How much would $1,000 invested in XLY be worth today?

$1,000 invested in XLY on October 24, 2016 would be worth $3,179 on October 22, 2026, with dividends reinvested — 12.3% a year compounded (CAGR).

How far back does the XLY calculator go?

XLY data begins December 22, 1998, with a close every session. Pick any start and end date in that span — 27 years, 10 months of history.

Does this include dividends?

Yes. The default "dividends reinvested" view uses split- and dividend-adjusted closing prices — a standard total-return approximation that excludes taxes and fees. A price-only view (split-adjusted, no dividends) is also available.

If You Invested $1,000 in XLY: What It Would Be Worth Today

XLY

$115.01-0.45%

as of close, Oct 22, 2026

☾ AH $115.01 -0.45%

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Your investment#

How much

All at once, on the start date

Pick start & end dates10 years

Start

Key dates

Start at a well-known dateRecentMarket topsMarket bottomsEvents

Bought at that day's close

End

Key dates

End at a well-known dateMarket topsMarket bottomsEvents

Latest close, Oct 22, 2026

Or drag the slider to set start and end dates

1998 to today, log scale

2008 crisisCovidDot-com bust

2000200520102020Oct 2016Today

Options

Result#

$1,000Oct 24, 2016$3,179Oct 22, 20263.2×your money

$1,000 invested in XLY on October 24, 2016 was worth $3,179 on October 22, 2026, with dividends reinvested.

That’s 12.3% a year compounded (CAGR) over 10 years: 3.2 times your money.

Over the same dates the same $1,000 would be worth $4,163 in the S&P 500 and $6,314 in the Nasdaq-100: XLY trailed both the S&P 500 and the Nasdaq-100.

Price only$2,870if dividends were spent

Biggest fall−39.7%Nov 19, 2021 to Dec 28, 2022

At a flat 5% a year$1,628a savings account's rate

Gain$2,179on $1,000 put in

How this period ranks#

Better than 60% of all 215 periods of 10 years since 1998.

Your dates

−40%0%60%

Worst: −3.5% a year, Feb 1999 to Feb 2009Best: 21.9% a year, Feb 2009 to Feb 2019

One scale for every length, so longer periods bunch up. Point at a bar.

Growth of $1,000 in XLY, October 24, 2016 to October 22, 2026#

Your $1,000$Your buySame plan in the S&P 500The highA low

Highest value$3,420 · Jan 2026$1,690 · Dec 2022$1,141 · Mar 2020$2,408 · Apr 2025$1,184 · Dec 2018$

$1,000$2,000$4,000$3,179

20182020202220242026

How far XLY was below its previous high. The biggest fall: −39.7% from Nov 19, 2021 to Dec 28, 2022, back to the high by Nov 6, 2024.

−39.7% from its high−33.9% from its high−26.0% from its high−21.4% from its high

high−40%

Your one buy. $1,000 on October 24, 2016, worth $3,179 on October 22, 2026. Pick Monthly or Yearly to see a plan's buys.

3.2×paid

What $1,000 would be worth on October 22, 2026, by start date#

Each point is the same amount invested that day and held to October 22, 2026, dividends reinvested. Above the line it made money.

Your start

$1,000$2,000$5,000$10k

200020052010201520202025

$1,000 invested in XLY, by year#

Started on each year's first close and held to Oct 22, 2026, dividends reinvested.

Started	Worth Oct 22, 2026	Multiple	A year (CAGR)	Same in the Nasdaq-100
2017	$3,094	3.1×	12.2%	$6,297
2018	$2,496	2.5×	10.9%	$4,706
2019	$2,476	2.5×	12.3%	$4,776
2020	$1,920	1.9×	10.1%	$3,394
2021	$1,511	1.5×	7.4%	$2,355
2022	$1,139	1.1×	2.7%	$1,805
2023	$1,849	1.8×	17.6%	$2,721
2024	$1,329	1.3×	10.7%	$1,775
2025	$1,054	1.1×	3.0%	$1,392
2026	$978	0.98×	—	$1,153

Methodology#

A buy is made at the start date's close, or the next session's when the market was closed that day, and valued at the end date's close; a monthly or yearly plan buys on the same day of each month or year. "Dividends reinvested" uses split- and dividend-adjusted closes (a standard total-return approximation; taxes and fees excluded). "Price-only" uses split-adjusted closes. XLY data begins December 22, 1998; values as of October 22, 2026 and refresh daily. The ranking compares month-end to month-end periods. Past performance does not predict future returns; not investment advice.

See the live XLY chart and fundamentals on the XLY quote page or the S&P 500 return calculator.

FAQ#

How much would $1,000 invested in XLY be worth today?: $1,000 invested in XLY on October 24, 2016 would be worth $3,179 on October 22, 2026, with dividends reinvested — 12.3% a year compounded (CAGR).
How far back does the XLY calculator go?: XLY data begins December 22, 1998, with a close every session. Pick any start and end date in that span — 27 years, 10 months of history.
Does this include dividends?: Yes. The default "dividends reinvested" view uses split- and dividend-adjusted closing prices — a standard total-return approximation that excludes taxes and fees. A price-only view (split-adjusted, no dividends) is also available.

XLY return calculator