What is Cullen/Frost Bankers Inc.'s average annual return?

Since 1981, Cullen/Frost Bankers Inc. (CFR) has returned about 11.3% a year (the compound annual growth rate) and an average calendar-year return of 15.4%.

What were Cullen/Frost Bankers Inc.'s best and worst years?

Over 1981–2026, the best year was 1991 (+137.3%) and the worst was 1987 (-43.1%).

How often is Cullen/Frost Bankers Inc. up in a year?

26 of the 45 full years since 1981 were positive — about 58% of the time.

CFR

Cullen/Frost Bankers Inc.Stock · Finance

$168.65+$0.64 (+0.38%)as of market close, Aug 13, 2026

☾ After hours:$168.59+0.00%3:59 PM ET

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CFR returns by year

Cullen/Frost Bankers Inc. has returned +11.3% annually (CAGR) since 1981. Calendar-year, monthly and weekly total returns for Cullen/Frost Bankers Inc. (CFR) below, through August 13, 2026 — the most recent year is year-to-date.

Annualized (CAGR)

+11.3%

1981–2026

Average year

+15.4%

45 full years

Best year

+137.3%

1991

Worst year

-43.1%

1987

Positive years

26/45

58% up

Cullen/Frost Bankers Inc. returns by year (1981–2026)#

Calendar-year returns with each year's path and its dividend contribution (dividend return = total minus price return).

Cullen/Frost Bankers Inc. annual returns by year
Year	Start price	End price	Dividend	Total return
2026YTD	$126.63	$168.56	+1.9%	+35.0%
2025	$134.25	$126.63	+2.9%	-2.8%
2024	$108.49	$134.25	+4.1%	+27.9%
2023	$133.70	$108.49	+2.8%	-16.1%
2022	$126.07	$133.70	+2.6%	+8.6%
2021	$87.23	$126.07	+3.6%	+48.1%
2020	$97.78	$87.23	+3.2%	-7.6%
2019	$87.94	$97.78	+3.4%	+14.6%
2018	$94.65	$87.94	+2.2%	-4.9%
2017	$88.23	$94.65	+2.6%	+9.9%
2016	$60.00	$88.23	+4.9%	+51.9%
2015	$70.64	$60.00	+2.6%	-12.4%
2014	$74.43	$70.64	+2.5%	-2.6%
2013	$54.27	$74.43	+4.1%	+41.2%
2012	$52.91	$54.27	+3.5%	+6.1%
2011	$61.12	$52.91	+3.0%	-10.4%
2010	$50.00	$61.12	+4.1%	+26.3%
2009	$50.68	$50.00	+3.6%	+2.3%
2008	$50.66	$50.68	+3.1%	+3.1%
2007	$55.82	$50.66	+2.7%	-6.5%
2006	$53.68	$55.82	+1.9%	+5.9%
2005	$48.60	$53.68	+2.7%	+13.1%
2004	$40.57	$48.60	+2.8%	+22.6%
2003	$32.70	$40.57	+3.4%	+27.4%
2002	$30.88	$32.70	+2.6%	+8.5%
2001	$41.81	$30.88	+1.9%	-24.2%
2000	$25.75	$41.81	+4.5%	+66.9%
1999	$27.44	$25.75	+2.4%	-3.8%
1998	$30.34	$27.44	+2.0%	-7.5%
1997	$16.62	$30.34	+4.1%	+86.7%
1996	$12.50	$16.62	+3.8%	+36.8%
1995	$7.72	$12.50	+2.3%	+64.2%
1994	$8.81	$7.72	+0.0%	-12.4%
1993	$7.05	$8.81	+0.0%	+25.0%
1992	$3.44	$7.05	+0.0%	+104.9%
1991	$1.45	$3.44	+0.0%	+137.3%
1990	$2.50	$1.45	+0.0%	-42.0%
1989	$2.81	$2.50	+0.0%	-11.0%
1988	$1.68	$2.81	+0.0%	+67.3%
1987	$2.95	$1.68	+0.0%	-43.1%
1986	$4.80	$2.95	+0.0%	-38.5%
1985	$5.57	$4.80	+0.0%	-13.8%
1984	$6.79	$5.57	+0.0%	-18.0%
1983	$5.00	$6.79	+0.0%	+35.8%
1982	$6.19	$5.00	+0.0%	-19.2%
1981	$4.25	$6.19	+0.0%	+45.6%

Total return by period

-100%-50%+0%+50%+100%

'81'85'89'93'97'01'05'09'13'17'21'25

Methodology#

Returns are total returns (dividends reinvested), computed from CFR's split- and dividend-adjusted closes. The bar chart switches between annual and monthly periods. Annualized return is the compound annual growth rate over the full period. The current year is year-to-date. See also the periodic table of returns. Past performance does not predict future returns; not investment advice.

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FAQ#

What is Cullen/Frost Bankers Inc.'s average annual return?: Since 1981, Cullen/Frost Bankers Inc. (CFR) has returned about 11.3% a year (the compound annual growth rate) and an average calendar-year return of 15.4%.
What were Cullen/Frost Bankers Inc.'s best and worst years?: Over 1981–2026, the best year was 1991 (+137.3%) and the worst was 1987 (-43.1%).
How often is Cullen/Frost Bankers Inc. up in a year?: 26 of the 45 full years since 1981 were positive — about 58% of the time.