ERIE — Erie Indemnity price, chart and key statistics

Price data

Price

$280.13

YTD price return

-2.27%

YTD total return

+0.03%

Market cap

14.6B2016-12 5.9B2026-11 14.6B+148.5% over the window

Enterprise value

14.3B

Shares outstanding

52.3M2016-09 52.4M2026-09 52.3M-0.2% over the window

52W low

$204.63

52W high

$301.61

From 52W high

-7.12%

From 52W low

+36.90%

52W range

78%$205–$302

Beta

0.31

Volume

Rel volume

2.22×

30D volume

201.4K

30D $ vol

49M

Insider trading

Insider net 1WNo open-market insider purchase or sale with a transaction date in the last 7 days, as filed on Form 4.

none

Insider net 1MNo open-market insider purchase or sale with a transaction date in the last 30 days, as filed on Form 4.

none

Insider net 3MNo open-market insider purchase or sale with a transaction date in the last 91 days, as filed on Form 4.

none

Insider net 1Y1 insider-day of buying ($1.4M) and 1 of selling ($101K) in the last 365 days, by transaction date, open-market transactions only — awards, exercises, tax withholding and employee-plan purchases are not counted. A Form 4 is filed within two business days of the trade, so the newest days may not be in yet.

+$1.3M

Form 4 transactions by trade date, as filed; latest on file 2026-06-02.

Fundamentals

Sales (ttm)

4.1B2016-09 1.6B2026-09 4.1B+162.0% over the window

Sales/share

$78.842016-09 $30.022026-09 $78.84+162.6% over the window

EPS (ttm)

$11.022016-09 $3.702026-09 $11.02+197.7% over the window

FCF (ttm)

554M2016-09 226.1M2026-09 554M+145.0% over the window

FCF/share

$10.602016-09 $4.312026-09 $10.60+145.6% over the window

Book value/share

$48.822016-09 $16.012026-09 $48.82+205.0% over the window

Net margin

13.97%2016-09 12.4%2026-09 14.0%+12.9% over the window

ROE

22.57%2016-09 23.2%2026-09 22.6%-2.8% over the window

ROA

15.73%2016-09 13.1%2026-09 15.7%+20.0% over the window

Current ratio

1.312016-09 1.382026-09 1.31-5.7% over the window

Growth (CAGR, ttm) · 10Y

Sales

+2.04%2025-09-30 → 2026-09-304B → 4.1B (+2.0% total)+9.36%2023-09-30 → 2026-09-303.2B → 4.1B (+30.8% total)+9.60%2021-09-30 → 2026-09-302.6B → 4.1B (+58.1% total)+10.11%2016-09-30 → 2026-09-301.6B → 4.1B (+162.0% total)

Net income

-11.09%2025-09-30 → 2026-09-30648M → 576.1M (-11.1% total)+12.87%2023-09-30 → 2026-09-30400.6M → 576.1M (+43.8% total)+13.52%2021-09-30 → 2026-09-30305.6M → 576.1M (+88.5% total)+11.46%2016-09-30 → 2026-09-30194.7M → 576.1M (+195.9% total)

FCF

-3.98%2025-09-30 → 2026-09-30577M → 554M (-4.0% total)+26.69%2023-09-30 → 2026-09-30272.4M → 554M (+103.4% total)+10.87%2021-09-30 → 2026-09-30330.8M → 554M (+67.5% total)+9.38%2016-09-30 → 2026-09-30226.1M → 554M (+145.0% total)

Shares

+0.00%2025-09-30 → 2026-09-3052.3M → 52.3M (+0.0% total)+0.00%2023-09-30 → 2026-09-3052.3M → 52.3M (+0.0% total)+0.00%2021-09-30 → 2026-09-3052.3M → 52.3M (+0.0% total)-0.02%2016-09-30 → 2026-09-3052.4M → 52.3M (-0.2% total)

Per-share growth (CAGR, ttm) · 10Y

EPS

-11.08%2025-09-30 → 2026-09-30$12.39 → $11.02 (-11.1% total)+12.87%2023-09-30 → 2026-09-30$7.66 → $11.02 (+43.8% total)+13.53%2021-09-30 → 2026-09-30$5.84 → $11.02 (+88.6% total)+11.53%2016-09-30 → 2026-09-30$3.70 → $11.02 (+197.7% total)

Sales/share

+2.04%2025-09-30 → 2026-09-30$77.27 → $78.84 (+2.0% total)+9.36%2023-09-30 → 2026-09-30$60.28 → $78.84 (+30.8% total)+9.60%2021-09-30 → 2026-09-30$49.86 → $78.84 (+58.1% total)+10.14%2016-09-30 → 2026-09-30$30.02 → $78.84 (+162.6% total)

FCF/share

-3.98%2025-09-30 → 2026-09-30$11.03 → $10.60 (-4.0% total)+26.69%2023-09-30 → 2026-09-30$5.21 → $10.60 (+103.4% total)+10.87%2021-09-30 → 2026-09-30$6.33 → $10.60 (+67.5% total)+9.40%2016-09-30 → 2026-09-30$4.31 → $10.60 (+145.6% total)

Book value/share

+10.57%2025-09-30 → 2026-09-30$44.16 → $48.82 (+10.6% total)+16.56%2023-09-30 → 2026-09-30$30.83 → $48.82 (+58.4% total)+14.68%2021-09-30 → 2026-09-30$24.61 → $48.82 (+98.4% total)+11.80%2016-09-30 → 2026-09-30$16.01 → $48.82 (+205.0% total)

Dividend/share

+7.14%2025-09-30 → 2026-09-30$4.78 → $5.12 (+7.1% total)+7.12%2023-09-30 → 2026-09-30$4.17 → $5.12 (+22.9% total)-1.07%2021-09-30 → 2026-09-30$5.40 → $5.12 (-5.2% total)+7.21%2016-09-30 → 2026-09-30$2.55 → $5.12 (+100.7% total)

Price

-3.21%2025-11-04 → 2026-11-04$289.42 → $280.13 (-3.2% total)Price appreciation from split-adjusted daily closes, excluding dividends; endpoints are exact trading-day anniversaries of the latest close.+0.22%2023-11-03 → 2026-11-04$278.28 → $280.13 (+0.7% total)Price appreciation from split-adjusted daily closes, excluding dividends; endpoints are exact trading-day anniversaries of the latest close.+5.13%2021-11-04 → 2026-11-04$218.15 → $280.13 (+28.4% total)Price appreciation from split-adjusted daily closes, excluding dividends; endpoints are exact trading-day anniversaries of the latest close.+10.69%2016-11-03 → 2026-11-04$101.42 → $280.13 (+176.2% total)Price appreciation from split-adjusted daily closes, excluding dividends; endpoints are exact trading-day anniversaries of the latest close.

Total return

-0.93%2025-11-04 → 2026-11-04$282.75 → $280.13 (-0.9% total)Total return with dividends reinvested (adjusted daily closes); endpoints are exact trading-day anniversaries of the latest close. The gap against the Price row is the dividend contribution.+1.95%2023-11-03 → 2026-11-04$264.38 → $280.13 (+6.0% total)Total return with dividends reinvested (adjusted daily closes); endpoints are exact trading-day anniversaries of the latest close. The gap against the Price row is the dividend contribution.+7.11%2021-11-04 → 2026-11-04$198.68 → $280.13 (+41.0% total)Total return with dividends reinvested (adjusted daily closes); endpoints are exact trading-day anniversaries of the latest close. The gap against the Price row is the dividend contribution.+13.13%2016-11-03 → 2026-11-04$81.58 → $280.13 (+243.4% total)Total return with dividends reinvested (adjusted daily closes); endpoints are exact trading-day anniversaries of the latest close. The gap against the Price row is the dividend contribution.

Fundamentals end at the last reported quarter; price and total return end at the latest close.

Valuation

P/E (ttm)Price ÷ TTM diluted EPS. Net income carries everything below the operating line, including one-off gains. Negative when the trailing year lost money.

25.4×2016-12 30.272026-11 25.42-16.0% over the window

P/OI (ttm)Price ÷ TTM operating income. Excludes the below-the-line items that make P/E jump — mark-to-market gains, settlements, tax true-ups.

19.9×2016-12 21.242026-11 19.90-6.3% over the window

Fwd P/E

20.0×

P/S (ttm)Market cap ÷ TTM revenue.

3.6×2016-12 3.752026-11 3.55-5.1% over the window

P/B (mrq)Market cap ÷ stockholders' equity at the most recent quarter end.

5.7×2016-12 7.032026-11 5.74-18.3% over the window

P/FCF (ttm)Market cap ÷ TTM free cash flow (operating cash flow − capex).

26.4×2016-12 26.062026-11 26.44+1.4% over the window

EV/Sales (ttm)

3.5×

FCF yield (ttm)TTM free cash flow ÷ market cap — the inverse of P/FCF.

3.78%2016-09 3.8%2026-09 4.8%+26.0% over the window

Dividend yield (fwd)Indicated annual dividend ÷ last close: the last regular payment × payments a year, from our own dividend record. Shown only for a company that pays the same amount each time (raises and cuts allowed), whose payments are on schedule and agree with the dividends it reports paying; a company whose payments vary in size, such as an unequal interim and final, has no forward figure — see the ttm yield.Div yieldIndicated annual dividend ÷ last close: the last regular payment × payments a year, from our own dividend record. Shown only for a company that pays the same amount each time (raises and cuts allowed), whose payments are on schedule and agree with the dividends it reports paying; a company whose payments vary in size, such as an unequal interim and final, has no forward figure — see the ttm yield.

2.09%

Dividend yield (ttm)Dividends paid over the last year ÷ last close: the last full cycle of regular payments in our own dividend record. Below the forward yield after a raise, above it after a cut. Shown only when the record holds that full cycle and it agrees with the dividends the company reports paying; otherwise —.

2.09%

Dividend/share (fwd)The indicated annual dividend: the last regular payment × payments a year, for a company that pays the same amount each time.

$5.85

Buyback yield (realized, 1y)1 − shares_at(2026-09-30) ÷ shares_at(2025-09-30) = 1 − 52.3M ÷ 52.3M. Point-in-time share counts from the company's own SEC filings (the same count at both ends), published only when the cash flow statement shows repurchases inside that window. A falling price can't inflate it; negative means net dilution.

0.00%

Shareholder yield (realized, 1y)Buyback leg + dividend leg: shares retired over the year (0.00%) + dividends paid over that year ($267.9M) ÷ market_cap_at(2025-09-30) ($16.6B). Both legs are measured against the start of the window, so a payout can't shrink its own denominator.

1.61%

Buyback yield (cash, ttm)Buybacks net of issuance over the trailing twelve months ($0) ÷ today's market cap ($14.6B). Dollars SPENT over what the company is worth NOW — a stock that fell after buying reads high.

0.00%2016-09 0.0%2026-09 0.0%

Shareholder yield (cash, ttm)(TTM buybacks net of issuance $0 + TTM dividends $267.9M) ÷ today's market cap ($14.6B). Same caveat as the cash buyback yield.

1.83%2016-09 2.3%2026-09 2.3%+3.0% over the window

Vs own 10Y history

P/E

10th

P/OI

10th

P/S

24th

P/B

7th

P/FCF

12th