XLF
$55.88-0.25%
as of close, Oct 27, 2026
☾ AH $55.88 -0.25%
Financial Select Sector SPDR FundETF · Sectors
Financial Select Sector SPDR Fund total returns by year (including dividends)
As of market close, Oct 27, 2026
Financial Select Sector SPDR Fund total returns by year (1999–2026)#
Calendar-year returns with each year's path and its dividend contribution (dividend return = total minus price return). Every year has a direct link you can bookmark or share.
| Year | Start price | End price | Path | Dividend | Total return |
|---|---|---|---|---|---|
| 2026YTD | $54.77 | $55.88 | 1.2% | +3.3% | |
| 2025 | $48.33 | $54.77 | 1.6% | +14.9% | |
| 2024 | $37.60 | $48.33 | 2.0% | +30.6% | |
| 2023 | $34.20 | $37.60 | 2.1% | +12.0% | |
| 2022 | $39.05 | $34.20 | 1.8% | -10.6% | |
| 2021 | $29.48 | $39.05 | 2.3% | +34.8% | |
| 2020 | $30.78 | $29.48 | 2.5% | -1.7% | |
| 2019 | $23.82 | $30.78 | 2.7% | +31.9% | |
| 2018 | $27.91 | $23.82 | 1.6% | -13.1% | |
| 2017 | $23.25 | $27.91 | 2.0% | +22.0% | |
| 2016 | $19.36 | $23.25 | 2.4% | +22.5% | |
| 2015 | $20.09 | $19.36 | 1.9% | -1.8% | |
| 2014 | $17.76 | $20.09 | 1.9% | +15.1% | |
| 2013 | $13.31 | $17.76 | 2.2% | +35.5% | |
| 2012 | $10.56 | $13.31 | 1.8% | +27.9% | |
| 2011 | $12.96 | $10.56 | 1.4% | -17.1% | |
| 2010 | $11.70 | $12.96 | 1.1% | +11.9% | |
| 2009 | $10.17 | $11.70 | 2.6% | +17.6% | |
| 2008 | $23.50 | $10.17 | 1.8% | -54.9% | |
| 2007 | $29.85 | $23.50 | 2.1% | -19.2% | |
| 2006 | $25.73 | $29.85 | 2.9% | +18.9% | |
| 2005 | $24.80 | $25.73 | 2.5% | +6.2% | |
| 2004 | $22.85 | $24.80 | 2.3% | +10.9% | |
| 2003 | $17.87 | $22.85 | 2.6% | +30.5% | |
| 2002 | $21.36 | $17.87 | 1.6% | -14.7% | |
| 2001 | $23.96 | $21.36 | 1.4% | -9.4% | |
| 2000 | $19.31 | $23.96 | 1.7% | +25.9% | |
| 1999 | $19.04 | $19.31 | 1.3% | +2.7% |
- Annualized
- +6.0%
- 1999–2026
- Average year
- +8.5%
- 27 full years
- Best year
- +35.5%
- 2013
- Worst year
- -54.9%
- 2008
- Positive years
- 18/27
- 67% up
Annualized (CAGR)
+6.0%
1999–2026
Average year
+8.5%
27 full years
Best year
+35.5%
2013
Worst year
-54.9%
2008
Positive years
18/27
67% up
Total return by period#
Annual
-40%-20%0%20%40%
1999+2.7%'99
2000+26%
2001-9.4%'01
2002-15%
2003+30%'03
2004+11%
2005+6.2%'05
2006+19%
2007-19%'07
2008-55%
2009+18%'09
2010+12%
2011-17%'11
2012+28%
2013+36%'13
2014+15%
2015-1.8%'15
2016+23%
2017+22%'17
2018-13%
2019+32%'19
2020-1.7%
2021+35%'21
2022-11%
2023+12%'23
2024+31%
2025+15%'25
2026+3.3%
Methodology#
Total returns, dividends reinvested, measured on XLF. Annualized return is the compound annual growth rate; the current year is year-to-date. Past performance does not predict future returns.
FAQ#
- What is Financial Select Sector SPDR Fund's average annual return?
- Since 1999, Financial Select Sector SPDR Fund (XLF) has returned about 6.0% a year (the compound annual growth rate) and an average calendar-year return of 8.5%.
- What were Financial Select Sector SPDR Fund's best and worst years?
- Over 1999–2026, the best year was 2013 (+35.5%) and the worst was 2008 (-54.9%).
- How often is Financial Select Sector SPDR Fund up in a year?
- 18 of the 27 full years since 1999 were positive — about 67% of the time.
More on Financial Select Sector SPDR Fund
Annual returns for: S&P 500 · S&P 500 Equal Weight · US Stock Market · Nasdaq-100