If you invested $1,000 in SOFI — what it would be worth today
A $1,000 investment in SoFi Technologies Inc. Common Stock (SOFI) in January 2021 would be worth $732 as of August 2026 with dividends reinvested — -5.5% a year. Use the dropdowns above to try any amount, ticker, or starting month back to January 2021.
Over the same period, the same $1,000 would be worth $2,257 in the S&P 500 (SPY) and $2,401 in the Nasdaq-100 (QQQ). SOFI trailed both the S&P 500 and the Nasdaq-100 over that period.
Growth of $1,000 in SOFI since January 2021#
monthlySoFi Technologies Inc. Common Stock (SOFI). Total return approximated via dividend- and split-adjusted closes (no taxes or fees). Not investment advice.
Growth of $1,000 in SOFI by starting month#
$1,000 invested in SOFI, by starting year#
| Invested in | Worth today | Same in QQQ | Multiple | Annualized |
|---|---|---|---|---|
| 2021 | $732 | $2,401 | 0.7× | -5.5% |
| 2022 | $1,476 | $2,070 | 1.5× | 9.0% |
| 2023 | $2,657 | $2,533 | 2.7× | 31.9% |
| 2024 | $2,352 | $1,777 | 2.4× | 40.2% |
| 2025 | $1,167 | $1,411 | 1.2× | 10.6% |
Methodology#
Investments are assumed made at the first trading day's close of the chosen year. "Dividends reinvested" uses split- and dividend-adjusted closes (a standard total-return approximation; taxes and fees excluded). "Price-only" uses split-adjusted closes. SOFI data begins January 2021; values as of August 2026 and refresh daily. Past performance does not predict future returns; not investment advice.
See the live SOFI chart and fundamentals on the SOFI quote page or compare with the same investment in SPY.
FAQ
- How much would $1,000 invested in SOFI be worth today?
- A $1,000 investment in SoFi Technologies Inc. Common Stock (SOFI) in January 2021 would be worth about $732 as of August 2026, with dividends reinvested. That works out to about -5.5% a year.
- How far back does the SOFI calculation go?
- SOFI data begins January 2021. You can pick any starting month from then to the present and see what your investment would be worth today.
- Does this include dividends?
- Yes. The default "dividends reinvested" view uses split- and dividend-adjusted closing prices — a standard total-return approximation that excludes taxes and fees. A price-only view (split-adjusted, no dividends) is also available.