If you invested $1,000 in SPY — what it would be worth today
A $1,000 investment in SPDR S&P 500 ETF Trust (SPY) in January 2016 would be worth $4,545 as of July 2026 with dividends reinvested — 15.6% a year. Use the dropdowns above to try any amount, ticker, or starting month back to January 1993.
Over the same period, the same $1,000 would be worth $7,377 in the Nasdaq-100 (QQQ). SPY trailed the Nasdaq-100 over that period.
Growth of $1,000 in SPY since January 2016#
monthlySPDR S&P 500 ETF Trust (SPY). Total return approximated via dividend- and split-adjusted closes (no taxes or fees). Not investment advice.
Growth of $1,000 in SPY by starting month#
$1,000 invested in SPY, by starting year#
| Invested in | Worth today | Same in QQQ | Multiple | Annualized |
|---|---|---|---|---|
| 2016 | $4,545 | $7,377 | 4.5× | 15.6% |
| 2017 | $3,789 | $6,099 | 3.8× | 15.2% |
| 2018 | $3,000 | $4,444 | 3.0× | 13.9% |
| 2019 | $3,075 | $4,439 | 3.1× | 16.4% |
| 2020 | $2,532 | $3,380 | 2.5× | 15.6% |
| 2021 | $2,161 | $2,337 | 2.2× | 15.3% |
| 2022 | $1,754 | $2,015 | 1.8× | 13.6% |
| 2023 | $1,911 | $2,465 | 1.9× | 20.9% |
| 2024 | $1,585 | $1,730 | 1.6× | 21.0% |
| 2025 | $1,255 | $1,373 | 1.3× | 17.4% |
Methodology#
Investments are assumed made at the first trading day's close of the chosen year. "Dividends reinvested" uses split- and dividend-adjusted closes (a standard total-return approximation; taxes and fees excluded). "Price-only" uses split-adjusted closes. SPY data begins January 1993; values as of July 2026 and refresh daily. Past performance does not predict future returns; not investment advice.
See the live SPY chart and fundamentals on the SPY quote page.
FAQ
- How much would $1,000 invested in SPY be worth today?
- A $1,000 investment in SPDR S&P 500 ETF Trust (SPY) in January 2016 would be worth about $4,545 as of July 2026, with dividends reinvested. That works out to about 15.6% a year.
- How far back does the SPY calculation go?
- SPY data begins January 1993. You can pick any starting month from then to the present and see what your investment would be worth today.
- Does this include dividends?
- Yes. The default "dividends reinvested" view uses split- and dividend-adjusted closing prices — a standard total-return approximation that excludes taxes and fees. A price-only view (split-adjusted, no dividends) is also available.