XP — XP Inc. price, chart and key statistics

Price data

Price

$15.17

YTD price return

-7.33%

YTD total return

-6.13%

Next earnings

Nov 16, 2026

Market cap

7.9B2019-12 21.3B2026-11 7.9B-63.0% over the window

Enterprise value

4.4B

Shares outstanding

518.7M2017-12 484.9M2025-12 518.7M+7.0% over the window

52W low

$13.78

52W high

$32.73

From 52W high

-53.65%

From 52W low

+10.09%

52W range

7%$13.78–$32.73

Volume

Rel volume

0.74×

30D volume

18.8M

30D $ vol

405.2M

Insider trading

Insider net 1WNo open-market insider purchase or sale with a transaction date in the last 7 days, as filed on Form 4.

none

Insider net 1MNo open-market insider purchase or sale with a transaction date in the last 30 days, as filed on Form 4.

none

Insider net 3M0 insider-days of buying (no priced lot) and 1 of selling ($2.4M) in the last 91 days, by transaction date, open-market transactions only — awards, exercises, tax withholding and employee-plan purchases are not counted. A Form 4 is filed within two business days of the trade, so the newest days may not be in yet.

−$2.4M

Insider net 1Y0 insider-days of buying (no priced lot) and 1 of selling ($2.4M) in the last 365 days, by transaction date, open-market transactions only — awards, exercises, tax withholding and employee-plan purchases are not counted. A Form 4 is filed within two business days of the trade, so the newest days may not be in yet.

−$2.4M

Form 4 transactions by trade date, as filed; latest on file 2026-09-16.

Fundamentals

Sales (ttm)

1.4B2017-12 402.1M2025-12 1.4B+254.5% over the window

Sales/share

$2.752017-12 $0.832025-12 $2.75+231.3% over the window

EPS (ttm)

$1.742017-12 $0.272025-12 $1.74+550.3% over the window

Book value/share

$8.262017-12 $0.722025-12 $8.26+1052.3% over the window

Net margin

64.89%2017-12 33.0%2025-12 64.9%+96.6% over the window

ROE

21.58%2017-12 38.2%2025-12 21.6%-43.5% over the window

ROA

1.28%2018-12 2.8%2025-12 1.3%-54.0% over the window

Growth (CAGR, ttm) · 10Y

Sales

+3.63%2024-12-31 → 2025-12-311.4B → 1.4B (+3.6% total)+7.40%2022-12-31 → 2025-12-311.2B → 1.4B (+23.9% total)+7.91%2020-12-31 → 2025-12-31973.8M → 1.4B (+46.3% total)n/a

Net income

+10.59%2024-12-31 → 2025-12-31836.2M → 924.7M (+10.6% total)+10.07%2022-12-31 → 2025-12-31693.3M → 924.7M (+33.4% total)+18.01%2020-12-31 → 2025-12-31404.1M → 924.7M (+128.8% total)n/a

FCF

+26.58%2023-12-31 → 2024-12-311.6B → 2B (+26.6% total)n/an/an/a

Shares

-3.48%2024-12-31 → 2025-12-31537.4M → 518.7M (-3.5% total)-2.55%2022-12-31 → 2025-12-31560.5M → 518.7M (-7.5% total)-1.49%2020-12-31 → 2025-12-31559.1M → 518.7M (-7.2% total)n/a

Per-share growth (CAGR, ttm) · 10Y

EPS

+14.05%2024-12-31 → 2025-12-31$1.52 → $1.74 (+14.0% total)+12.85%2022-12-31 → 2025-12-31$1.21 → $1.74 (+43.7% total)+19.25%2020-12-31 → 2025-12-31$0.72 → $1.74 (+141.2% total)n/a

Sales/share

+7.37%2024-12-31 → 2025-12-31$2.56 → $2.75 (+7.4% total)+10.21%2022-12-31 → 2025-12-31$2.05 → $2.75 (+33.9% total)+9.54%2020-12-31 → 2025-12-31$1.74 → $2.75 (+57.7% total)n/a

FCF/share

+29.42%2023-12-31 → 2024-12-31$2.94 → $3.80 (+29.5% total)n/an/an/a

Book value/share

+37.03%2024-12-31 → 2025-12-31$6.03 → $8.26 (+37.0% total)+12.84%2022-12-31 → 2025-12-31$5.75 → $8.26 (+43.7% total)+17.10%2020-12-31 → 2025-12-31$3.75 → $8.26 (+120.2% total)n/a

Dividend/share

-75.68%2024-12-31 → 2025-12-31$0.70 → $0.17 (-75.7% total)n/an/an/a

Price

-16.20%2025-11-04 → 2026-11-04$18.10 → $15.17 (-16.2% total)Price appreciation from split-adjusted daily closes, excluding dividends; endpoints are exact trading-day anniversaries of the latest close.-10.92%2023-11-03 → 2026-11-04$21.47 → $15.17 (-29.3% total)Price appreciation from split-adjusted daily closes, excluding dividends; endpoints are exact trading-day anniversaries of the latest close.-14.05%2021-11-04 → 2026-11-04$32.34 → $15.17 (-53.1% total)Price appreciation from split-adjusted daily closes, excluding dividends; endpoints are exact trading-day anniversaries of the latest close.n/a

Total return

-14.26%2025-11-04 → 2026-11-04$17.69 → $15.17 (-14.2% total)Total return with dividends reinvested (adjusted daily closes); endpoints are exact trading-day anniversaries of the latest close. The gap against the Price row is the dividend contribution.-7.77%2023-11-03 → 2026-11-04$19.34 → $15.17 (-21.6% total)Total return with dividends reinvested (adjusted daily closes); endpoints are exact trading-day anniversaries of the latest close. The gap against the Price row is the dividend contribution.-11.82%2021-11-04 → 2026-11-04$28.45 → $15.17 (-46.7% total)Total return with dividends reinvested (adjusted daily closes); endpoints are exact trading-day anniversaries of the latest close. The gap against the Price row is the dividend contribution.n/a

Fundamentals end at the last reported quarter; price and total return end at the latest close.

Valuation

P/E (ttm)Price ÷ TTM diluted EPS. Net income carries everything below the operating line, including one-off gains. Negative when the trailing year lost money.

8.7×2019-12 76.972026-11 8.52-88.9% over the window

Fwd P/E

6.3×

P/S (ttm)Market cap ÷ TTM revenue.

5.5×2019-12 23.322026-11 5.53-76.3% over the window

P/B (mrq)Market cap ÷ stockholders' equity at the most recent quarter end.

1.8×2019-12 11.942026-11 1.84-84.6% over the window

EV/Sales (ttm)

3.1×

Dividend yield (ttm)Dividends paid over the last year ÷ last close: the last full cycle of regular payments in our own dividend record. Below the forward yield after a raise, above it after a cut. Shown only when the record holds that full cycle and it agrees with the dividends the company reports paying; otherwise —.Div yield (ttm)Dividends paid over the last year ÷ last close: the last full cycle of regular payments in our own dividend record. Below the forward yield after a raise, above it after a cut. Shown only when the record holds that full cycle and it agrees with the dividends the company reports paying; otherwise —.

1.32%

Buyback yield (cash, ttm)Buybacks net of issuance over the trailing twelve months ($0) ÷ today's market cap ($7.9B). Dollars SPENT over what the company is worth NOW — a stock that fell after buying reads high.

0.00%2019-12 0.0%2025-12 0.0%

Shareholder yield (cash, ttm)(TTM buybacks net of issuance $0 + TTM dividends $88.5M) ÷ today's market cap ($7.9B). Same caveat as the cash buyback yield.

1.12%2019-12 0.6%2025-12 1.0%+74.7% over the window

Vs own 10Y history

P/E

2nd

P/S

4th

P/B

1st

P/FCF

12th