NBT Bancorp Inc. drawdown: 6.3% below the all-time high (price)
NBT Bancorp Inc. is 6.3% below its all-time high, set Jul 29, 2026 (as of market close, Oct 16, 2026), measured on price alone — dividends are not included, the convention headlines and crash histories use. The chart shows every day as a percentage of the highest level reached up to that point: 100% means a fresh record, everything below is a drawdown.
- Below all-time high
- −6.3%
- 93.7% of ATH
- All-time high
- $54.26
- Jul 29, 2026
- Time below the high
- 3 mo
- since Jul 29, 2026
- Worst-ever drawdown
- −60.2%
- Jun 22, 2000
- Longest underwater
- 8.1 yrs
- between all-time highs
- Today's level first reached
- Nov 25, 2024
- 1.9 yrs ago
- Last time this deep
- Jun 24, 2026
- in a previous episode
% of all-time high since 1992: price#
The classic underwater chart (drawdown curve), drawn as % of the all-time high — 100% is a fresh record, everything below it is time spent underwater. Basis and range are in the URL, so a particular view is a link.
The deepest drawdowns on record#
Every decline of 15% or more from an all-time high (price basis), deepest first.
| Peak | Trough | Depth | Peak → trough | Recovered by | Underwater |
|---|---|---|---|---|---|
| Dec 4, 1998 | Jun 22, 2000 | −60.2% | 1.5 yrs | Nov 10, 2004 | 5.9 yrs |
| Sep 19, 2008 | Mar 9, 2009 | −53.7% | 6 mo | Oct 24, 2016 | 8.1 yrs |
| Nov 10, 2022 | May 4, 2023 | −38.7% | 6 mo | Jul 23, 2024 | 1.7 yrs |
| Jan 4, 2017 | Nov 4, 2020 | −38.3% | 3.8 yrs | Aug 16, 2022 | 5.6 yrs |
| Dec 22, 2004 | Aug 3, 2007 | −35.9% | 2.6 yrs | Sep 10, 2008 | 3.7 yrs |
| Dec 16, 2024 | Apr 11, 2025 | −26.2% | 4 mo | Jul 16, 2026 | 1.6 yrs |
| Jul 1, 1998 | Sep 15, 1998 | −20.5% | 2 mo | Nov 27, 1998 | 5 mo |
| Dec 1, 1993 | Jun 29, 1994 | −17.6% | 7 mo | Nov 29, 1995 | 2.0 yrs |
Price basis (no dividends) — the convention crash histories use. With dividends reinvested, recoveries arrive years earlier; switch the basis on the chart above to see it.
Drawdown vs what came next#
One dot per month since 1992: how far NBT Bancorp Inc. stood below its all-time high, and the total return over the following 1, 5 and 10 years.
Read this with survivorship bias in mind: a single asset's history is one surviving sample, so past recoveries here say little about the odds ahead. Monthly windows also overlap heavily (they are not independent samples). Not investment advice.
FAQ#
- How far is NBT Bancorp Inc. from its all-time high?
- NBT Bancorp Inc. is currently 6.3% below its all-time high, set Jul 29, 2026 (as of market close, Oct 16, 2026). Prices only, the convention headlines use; with dividends reinvested the gap is usually smaller.
- What was the biggest NBT Bancorp Inc. drawdown ever?
- The deepest decline on record in our data (since 1992) took NBT Bancorp Inc. 60.2% below its prior high, bottoming Jun 22, 2000. The table on this page lists every major episode with its peak, trough and recovery date.
Methodology & related#
Daily data since -1 from NBTB; no free deep history exists for NBT Bancorp Inc. — for a 150-year drawdown record see the S&P 500 drawdown page. The price basis excludes dividends; the total-return basis reinvests them; the real basis additionally deflates by CPI. See also returns by year. Past performance does not predict future returns; not investment advice.