If you invested $1,000 in SOFI — what it would be worth today
$1,000
once in
Dollar-cost averaging invests the same amount every period, so the chart compares value against what you put in.January 2021
Priced at a real closing price — the month's last trading day, or that exact day's close when you pick one.today
Monthly data: valued at the closing price on the last trading day of that month.A $1,000 investment in SoFi Technologies Inc. Common Stock (SOFI) in January 2021 would be worth $630 as of October 2026 with dividends reinvested — -7.8% a year compounded (CAGR). Use the dropdowns above to try any amount or starting month back to January 2021.
Over the same period, the same $1,000 would be worth $2,229 in the S&P 500 (SPY) and $2,439 in the Nasdaq-100 (QQQ). SOFI trailed both the S&P 500 and the Nasdaq-100 over that period.
Growth of $1,000 in SOFI since January 2021— monthly
SoFi Technologies Inc. Common Stock (SOFI). Total return approximated via dividend- and split-adjusted closes (no taxes or fees). Not investment advice.
What $1,000 in SOFI would be worth today, by starting month— each bar = one starting month, held to today
$1,000 invested in SOFI, by year— dividends reinvested, held to today
| Invested in | Worth today | Multiple | Annualized |
|---|---|---|---|
| 2021 | $630 | 0.6× | -7.8% |
| 2022 | $1,269 | 1.3× | 5.2% |
| 2023 | $2,286 | 2.3× | 25.3% |
| 2024 | $2,023 | 2.0× | 30.2% |
| 2025 | $1,004 | 1.0× | 0.2% |
Methodology
Investments are assumed made at the chosen month's last trading day close, or that exact day's close when a day is picked. "Dividends reinvested" uses split- and dividend-adjusted closes (a standard total-return approximation; taxes and fees excluded). "Price-only" uses split-adjusted closes. SOFI data begins January 2021; values as of October 2026 and refresh daily. Past performance does not predict future returns; not investment advice.
See the live SOFI chart and fundamentals on the SOFI quote page or compare with the same investment in SPY.
FAQ#
- How much would $1,000 invested in SOFI be worth today?
- A $1,000 investment in SoFi Technologies Inc. Common Stock (SOFI) in January 2021 would be worth about $630 as of October 2026, with dividends reinvested. That works out to about -7.8% a year compounded (CAGR).
- How far back does the SOFI calculation go?
- SOFI data begins January 2021. You can pick any starting month from then to the present and see what your investment would be worth today.
- Does this include dividends?
- Yes. The default "dividends reinvested" view uses split- and dividend-adjusted closing prices — a standard total-return approximation that excludes taxes and fees. A price-only view (split-adjusted, no dividends) is also available.