If you invested $1,000 in XP — what it would be worth today
$1,000
once in
Dollar-cost averaging invests the same amount every period, so the chart compares value against what you put in.December 2019
Priced at a real closing price — the month's last trading day, or that exact day's close when you pick one.today
Monthly data: valued at the closing price on the last trading day of that month.A $1,000 investment in XP Inc. (XP) in December 2019 would be worth $590 as of September 2026 with dividends reinvested — -7.5% a year. Use the dropdowns above to try any amount or starting month back to December 2019.
Over the same period, the same $1,000 would be worth $2,596 in the S&P 500 (SPY) and $3,530 in the Nasdaq-100 (QQQ). XP trailed both the S&P 500 and the Nasdaq-100 over that period.
Growth of $1,000 in XP since December 2019— monthly
XP Inc. (XP). Total return approximated via dividend- and split-adjusted closes (no taxes or fees). Not investment advice.
What $1,000 in XP would be worth today, by starting month— each bar = one starting month, held to today
$1,000 invested in XP, by year— dividends reinvested, held to today
| Invested in | Worth today | Multiple | Annualized |
|---|---|---|---|
| 2019 | $590 | 0.6× | -7.5% |
| 2020 | $567 | 0.6× | -8.2% |
| 2021 | $521 | 0.5× | -10.9% |
| 2022 | $683 | 0.7× | -7.9% |
| 2023 | $1,276 | 1.3× | 7.0% |
| 2024 | $875 | 0.9× | -4.9% |
| 2025 | $1,500 | 1.5× | 28.3% |
Methodology
Investments are assumed made at the chosen month's last trading day close, or that exact day's close when a day is picked. "Dividends reinvested" uses split- and dividend-adjusted closes (a standard total-return approximation; taxes and fees excluded). "Price-only" uses split-adjusted closes. XP data begins December 2019; values as of September 2026 and refresh daily. Past performance does not predict future returns; not investment advice.
See the live XP chart and fundamentals on the XP quote page or compare with the same investment in SPY.
FAQ#
- How much would $1,000 invested in XP be worth today?
- A $1,000 investment in XP Inc. (XP) in December 2019 would be worth about $590 as of September 2026, with dividends reinvested. That works out to about -7.5% a year.
- How far back does the XP calculation go?
- XP data begins December 2019. You can pick any starting month from then to the present and see what your investment would be worth today.
- Does this include dividends?
- Yes. The default "dividends reinvested" view uses split- and dividend-adjusted closing prices — a standard total-return approximation that excludes taxes and fees. A price-only view (split-adjusted, no dividends) is also available.