What is AFLAC Incorporated's average annual return?

Since 1985, AFLAC Incorporated (AFL) has returned about 18.1% a year (the compound annual growth rate) and an average calendar-year return of 18.6%.

What were AFLAC Incorporated's best and worst years?

Over 1985–2026, the best year was 1985 (+78.2%) and the worst was 2001 (-31.5%).

How often is AFLAC Incorporated up in a year?

35 of the 41 full years since 1985 were positive — about 85% of the time.

AFL

AFLAC IncorporatedStock · FinancialsS&P 500 0.1%

$125.60+$1.26 (+1.01%)as of market close, Jul 24, 2026

CompareJPMHOODVBRK-BGSBAC

AFL returns by year

AFLAC Incorporated has returned +18.1% annually (CAGR) since 1985. Calendar-year, monthly and weekly total returns for AFLAC Incorporated (AFL) below, through July 24, 2026 — the most recent year is year-to-date.

Annualized (CAGR)

+18.1%

1985–2026

Average year

+18.6%

41 full years

Best year

+78.2%

1985

Worst year

-31.5%

2001

Positive years

35/41

85% up

AFLAC Incorporated returns by year (1985–2026)#

Calendar-year returns with each year's path and its dividend contribution (dividend return = total minus price return).

AFLAC Incorporated annual returns by year
Year	Start price	End price	Dividend	Total return
2026YTD	$110.27	$125.60	+1.2%	+15.1%
2025	$103.44	$110.27	+2.3%	+8.9%
2024	$82.50	$103.44	+2.7%	+28.1%
2023	$71.94	$82.50	+2.7%	+17.3%
2022	$58.39	$71.94	+3.2%	+26.4%
2021	$44.47	$58.39	+3.2%	+34.5%
2020	$52.90	$44.47	+2.3%	-13.6%
2019	$45.56	$52.90	+2.4%	+18.5%
2018	$43.89	$45.56	+2.4%	+6.2%
2017	$34.80	$43.89	+2.9%	+29.0%
2016	$29.95	$34.80	+2.9%	+19.1%
2015	$30.55	$29.95	+2.5%	+0.5%
2014	$33.40	$30.55	+2.3%	-6.3%
2013	$26.56	$33.40	+3.1%	+28.9%
2012	$21.63	$26.56	+3.6%	+26.4%
2011	$28.22	$21.63	+1.5%	-21.9%
2010	$23.13	$28.22	+2.9%	+24.9%
2009	$22.92	$23.13	+3.5%	+4.4%
2008	$31.32	$22.92	+1.3%	-25.5%
2007	$23.00	$31.32	+2.1%	+38.2%
2006	$23.21	$23.00	+1.2%	+0.3%
2005	$19.92	$23.21	+1.2%	+17.7%
2004	$18.09	$19.92	+1.1%	+11.2%
2003	$15.06	$18.09	+1.1%	+21.2%
2002	$12.28	$15.06	+1.0%	+23.6%
2001	$18.05	$12.28	+0.5%	-31.5%
2000	$11.80	$18.05	+1.0%	+53.9%
1999	$10.97	$11.80	+0.6%	+8.2%
1998	$6.39	$10.97	+1.3%	+72.9%
1997	$5.34	$6.39	+1.1%	+20.7%
1996	$3.63	$5.34	+1.7%	+49.1%
1995	$2.67	$3.63	+1.3%	+37.2%
1994	$2.38	$2.67	+0.0%	+12.3%
1993	$2.30	$2.38	+0.0%	+3.3%
1992	$1.99	$2.30	+0.0%	+15.5%
1991	$1.28	$1.99	+0.0%	+56.2%
1990	$1.20	$1.28	+0.0%	+6.2%
1989	$0.92	$1.20	+0.0%	+30.9%
1988	$0.94	$0.92	+0.0%	-2.6%
1987	$0.87	$0.94	+0.0%	+8.7%
1986	$0.69	$0.87	+0.0%	+25.5%
1985	$0.39	$0.69	+0.0%	+78.2%
1984	$0.15	$0.39	+0.0%	+161.0%

Total return by period

-50%+0%+50%

'85'89'93'97'01'05'09'13'17'21'25

Methodology#

Returns are total returns (dividends reinvested), computed from AFL's split- and dividend-adjusted closes. The bar chart switches between annual and monthly periods. Annualized return is the compound annual growth rate over the full period. The current year is year-to-date. See also the periodic table of returns. Past performance does not predict future returns; not investment advice.

See also: S&P 500 · Nasdaq-100 · Dow Jones · Russell 2000 · US Bond Market · Gold · Silver · Bitcoin · Ethereum

FAQ

What is AFLAC Incorporated's average annual return?: Since 1985, AFLAC Incorporated (AFL) has returned about 18.1% a year (the compound annual growth rate) and an average calendar-year return of 18.6%.
What were AFLAC Incorporated's best and worst years?: Over 1985–2026, the best year was 1985 (+78.2%) and the worst was 2001 (-31.5%).
How often is AFLAC Incorporated up in a year?: 35 of the 41 full years since 1985 were positive — about 85% of the time.