NBT Bancorp Inc. trailing returns
NBT Bancorp Inc.'s 10-year return is +7.5% a year (CAGR) (+106.8% cumulative). How NBT Bancorp Inc. (NBTB) has performed over the last day, week, month and year, over 5, 10, 20 and 30 years, and since inception, through October 16, 2026 — price return and dividends side by side, with the worst drop inside each window.
Trailing returns by period#
To 2026-10-16. Price return + dividends = total return. Per year (CAGR) for windows of a year or more, with the cumulative total return beneath. Worst drop: the deepest fall in the price from a high inside the window, and when it bottomed.
| Period | Price | DivsDividends | Total | Worst drop |
|---|---|---|---|---|
| 1 day | +0.3% | +0.0% | +0.3% | — |
| 5 days | +1.6% | +0.0% | +1.6% | -0.4%Oct 14 |
| 1 month | -1.5% | +0.0% | -1.5% | -3.0%Oct 9 |
| YTD | +22.5% | +3.0% | +25.5% | -12.9%Mar 18 |
| 1 year | +28.4% | +4.4% | +32.8% | -12.9%Mar 2026 |
| 5 years | +6.8% | +3.5% | +10.2%+62.7% | -38.7%May 2023 |
| 10 years | +4.4% | +3.2% | +7.5%+106.8% | -38.7%May 2023 |
| 20 years | +3.8% | +2.2% | +6.0%+218.7% | -53.7%Mar 2009 |
| 30 years | +5.3% | +2.4% | +7.7%+835.4% | -60.2%Jun 2000 |
| Since inception (1992) | +6.3% | +2.5% | +8.9%+1779.3% | -60.2%Jun 2000 |
Growth of NBTB#
Actual level with dividends reinvested (solid); dashed lines are each window's constant-rate path from start to today.
- 5 years+10.2%/year · +62.7%
- 10 years+7.5%/year · +106.8%
- 20 years+6.0%/year · +218.7%
- 30 years+7.7%/year · +835.4%
- Since inception (1992)+8.9%/year · +1779.3%
Methodology#
Trailing returns measure from the closest close about N years before the latest close (2026-10-16). Cumulative return is the total change over the window; annualized return is the compound annual growth rate (CAGR), shown for windows of a year or more. Price return is the change in NBTB's closing price; total return reinvests dividends (from its split- and dividend-adjusted closes); the dividends column is the difference between the two. The worst drop is the largest fall in the closing price from a high to a later low inside the window, the way a drawdown is usually quoted. See the year-by-year returns for the calendar breakdown. Past performance does not predict future returns; not investment advice.
FAQ#
- What is NBT Bancorp Inc.'s 10-year return?
- Over the last 10 years, NBT Bancorp Inc. (NBTB) returned about +7.5% a year annualized (+106.8% cumulative total return).
- What is NBT Bancorp Inc.'s 20-year annualized return?
- Over the last 20 years, NBT Bancorp Inc. (NBTB) compounded at about +6.0% a year (+218.7% cumulative).
- What is NBT Bancorp Inc.'s 30-year annualized return?
- Over the last 30 years, NBT Bancorp Inc. (NBTB) compounded at about +7.7% a year (+835.4% cumulative).
- What is NBT Bancorp Inc.'s return since inception?
- Since 1992, NBT Bancorp Inc. (NBTB) has compounded at about +8.9% a year — +1779.3% in total.