The full income statement, balance sheet, and cash-flow statement for Fair Isaac Corporation (FICO), plus valuation ratios — straight from SEC filings. Switch between annual, quarterly, and trailing-twelve-month figures, pick how far back to look, and flip the time order. Every line has a trend sparkline.
No quarters filed for this figure.
SEC-filed end-of-period counts (cover pages and balance sheets, split-adjusted) — the series realized buyback yield is computed from. The weighted-average share lines in the statements below lag these by design: an average over the year sits near the midpoint of an ongoing buyback.
| Line item | Trend | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Income Statement | as ofSep 30 ’25 | as ofSep 30 ’24 | as ofSep 30 ’23 | as ofSep 30 ’22 | as ofSep 30 ’21 | |
| Revenue | 1.99B+15.9% | 1.72B+13.5% | 1.51B+9.9% | 1.38B+4.6% | 1.32B+1.7% | |
| 1.64B+19.6% | 1.37B+13.9% | 1.20B+11.9% | 1.08B+9.2% | 984M+5.4% | ||
| Cost of revenue | 354M+1.6% | 348M+11.9% | 311M+2.9% | 302M-9.1% | 332M-7.9% | |
| Research & development | 188M+9.5% | 172M+7.5% | 160M+9.0% | 147M-14.3% | 171M+2.8% | |
| Selling, general & administrative | 513M+10.8% | 463M+15.5% | 401M+4.4% | 384M-3.1% | 396M-5.9% | |
| Restructuring | 10.9M | 0.00 | 0.00 | 0.00-100.0% | 7.96M-32.4% | |
| Amortization of intangibles | 0.00-100.0% | 917K-16.6% | 1.10M-46.6% | 2.06M-36.7% | 3.25M-34.8% | |
| Provision for credit losses | 1.49M-11.3% | 1.68M+13.6% | 1.48M-47.3% | 2.80M+329.4% | 652K-79.6% | |
| Operating income | 925M+26.1% | 734M+14.1% | 643M+18.5% | 542M+7.3% | 505M+70.8% | |
| Interest expense | 134M+26.5% | 106M+10.6% | 95.5M+38.5% | 69.0M+72.0% | 40.1M-4.9% | |
| Other non-operating income | 11.4M-18.8% | 14.0M+121.4% | 6.34M+396.5% | -2.14M-127.6% | 7.75M+141.4% | |
| Pre-tax income | 803M+25.0% | 642M+16.0% | 554M+17.5% | 471M-0.4% | 473M+84.1% | |
| Income tax | 151M+16.6% | 129M+4.0% | 124M+27.1% | 97.8M+20.6% | 81.1M+293.7% | |
| 652M+27.1% | 513M+19.4% | 429M+14.9% | 374M-4.7% | 392M+65.8% | ||
| Net income to common | 652M+27.1% | 513M+19.4% | 429M+14.9% | 374M-4.7% | 392M+65.8% | |
| $26.54+29.8% | $20.45+20.8% | $16.93+19.4% | $14.18+5.8% | $13.40+69.6% | ||
| EPS (basic) | $26.90+29.5% | $20.78+21.0% | $17.18+19.8% | $14.34+5.1% | $13.65+67.9% | |
| Weighted-avg shares (basic) | 24.2M-1.8% | 24.7M-1.2% | 25.0M-4.1% | 26.0M-9.4% | 28.7M-1.1% | |
| Weighted-avg shares (diluted) | 24.6M-2.1% | 25.1M-1.1% | 25.4M-3.7% | 26.3M-10.0% | 29.3M-2.2% | |
| Balance Sheet | as ofSep 30 ’25 | as ofSep 30 ’24 | as ofSep 30 ’23 | as ofSep 30 ’22 | as ofSep 30 ’21 | |
| 705M+14.2% | 617M+11.0% | 556M+14.8% | 485M-12.0% | 551M+3.2% | ||
| Cash & equivalents | 134M-11.0% | 151M+10.2% | 137M+2.7% | 133M-31.8% | 195M+24.1% | |
| Accounts receivable | 529M+24.0% | 427M+10.0% | 388M+20.3% | 322M+3.3% | 312M-6.6% | |
| Prepaid expenses | 41.9M+4.4% | 40.1M+26.4% | 31.7M+9.0% | 29.1M-33.1% | 43.5M+2.4% | |
| 1.87B+8.7% | 1.72B+9.1% | 1.58B+9.2% | 1.44B-8.0% | 1.57B-2.4% | ||
| Property, plant & equipment | 67.7M+76.0% | 38.5M+250.8% | 11.0M-37.6% | 17.6M-37.0% | 27.9M-39.9% | |
| Operating lease right-of-use | 26.2M-11.4% | 29.6M+15.1% | 25.7M-29.9% | 36.7M-22.4% | 47.3M-18.0% | |
| Goodwill | 783M+0.1% | 783M+1.2% | 773M+1.6% | 761M-3.4% | 788M-3.0% | |
| Intangible assets | — | 0.00-100.0% | 917K-54.5% | 2.02M-50.8% | 4.10M-55.6% | |
| Long-term investments | 54.6M+20.6% | 45.3M+37.2% | 33.0M+34.7% | 24.5M-23.1% | 31.9M+25.0% | |
| Deferred tax assets | 119M+37.0% | 86.5M+46.3% | 59.1M+401.0% | 11.8M-42.6% | 20.5M+40.5% | |
| Other non-current assets | 113M-4.5% | 118M+1.8% | 116M+12.9% | 103M+7.2% | 95.6M-9.2% | |
| 849M+123.3% | 380M+3.4% | 368M+10.9% | 331M-40.7% | 559M+34.9% | ||
| Accounts payable | 32.3M+43.8% | 22.5M+18.2% | 19.0M+10.1% | 17.3M-16.8% | 20.7M-9.9% | |
| Accrued liabilities | 115M+43.6% | 79.8M+34.2% | 59.5M-10.2% | 66.2M-16.7% | 79.5M+25.5% | |
| Deferred revenue | 187M+19.4% | 157M+14.8% | 137M+13.9% | 120M+13.9% | 105M-8.4% | |
| Short-term & current debt | 400M+2563.6% | 15.0M-70.0% | 50.0M+66.7% | 30.0M-88.0% | 250M+163.2% | |
| Current lease liability | 9.62M-16.8% | 11.6M-29.3% | 16.3M-15.7% | 19.4M-12.3% | 22.1M-3.1% | |
| Finance lease liability (current) | 3.27M+3.9% | 3.14M | 0.00 | — | 0.00-100.0% | |
| 3.61B+34.8% | 2.68B+18.4% | 2.26B+0.9% | 2.24B+33.7% | 1.68B+31.6% | ||
| Long-term debt | 2.66B+21.1% | 2.19B+21.1% | 1.81B-0.7% | 1.82B+80.7% | 1.01B+36.5% | |
| Deferred revenue (non-current) | 1.80M-45.5% | 3.30M-49.2% | 6.50M-1.5% | 6.60M+22.2% | 5.40M-22.9% | |
| Non-current lease liability | 19.2M-12.6% | 22.0M-8.1% | 23.9M-39.0% | 39.2M-27.0% | 53.7M-26.7% | |
| Operating lease liability (total) | 28.8M-14.1% | 33.5M-16.7% | 40.2M-31.3% | 58.6M-22.7% | 75.7M-21.1% | |
| Finance lease liability (total) | 7.21M-30.7% | 10.4M | — | — | — | |
| Finance lease liability | 3.94M-45.7% | 7.26M | 0.00 | — | 0.00-100.0% | |
| Other non-current liabilities | 89.4M+6.0% | 84.3M+40.4% | 60.0M+20.9% | 49.7M-12.6% | 56.8M+18.4% | |
| -1.75B-81.3% | -963M-39.9% | -688M+14.2% | -802M-622.9% | -111M-133.5% | ||
| Additional paid-in capital | 1.33B-2.6% | 1.37B+1.2% | 1.35B+3.9% | 1.30B+5.0% | 1.24B+1.5% | |
| Retained earnings | 4.55B+16.7% | 3.90B+15.1% | 3.39B+14.5% | 2.96B+14.4% | 2.59B+17.9% | |
| Treasury stock | 7.54B+22.8% | 6.14B+15.3% | 5.32B+7.9% | 4.94B+27.9% | 3.86B+28.7% | |
| Accumulated other comprehensive income | -92.0M-0.5% | -91.6M+10.3% | -102M+18.1% | -125M-64.4% | -75.9M+8.6% | |
| Total equity incl. non-controlling | -1.75B-81.3% | -963M-39.9% | -688M+14.2% | -802M-622.9% | -111M-133.5% | |
| Total liabilities & equity | 1.87B+8.7% | 1.72B+9.1% | 1.58B+9.2% | 1.44B-8.0% | 1.57B-2.4% | |
| Common shares issued | 88.9M+0.0% | 88.9M+0.0% | 88.9M+0.0% | 88.9M+0.0% | 88.9M+0.0% | |
| Common shares outstanding | 23.8M-2.6% | 24.4M-1.5% | 24.8M-1.5% | 25.2M-8.8% | 27.6M-5.3% | |
| Shares outstanding (cover) | 23.7M-2.6% | 24.3M-1.5% | 24.7M-1.0% | 25.0M-8.7% | 27.4M-6.0% | |
| Treasury shares | 65.1M+1.0% | 64.5M+0.6% | 64.1M+0.6% | 63.7M+3.9% | 61.3M+2.6% | |
| Cash Flow | as ofSep 30 ’25 | as ofSep 30 ’24 | as ofSep 30 ’23 | as ofSep 30 ’22 | as ofSep 30 ’21 | |
| 779M+23.0% | 633M+35.0% | 469M-8.0% | 509M+20.2% | 424M+16.1% | ||
| Depreciation & amortization | 15.0M+8.1% | 13.8M-5.5% | 14.6M-28.5% | 20.5M-20.0% | 25.6M-15.7% | |
| Intangible amortization | 0.00-100.0% | 917K-16.6% | 1.10M-46.6% | 2.06M-36.7% | 3.25M-34.8% | |
| Share-based compensation | 157M+4.8% | 149M+20.7% | 124M+7.4% | 115M+2.6% | 112M+20.0% | |
| Deferred income taxes | -32.5M-18.9% | -27.3M+42.3% | -47.4M-706.2% | 7.82M+231.3% | -5.96M+31.1% | |
| Change in receivables | 100M+194.0% | 34.1M-51.3% | 70.1M+122.2% | 31.6M+228.8% | -24.5M-140.9% | |
| Change in payables | 9.85M+197.0% | 3.32M+48.3% | 2.24M+179.8% | -2.80M-19.0% | -2.35M-322.3% | |
| -43.7M-56.2% | -28.0M-75.5% | -16.0M-181.3% | -5.67M-104.1% | 138M+660.8% | ||
| Capital expenditure | 39.4M+54.2% | 25.6M+503.0% | 4.24M-29.7% | 6.03M-20.3% | 7.57M-65.6% | |
| Free cash flow | 739M+21.7% | 607M+30.7% | 465M-7.7% | 503M+20.9% | 416M+21.4% | |
| Acquisitions | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other investing activities | — | — | 0.00 | 0.00-100.0% | 210K+481.8% | |
| -750M-26.5% | -593M-30.3% | -455M+16.8% | -547M-4.5% | -524M-80.9% | ||
| Long-term debt issued | 1.50B | 0.00 | 0.00-100.0% | 550M | 0.00-100.0% | |
| Long-term debt repaid | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Common stock issued | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Common stock repurchased | 1.41B+72.1% | 822M+102.6% | 406M-63.3% | 1.10B+26.3% | 874M+271.6% | |
| Dividends paid | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Other financing activities | -3.14M-135.9% | -1.33M | 0.00 | — | — | |
| FX effect on cash | -1.29M-170.1% | 1.84M-67.2% | 5.62M+129.9% | -18.8M-13698.5% | -136K-330.5% | |
| Net change in cash | -16.5M-219.0% | 13.9M+288.4% | 3.58M+105.8% | -62.2M-263.7% | 38.0M-25.5% | |
| Interest paid | 104M-2.7% | 106M+9.8% | 96.9M+69.3% | 57.2M+50.7% | 38.0M+0.6% | |
| Income taxes paid | 162M+21.2% | 134M-12.5% | 153M+133.8% | 65.3M-8.6% | 71.5M+604.2% | |
| Valuation Ratios | as ofSep 30 ’25 | as ofSep 30 ’24 | as ofSep 30 ’23 | as ofSep 30 ’22 | as ofSep 30 ’21 | |
| Market cap | 35.6B-25.0% | 47.4B+119.6% | 21.6B+108.3% | 10.4B-5.5% | 11.0B-11.4% | |
| P/E | 54.5×-41.0% | 92.4×+79.3% | 51.6×+85.9% | 27.7×-0.8% | 28.0×-46.6% | |
| P/S | 17.9×-35.3% | 27.6×+88.3% | 14.7×+94.8% | 7.5×-9.7% | 8.3×-12.8% | |
| P/FCF | 48.1×-38.4% | 78.0×+61.1% | 48.4×+135.3% | 20.6×-21.9% | 26.4×-27.0% | |
| Earnings yield | 1.8%+69.5% | 1.1%-44.2% | 1.9%-46.2% | 3.6%+0.8% | 3.6%+87.1% | |
| FCF yield | 2.1%+62.3% | 1.3%-37.9% | 2.1%-57.5% | 4.9%+28.0% | 3.8%+36.9% | |
| Source filing | 10-K | 10-K | 10-K | 10-K | 10-K |
Source: FICO’s SEC filings (10-K / 10-Q). Annual columns are as-reported fiscal years; quarterly columns are as-reported fiscal quarters (Q4 derived as full-year minus the first three quarters where a company doesn’t file a standalone Q4); TTM (quarterly) rolls the trailing four quarters at every quarter end, TTM (yearly) samples that one year apart; balance-sheet rows show the period-end balance. Valuation ratios are sampled as of each period end. View all FICO filings on SEC EDGAR → Not investment advice.
