XLF
$55.88-0.25%
as of close, Oct 27, 2026
☾ AH $55.88 -0.25%
Financial Select Sector SPDR FundETF · Sectors
Financial Select Sector SPDR Fund monthly returns
Financial Select Sector SPDR Fund has averaged 0.67% per month, positive in 56% of months. Month-by-month returns for Financial Select Sector SPDR Fund (XLF) below, through October 27, 2026 — the table lists the most recent months; the bar chart plots the last 5 years.
Average month
+0.7%
334 months
Best month
+21.8%
Apr 2009
Worst month
-26.2%
Jan 2009
Positive months
56%
of all months
Financial Select Sector SPDR Fund monthly returns#
| Month | Path | Total return |
|---|---|---|
| Oct 2026 | +4.6% | |
| Sep 2026 | -7.1% | |
| Aug 2026 | +1.4% | |
| Jul 2026 | +6.2% | |
| Jun 2026 | +4.3% | |
| May 2026 | -1.1% | |
| Apr 2026 | +5.6% | |
| Mar 2026 | -3.5% | |
| Feb 2026 | -3.8% | |
| Jan 2026 | -2.4% | |
| Dec 2025 | +3.1% | |
| Nov 2025 | +1.8% | |
| Oct 2025 | -2.8% | |
| Sep 2025 | +0.1% | |
| Aug 2025 | +3.1% | |
| Jul 2025 | +0.0% | |
| Jun 2025 | +3.1% | |
| May 2025 | +4.5% | |
| Apr 2025 | -2.1% | |
| Mar 2025 | -4.2% | |
| Feb 2025 | +1.4% | |
| Jan 2025 | +6.5% | |
| Dec 2024 | -5.5% | |
| Nov 2024 | +10.5% | |
| Oct 2024 | +2.6% | |
| Sep 2024 | -0.6% | |
| Aug 2024 | +4.6% | |
| Jul 2024 | +6.4% | |
| Jun 2024 | -0.9% | |
| May 2024 | +3.2% | |
| Apr 2024 | -4.2% | |
| Mar 2024 | +4.8% | |
| Feb 2024 | +4.1% | |
| Jan 2024 | +3.1% | |
| Dec 2023 | +5.3% | |
| Nov 2023 | +10.9% | |
| Oct 2023 | -2.4% | |
| Sep 2023 | -3.1% | |
| Aug 2023 | -2.7% | |
| Jul 2023 | +4.8% | |
| Jun 2023 | +6.6% | |
| May 2023 | -4.3% | |
| Apr 2023 | +3.2% | |
| Mar 2023 | -9.5% | |
| Feb 2023 | -2.3% | |
| Jan 2023 | +6.9% | |
| Dec 2022 | -5.2% | |
| Nov 2022 | +6.9% | |
| Oct 2022 | +11.9% | |
| Sep 2022 | -7.7% | |
| Aug 2022 | -2.0% | |
| Jul 2022 | +7.2% | |
| Jun 2022 | -10.9% | |
| May 2022 | +2.8% | |
| Apr 2022 | -9.9% | |
| Mar 2022 | -0.1% | |
| Feb 2022 | -1.4% | |
| Jan 2022 | +0.0% | |
| Dec 2021 | +3.4% | |
| Nov 2021 | -5.7% | |
| Oct 2021 | +7.3% | |
| Sep 2021 | -1.8% | |
| Aug 2021 | +5.1% | |
| Jul 2021 | -0.5% | |
| Jun 2021 | -3.0% | |
| May 2021 | +4.8% | |
| Apr 2021 | +6.5% | |
| Mar 2021 | +5.9% | |
| Feb 2021 | +11.6% | |
| Jan 2021 | -1.8% | |
| Dec 2020 | +6.3% | |
| Nov 2020 | +16.8% | |
| Oct 2020 | -0.9% | |
| Sep 2020 | -3.4% | |
| Aug 2020 | +4.3% | |
| Jul 2020 | +3.8% | |
| Jun 2020 | -0.5% | |
| May 2020 | +2.7% | |
| Apr 2020 | +9.5% | |
| Mar 2020 | -21.0% | |
| Feb 2020 | -11.2% | |
| Jan 2020 | -2.7% | |
| Dec 2019 | +2.6% | |
| Nov 2019 | +5.1% | |
| Oct 2019 | +2.5% | |
| Sep 2019 | +4.5% | |
| Aug 2019 | -4.7% | |
| Jul 2019 | +2.4% | |
| Jun 2019 | +6.7% | |
| May 2019 | -7.2% | |
| Apr 2019 | +9.0% | |
| Mar 2019 | -2.6% | |
| Feb 2019 | +2.2% | |
| Jan 2019 | +8.9% | |
| Dec 2018 | -11.1% | |
| Nov 2018 | +2.6% | |
| Oct 2018 | -4.7% | |
| Sep 2018 | -2.2% | |
| Aug 2018 | +1.4% | |
| Jul 2018 | +5.1% | |
| Jun 2018 | -1.7% | |
| May 2018 | -1.0% | |
| Apr 2018 | -0.4% | |
| Mar 2018 | -4.2% | |
| Feb 2018 | -2.9% | |
| Jan 2018 | +6.6% | |
| Dec 2017 | +1.9% | |
| Nov 2017 | +3.5% | |
| Oct 2017 | +2.9% | |
| Sep 2017 | +5.1% | |
| Aug 2017 | -1.6% | |
| Jul 2017 | +1.7% | |
| Jun 2017 | +6.5% | |
| May 2017 | -1.2% | |
| Apr 2017 | -0.8% | |
| Mar 2017 | -3.0% | |
| Feb 2017 | +5.3% | |
| Jan 2017 | +0.3% | |
| Dec 2016 | +3.8% | |
| Nov 2016 | +14.0% |
Monthly total return (since Nov 2021)#
-10%-5%0%5%10%
Nov 2021-5.7%
Dec 2021+3.4%
Jan 2022+0.03%2022
Feb 2022-1.4%
Mar 2022-0.13%
Apr 2022-9.9%
May 2022+2.8%
Jun 2022-11%
Jul 2022+7.2%
Aug 2022-2.0%
Sep 2022-7.7%
Oct 2022+12%
Nov 2022+6.9%
Dec 2022-5.2%
Jan 2023+6.9%2023
Feb 2023-2.3%
Mar 2023-9.5%
Apr 2023+3.2%
May 2023-4.3%
Jun 2023+6.6%
Jul 2023+4.8%
Aug 2023-2.7%
Sep 2023-3.1%
Oct 2023-2.4%
Nov 2023+11%
Dec 2023+5.3%
Jan 2024+3.1%2024
Feb 2024+4.1%
Mar 2024+4.8%
Apr 2024-4.2%
May 2024+3.2%
Jun 2024-0.88%
Jul 2024+6.4%
Aug 2024+4.6%
Sep 2024-0.56%
Oct 2024+2.6%
Nov 2024+10%
Dec 2024-5.5%
Jan 2025+6.5%2025
Feb 2025+1.4%
Mar 2025-4.2%
Apr 2025-2.1%
May 2025+4.5%
Jun 2025+3.1%
Jul 20250%
Aug 2025+3.1%
Sep 2025+0.11%
Oct 2025-2.8%
Nov 2025+1.8%
Dec 2025+3.1%
Jan 2026-2.4%2026
Feb 2026-3.8%
Mar 2026-3.5%
Apr 2026+5.6%
May 2026-1.1%
Jun 2026+4.3%
Jul 2026+6.2%
Aug 2026+1.4%
Sep 2026-7.1%
Oct 2026+4.6%
Financial Select Sector SPDR Fund returns by calendar month#
Every month of every year since 1999, one tick per year on a shared scale; the dark bar is the month's average. Total returns, dividends reinvested.
October 2026 so far: +4.64% — 8th of 28 Octobers since 1999 at the last close; the average October returned +2.0%.
| Month | −30%0+30% | Average | Median | Up | Best | Worst |
|---|---|---|---|---|---|---|
| Jan | -0.2% | +0.1% | 54% | +8.9% 2019 | -26.2% 2009 | |
| Feb | -1.0% | +0.3% | 50% | +11.6% 2021 | -17.7% 2009 | |
| Mar | +0.8% | -0.5% | 43% | +18.3% 2000 | -21.0% 2020 | |
| Apr | +2.7% | +2.0% | 64% | +21.8% 2009 | -9.9% 2022 | |
| May | +0.3% | +1.8% | 57% | +14.0% 2009 | -9.2% 2012 | |
| Jun | -0.8% | -0.6% | 39% | +6.7% 2019 | -17.4% 2008 | |
| Jul | +2.0% | +2.9% | 68% | +8.9% 2009 | -9.1% 2007 | |
| Aug | +0.3% | +1.3% | 54% | +13.0% 2009 | -9.6% 2011 | |
| Sep | -1.4% | -0.7% | 43% | +6.1% 2010 | -11.5% 2002 | |
| Oct | +2.0% | +2.3% | 67% | +15.5% 1999 | -21.9% 2008 | |
| Nov | +2.0% | +2.6% | 67% | +16.8% 2020 | -18.5% 2008 | |
| Dec | +1.2% | +2.1% | 70% | +10.7% 2010 | -11.1% 2018 |
Methodology#
Monthly returns are total returns (dividends reinvested), computed from XLF's split- and dividend-adjusted month-end closes. The table shows the most recent 120 months and the bar chart the most recent 60. See the year-by-year returns for the annual view. Past performance does not predict future returns; not investment advice.
FAQ#
- What is Financial Select Sector SPDR Fund's average monthly return?
- Financial Select Sector SPDR Fund (XLF) has averaged about 0.67% per month, positive in roughly 56% of months. The best month was Apr 2009 (+21.8%) and the worst was Jan 2009 (-26.2%).
More on Financial Select Sector SPDR Fund
By month for: S&P 500 · S&P 500 Equal Weight · US Stock Market · Nasdaq-100