If you invested $1,000 in SPY — what it would be worth today
$1,000
once in
Dollar-cost averaging invests the same amount every period, so the chart compares value against what you put in.January 2016
Priced at a real closing price — the month's last trading day, or that exact day's close when you pick one.today
Monthly data: valued at the closing price on the last trading day of that month.A $1,000 investment in SPDR S&P 500 ETF Trust (SPY) in January 2016 would be worth $4,724 as of October 2026 with dividends reinvested — 15.7% a year compounded (CAGR). Use the dropdowns above to try any amount or starting month back to January 1993.
Over the same period, the same $1,000 would be worth $7,777 in the Nasdaq-100 (QQQ). SPY trailed the Nasdaq-100 over that period.
Growth of $1,000 in SPY since January 2016— monthly
SPDR S&P 500 ETF Trust (SPY). Total return approximated via dividend- and split-adjusted closes (no taxes or fees). Not investment advice.
What $1,000 in SPY would be worth today, by starting month— each bar = one starting month, held to today
$1,000 invested in SPY, by year— dividends reinvested, held to today
| Invested in | Worth today | Multiple | Annualized |
|---|---|---|---|
| 2016 | $4,724 | 4.7× | 15.7% |
| 2017 | $3,938 | 3.9× | 15.2% |
| 2018 | $3,118 | 3.1× | 14.0% |
| 2019 | $3,195 | 3.2× | 16.4% |
| 2020 | $2,631 | 2.6× | 15.6% |
| 2021 | $2,245 | 2.2× | 15.3% |
| 2022 | $1,823 | 1.8× | 13.7% |
| 2023 | $1,985 | 2.0× | 20.6% |
| 2024 | $1,646 | 1.6× | 20.5% |
| 2025 | $1,304 | 1.3× | 17.3% |
Methodology
Investments are assumed made at the chosen month's last trading day close, or that exact day's close when a day is picked. "Dividends reinvested" uses split- and dividend-adjusted closes (a standard total-return approximation; taxes and fees excluded). "Price-only" uses split-adjusted closes. SPY data begins January 1993; values as of October 2026 and refresh daily. Past performance does not predict future returns; not investment advice.
See the live SPY chart and fundamentals on the SPY quote page.
FAQ#
- How much would $1,000 invested in SPY be worth today?
- A $1,000 investment in SPDR S&P 500 ETF Trust (SPY) in January 2016 would be worth about $4,724 as of October 2026, with dividends reinvested. That works out to about 15.7% a year compounded (CAGR).
- How far back does the SPY calculation go?
- SPY data begins January 1993. You can pick any starting month from then to the present and see what your investment would be worth today.
- Does this include dividends?
- Yes. The default "dividends reinvested" view uses split- and dividend-adjusted closing prices — a standard total-return approximation that excludes taxes and fees. A price-only view (split-adjusted, no dividends) is also available.