Financial Select Sector SPDR Fund trailing returns
Financial Select Sector SPDR Fund's 10-year return is +13.0% a year (CAGR) (+238.2% cumulative). How Financial Select Sector SPDR Fund (XLF) has performed over the last day, week, month and year, over 5, 10 and 20 years, and since inception, through October 27, 2026 — price return and dividends side by side, with the worst drop inside each window.
Trailing returns by period#
To 2026-10-27. Price return + dividends = total return. Per year (CAGR) for windows of a year or more, with the cumulative total return beneath. Worst drop: the deepest fall in the price from a high inside the window, and when it bottomed.
| Period | Price | DivsDividends | Total | Worst drop |
|---|---|---|---|---|
| 1 day | -0.2% | +0.0% | -0.2% | — |
| 5 days | +0.3% | +0.0% | +0.3% | -1.4%Oct 27 |
| 1 month | +1.9% | +0.0% | +1.9% | -2.6%Sep 30 |
| YTD | +2.0% | +1.2% | +3.3% | -15.2%Mar 27 |
| 1 year | +4.8% | +1.7% | +6.4% | -15.2%Mar 2026 |
| 5 years | +7.0% | +1.9% | +8.8%+52.5% | -26.9%Oct 2022 |
| 10 years | +10.9% | +2.1% | +13.0%+238.2% | -43.3%Mar 2020 |
| 20 years | +3.4% | +2.0% | +5.4%+186.2% | -83.7%Mar 2009 |
| Since inception (1998) | +4.0% | +2.0% | +6.0%+402.5% | -83.7%Mar 2009 |
Growth of XLF#
Actual level with dividends reinvested (solid); dashed lines are each window's constant-rate path from start to today.
- 5 years+8.8%/year · +52.5%
- 10 years+13.0%/year · +238.2%
- 20 years+5.4%/year · +186.2%
- Since inception (1998)+6.0%/year · +402.5%
Methodology#
Trailing returns measure from the closest close about N years before the latest close (2026-10-27). Cumulative return is the total change over the window; annualized return is the compound annual growth rate (CAGR), shown for windows of a year or more. Price return is the change in XLF's closing price; total return reinvests dividends (from its split- and dividend-adjusted closes); the dividends column is the difference between the two. The worst drop is the largest fall in the closing price from a high to a later low inside the window, the way a drawdown is usually quoted. See the year-by-year returns for the calendar breakdown. Past performance does not predict future returns; not investment advice.
FAQ#
- What is Financial Select Sector SPDR Fund's 10-year return?
- Over the last 10 years, Financial Select Sector SPDR Fund (XLF) returned about +13.0% a year annualized (+238.2% cumulative total return).
- What is Financial Select Sector SPDR Fund's 20-year annualized return?
- Over the last 20 years, Financial Select Sector SPDR Fund (XLF) compounded at about +5.4% a year (+186.2% cumulative).
- What is Financial Select Sector SPDR Fund's return since inception?
- Since 1998, Financial Select Sector SPDR Fund (XLF) has compounded at about +6.0% a year — +402.5% in total.