NBTB — NBT Bancorp Inc. stock price and chart

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NBTB

$50.85+0.28%

as of close, Oct 16, 2026

☾ AH $50.85 +0.28%

NBT Bancorp Inc.Stock · FinancialsRussell 2000 0.08%Nasdaq Composite 0.008%US Stock Market 0.003%Russell 3000 0.003%

PeersJPMHOODBACVBRK-BGS

Technical analysis2

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Addendum charts0

VolumeDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDEDEDEDED

20162019202120242026

30.035.040.045.050.002.0M4.0M$50.85

2026-10-16

Price$50.85

MA20$49.59

MA50$45.64

Vol1.5M

What would $1,000 invested in NBTB be worth today? →

NBTB returns: By year · By month · By week · Trailing

Key stats#

Price data

Price: $50.85
YTD price return: +22.47%
YTD total return: +25.51%
Next earnings: Oct 27, 2026 · After close
Market cap: 2.6B2016-12 1.8B2026-10 2.6B+46.1% over the window
Enterprise value: 2.7B
Shares outstanding: 52M2016-06 43.1M2026-06 52M+20.6% over the window
52W low: $39.44
52W high: $54.50
From 52W high: -6.70%
From 52W low: +28.93%
52W range: 76%

Volume

Rel volume: 0.65×
30D volume: 342.4K
30D $ vol: 17.5M

Fundamentals

Sales (ttm): 742.4M2016-06 379.8M2026-06 742.4M+95.5% over the window
Sales/share: $14.292016-06 $8.822026-06 $14.29+62.0% over the window
EPS (ttm): $4.082016-06 $1.772026-06 $4.08+130.7% over the window
FCF (ttm): 245.6M2016-12 107.3M2026-06 245.6M+129.0% over the window
FCF/share: $4.732016-12 $2.472026-06 $4.73+91.2% over the window
Book value/share: $37.412016-06 $20.812026-06 $37.41+79.8% over the window
Net margin: 28.85%2016-06 20.5%2026-06 28.8%+40.9% over the window
ROE: 11.02%2016-06 8.7%2026-06 11.0%+27.0% over the window
ROA: 1.32%2016-06 0.9%2026-06 1.3%+46.5% over the window

Growth (CAGR, ttm) · 10Y

Sales: +19.41%2025-06-30 → 2026-06-30621.8M → 742.4M (+19.4% total)+13.10%2023-06-30 → 2026-06-30513.1M → 742.4M (+44.7% total)+9.65%2021-06-30 → 2026-06-30468.5M → 742.4M (+58.5% total)+6.93%2016-06-30 → 2026-06-30379.8M → 742.4M (+95.5% total)
Net income: +60.64%2025-06-30 → 2026-06-30133.4M → 214.2M (+60.6% total)+15.54%2023-06-30 → 2026-06-30138.8M → 214.2M (+54.3% total)+7.46%2021-06-30 → 2026-06-30149.4M → 214.2M (+43.3% total)+10.66%2016-06-30 → 2026-06-3077.8M → 214.2M (+175.3% total)
FCF: +39.73%2025-06-30 → 2026-06-30175.8M → 245.6M (+39.7% total)+20.98%2023-06-30 → 2026-06-30138.7M → 245.6M (+77.1% total)+9.47%2021-06-30 → 2026-06-30156.2M → 245.6M (+57.2% total)+7.68%2016-03-31 → 2026-06-30115M → 245.6M (+113.5% total)
Shares: -0.83%2025-06-30 → 2026-06-3052.4M → 52M (-0.8% total)+6.71%2023-06-30 → 2026-06-3042.8M → 52M (+21.5% total)+3.70%2021-06-30 → 2026-06-3043.3M → 52M (+19.9% total)+1.89%2016-06-30 → 2026-06-3043.1M → 52M (+20.6% total)

Per-share growth (CAGR, ttm) · 10Y

EPS: +48.00%2025-06-30 → 2026-06-30$2.76 → $4.08 (+48.0% total)+8.27%2023-06-30 → 2026-06-30$3.22 → $4.08 (+26.9% total)+3.70%2021-06-30 → 2026-06-30$3.41 → $4.08 (+19.9% total)+8.72%2016-06-30 → 2026-06-30$1.77 → $4.08 (+130.7% total)
Sales/share: +20.41%2025-06-30 → 2026-06-30$11.87 → $14.29 (+20.4% total)+5.99%2023-06-30 → 2026-06-30$12.00 → $14.29 (+19.1% total)+5.74%2021-06-30 → 2026-06-30$10.81 → $14.29 (+32.2% total)+4.94%2016-06-30 → 2026-06-30$8.82 → $14.29 (+62.0% total)
FCF/share: +40.90%2025-06-30 → 2026-06-30$3.36 → $4.73 (+40.9% total)+13.38%2023-06-30 → 2026-06-30$3.24 → $4.73 (+45.8% total)+5.57%2021-06-30 → 2026-06-30$3.60 → $4.73 (+31.1% total)+5.70%2016-03-31 → 2026-06-30$2.68 → $4.73 (+76.5% total)
Book value/share: +8.59%2025-06-30 → 2026-06-30$34.45 → $37.41 (+8.6% total)+9.74%2023-06-30 → 2026-06-30$28.31 → $37.41 (+32.2% total)+5.77%2021-06-30 → 2026-06-30$28.27 → $37.41 (+32.3% total)+6.04%2016-06-30 → 2026-06-30$20.81 → $37.41 (+79.8% total)
Dividend/share: +8.83%2025-06-30 → 2026-06-30$1.36 → $1.48 (+8.8% total)+7.24%2023-06-30 → 2026-06-30$1.20 → $1.48 (+23.3% total)+6.51%2021-06-30 → 2026-06-30$1.08 → $1.48 (+37.0% total)+5.27%2016-06-30 → 2026-06-30$0.89 → $1.48 (+67.1% total)
Price: +28.40%2025-10-16 → 2026-10-16$39.61 → $50.85 (+28.4% total)Price appreciation from split-adjusted daily closes, excluding dividends; endpoints are exact trading-day anniversaries of the latest close.+15.37%2023-10-16 → 2026-10-16$33.11 → $50.85 (+53.6% total)Price appreciation from split-adjusted daily closes, excluding dividends; endpoints are exact trading-day anniversaries of the latest close.+6.75%2021-10-15 → 2026-10-16$36.67 → $50.85 (+38.7% total)Price appreciation from split-adjusted daily closes, excluding dividends; endpoints are exact trading-day anniversaries of the latest close.+4.36%2016-10-14 → 2026-10-16$33.18 → $50.85 (+53.3% total)Price appreciation from split-adjusted daily closes, excluding dividends; endpoints are exact trading-day anniversaries of the latest close.
Total return: +32.78%2025-10-16 → 2026-10-16$38.30 → $50.85 (+32.8% total)Total return with dividends reinvested (adjusted daily closes); endpoints are exact trading-day anniversaries of the latest close. The gap against the Price row is the dividend contribution.+19.20%2023-10-16 → 2026-10-16$30.02 → $50.85 (+69.4% total)Total return with dividends reinvested (adjusted daily closes); endpoints are exact trading-day anniversaries of the latest close. The gap against the Price row is the dividend contribution.+10.23%2021-10-15 → 2026-10-16$31.25 → $50.85 (+62.7% total)Total return with dividends reinvested (adjusted daily closes); endpoints are exact trading-day anniversaries of the latest close. The gap against the Price row is the dividend contribution.+7.53%2016-10-14 → 2026-10-16$24.59 → $50.85 (+106.8% total)Total return with dividends reinvested (adjusted daily closes); endpoints are exact trading-day anniversaries of the latest close. The gap against the Price row is the dividend contribution.

Fundamentals end at the last reported quarter; price and total return end at the latest close.

Valuation

P/E (ttm)Price ÷ TTM diluted EPS. Net income carries everything below the operating line, including one-off gains. Negative when the trailing year lost money.: 12.5×2016-12 23.202026-10 12.34-46.8% over the window
Fwd P/E: 11.1×
P/S (ttm)Market cap ÷ TTM revenue.: 3.6×2016-12 4.752026-10 3.56-25.1% over the window
P/B (mrq)Market cap ÷ stockholders' equity at the most recent quarter end.: 1.4×2016-12 1.992026-10 1.36-31.6% over the window
P/FCF (ttm)Market cap ÷ TTM free cash flow (operating cash flow − capex).: 10.8×2016-12 15.712026-10 10.76-31.5% over the window
EV/Sales (ttm): 3.6×
FCF yield (ttm)TTM free cash flow ÷ market cap — the inverse of P/FCF.: 9.30%2016-12 5.9%2026-06 9.6%+61.4% over the window
Dividend yield (fwd)Indicated annual dividend ÷ last close: the last regular payment × payments a year, from our own dividend record. Shown only for a company that pays the same amount each time (raises and cuts allowed), whose payments are on schedule and agree with the dividends it reports paying; a company whose payments vary in size, such as an unequal interim and final, has no forward figure — see the ttm yield.: 3.15%
Dividend yield (ttm)Dividends paid over the last year ÷ last close: the last full cycle of regular payments in our own dividend record. Below the forward yield after a raise, above it after a cut. Shown only when the record holds that full cycle and it agrees with the dividends the company reports paying; otherwise —.: 2.97%
Dividend/share (fwd)The indicated annual dividend: the last regular payment × payments a year, for a company that pays the same amount each time.: $1.60
Buyback yield (realized, 1y)1 − shares_at(2026-06-30) ÷ shares_at(2025-06-30) = 1 − 52.0M ÷ 52.4M. Point-in-time share counts from the company's own SEC filings (the same count at both ends), published only when the cash flow statement shows repurchases inside that window. A falling price can't inflate it; negative means net dilution.: 0.83%
Shareholder yield (realized, 1y)Buyback leg + dividend leg: shares retired over the year (0.83%) + dividends paid over that year ($77.2M) ÷ market_cap_at(2025-06-30) ($2.2B). Both legs are measured against the start of the window, so a payout can't shrink its own denominator.: 4.37%
Buyback yield (cash, ttm)Buybacks net of issuance over the trailing twelve months ($24.2M) ÷ today's market cap ($2.6B). Dollars SPENT over what the company is worth NOW — a stock that fell after buying reads high.: 0.92%2016-09 1.0%2026-06 0.9%-0.8% over the window
Shareholder yield (cash, ttm)(TTM buybacks net of issuance $24.2M + TTM dividends $77.2M) ÷ today's market cap ($2.6B). Same caveat as the cash buyback yield.: 3.84%2016-09 3.1%2026-06 4.0%+28.3% over the window

Vs own 10Y history

P/E: 26th
P/S: 51st
P/B: 47th
P/FCF: 36th

Bar = where today’s multiple sits in NBTB’s own 10-year range:near a decade-low (cheap)→near a decade-high (rich).

Performance · price return · as of 2026-10-16#

+0.28%

+1.58%

-1.45%

-4.38%

YTD

+22.47%

+28.38%

+38.67%

Financial statements

Open full NBTB financials →

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Ticker	Name	1M	1D
BRK-B	Berkshire Hathaway Inc.	+2.35%	+1.21%
JPM	JPMorgan Chase & Co.	-2.64%	+1.25%
V	Visa Inc.	+8.54%	+0.72%
MA	Mastercard Incorporated	+8.75%	+0.18%
BAC	Bank of America Corporation	-11.52%	-0.91%
HSBC	HSBC Holdings plc.	-6.22%	+0.03%
MS	Morgan Stanley	-10.79%	-0.84%
RY	Royal Bank Of Canada	-2.22%	+0.57%

NBTB — NBT Bancorp Inc. price, chart and key statistics