What is Financial Select Sector SPDR Fund's 10-year return?

Over the last 10 years, Financial Select Sector SPDR Fund (XLF) returned about +11.7% a year annualized (+201.1% cumulative total return).

What is Financial Select Sector SPDR Fund's 20-year annualized return?

Over the last 20 years, Financial Select Sector SPDR Fund (XLF) compounded at about +3.8% a year (+109.3% cumulative).

What is Financial Select Sector SPDR Fund's return since inception?

Since 1998, Financial Select Sector SPDR Fund (XLF) has compounded at about +4.0% a year — +193.7% in total.

XLF

Financial Select Sector SPDR FundETF · Sectors

$55.62+$0.84 (+1.53%)as of market close, Jul 2, 2026

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XLF trailing returns

Financial Select Sector SPDR Fund's 10-year annualized return is +11.7% per year (+201.1% cumulative). How Financial Select Sector SPDR Fund (XLF) has performed over the last day, week, month and year, over 5, 10 and 20 years, and since inception, through July 2, 2026 — cumulative and annualized, with dividends on or off.

Trailing returns by period#

To 2026-07-02. Annualized (CAGR) for windows of a year or more.

Period	Annualized	Cumulative
1 day	—	+1.5%
1 week	—	+4.1%
1 month	—	+8.1%
YTD	—	+1.6%
1 year	+5.6%	+5.6%
5 years	+8.5%	+50.4%
10 years	+11.7%	+201.1%
20 years	+3.8%	+109.3%
Since inception (1998)	+4.0%	+193.7%

Growth of XLF#

Actual index level (solid); dashed lines are each window's constant-rate path from start to today.

Methodology#

Trailing returns measure from the closest close about N years before the latest close (2026-07-02). Cumulative return is the total change over the window; annualized return is the compound annual growth rate (CAGR), shown for windows of a year or more. Total return reinvests dividends (from XLF's split- and dividend-adjusted closes); price return excludes them. See the year-by-year returns for the calendar breakdown. Past performance does not predict future returns; not investment advice.

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FAQ

What is Financial Select Sector SPDR Fund's 10-year return?: Over the last 10 years, Financial Select Sector SPDR Fund (XLF) returned about +11.7% a year annualized (+201.1% cumulative total return).
What is Financial Select Sector SPDR Fund's 20-year annualized return?: Over the last 20 years, Financial Select Sector SPDR Fund (XLF) compounded at about +3.8% a year (+109.3% cumulative).
What is Financial Select Sector SPDR Fund's return since inception?: Since 1998, Financial Select Sector SPDR Fund (XLF) has compounded at about +4.0% a year — +193.7% in total.