Financial Select Sector SPDR Fund (XLF) has returned about 4.0% a year (the compound annual growth rate) and an average calendar-year return of 6.5%.
- What were Financial Select Sector SPDR Fund's best and worst years?
- Over 1999–2026, the best year was 2013 (+33.4%) and the worst was 2008 (-56.7%).
- How often is Financial Select Sector SPDR Fund up in a year?
- 18 of the 27 full years since 1999 were positive — about 67% of the time.