CBU — Community Financial System Inc. stock price and chart

Share this page

CBU

$60.24+0.96%

as of close, Oct 16, 2026

☾ AH $60.24 +0.96%

Community Financial System Inc.Stock · FinancialsRussell 2000 0.1%US Stock Market 0.005%Russell 3000 0.005%

PeersJPMHOODBACVBRK-BGS

Technical analysis2

Overlay lines0

Addendum charts0

VolumeDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDEDEDEDED

20162019202120242026

40.045.050.055.060.065.070.075.080.005.0M$60.24

2026-10-16

Price$60.24

MA20$63.50

MA50$61.25

Vol1.5M

What would $1,000 invested in CBU be worth today? →

CBU returns: By year · By month · By week · Trailing

Key stats#

Price data

Price: $60.24
YTD price return: +4.87%
YTD total return: +7.33%
Next earnings: Oct 27, 2026 · Before open
Market cap: 3.2B2016-12 2.7B2026-10 3.2B+15.6% over the window
Enterprise value: 3.7B
Shares outstanding: 52.6M2016-06 44.3M2026-06 52.6M+18.9% over the window
52W low: $53.46
52W high: $71.11
From 52W high: -15.29%
From 52W low: +12.68%
52W range: 38%

Volume

Rel volume: 0.82×
30D volume: 292K
30D $ vol: 17.8M

Fundamentals

Sales (ttm): 858.9M2016-06 404.1M2026-06 858.9M+112.5% over the window
Sales/share: $16.322016-06 $9.132026-06 $16.32+78.8% over the window
EPS (ttm): $4.322016-06 $2.222026-06 $4.32+94.9% over the window
FCF (ttm): 246.7M2016-12 123.3M2026-06 246.7M+100.0% over the window
FCF/share: $4.692016-12 $2.772026-06 $4.69+69.3% over the window
Book value/share: $39.392016-06 $27.952026-06 $39.39+41.0% over the window
Net margin: 26.55%2016-06 23.6%2026-06 26.6%+12.5% over the window
ROE: 11.00%2016-06 7.7%2026-06 11.0%+42.7% over the window
ROA: 1.28%2016-06 1.1%2026-06 1.3%+17.7% over the window
Debt / equity: 0.33×2015-12 0.352025-12 0.34-2.8% over the window

Growth (CAGR, ttm) · 10Y

Sales: +10.02%2025-06-30 → 2026-06-30780.7M → 858.9M (+10.0% total)+9.66%2023-06-30 → 2026-06-30651.4M → 858.9M (+31.9% total)+7.18%2021-06-30 → 2026-06-30607.3M → 858.9M (+41.4% total)+7.83%2016-06-30 → 2026-06-30404.1M → 858.9M (+112.5% total)
Net income: +17.18%2025-06-30 → 2026-06-30194.6M → 228.1M (+17.2% total)+13.66%2023-06-30 → 2026-06-30155.3M → 228.1M (+46.8% total)+3.71%2021-06-30 → 2026-06-30190.1M → 228.1M (+20.0% total)+9.11%2016-06-30 → 2026-06-3095.4M → 228.1M (+139.2% total)
FCF: +24.10%2025-06-30 → 2026-06-30198.8M → 246.7M (+24.1% total)+3.86%2023-06-30 → 2026-06-30220.1M → 246.7M (+12.1% total)+9.55%2021-06-30 → 2026-06-30156.4M → 246.7M (+57.7% total)+8.27%2015-12-31 → 2026-06-30107.2M → 246.7M (+130.2% total)
Shares: -0.46%2025-06-30 → 2026-06-3052.9M → 52.6M (-0.5% total)-0.57%2023-06-30 → 2026-06-3053.5M → 52.6M (-1.7% total)-0.49%2021-06-30 → 2026-06-3053.9M → 52.6M (-2.4% total)+1.74%2016-06-30 → 2026-06-3044.3M → 52.6M (+18.9% total)

Per-share growth (CAGR, ttm) · 10Y

EPS: +17.28%2025-06-30 → 2026-06-30$3.69 → $4.32 (+17.3% total)+14.55%2023-06-30 → 2026-06-30$2.88 → $4.32 (+50.3% total)+4.26%2021-06-30 → 2026-06-30$3.51 → $4.32 (+23.2% total)+6.90%2016-06-30 → 2026-06-30$2.22 → $4.32 (+94.9% total)
Sales/share: +10.53%2025-06-30 → 2026-06-30$14.77 → $16.32 (+10.5% total)+10.29%2023-06-30 → 2026-06-30$12.17 → $16.32 (+34.2% total)+7.71%2021-06-30 → 2026-06-30$11.26 → $16.32 (+44.9% total)+5.98%2016-06-30 → 2026-06-30$9.13 → $16.32 (+78.8% total)
FCF/share: +24.66%2025-06-30 → 2026-06-30$3.76 → $4.69 (+24.6% total)+4.46%2023-06-30 → 2026-06-30$4.11 → $4.69 (+14.0% total)+10.08%2021-06-30 → 2026-06-30$2.90 → $4.69 (+61.6% total)+6.41%2015-12-31 → 2026-06-30$2.44 → $4.69 (+91.9% total)
Book value/share: +10.58%2025-06-30 → 2026-06-30$35.63 → $39.39 (+10.6% total)+9.24%2023-06-30 → 2026-06-30$30.22 → $39.39 (+30.4% total)+0.60%2021-06-30 → 2026-06-30$38.23 → $39.39 (+3.1% total)+3.49%2016-06-30 → 2026-06-30$27.95 → $39.39 (+41.0% total)
Dividend/share: +2.18%2025-06-30 → 2026-06-30$1.84 → $1.88 (+2.2% total)+2.22%2023-06-30 → 2026-06-30$1.76 → $1.88 (+6.8% total)+2.28%2021-06-30 → 2026-06-30$1.68 → $1.88 (+11.9% total)+4.25%2016-06-30 → 2026-06-30$1.24 → $1.88 (+51.6% total)
Price: +9.51%2025-10-16 → 2026-10-16$55.01 → $60.24 (+9.5% total)Price appreciation from split-adjusted daily closes, excluding dividends; endpoints are exact trading-day anniversaries of the latest close.+12.44%2023-10-16 → 2026-10-16$42.37 → $60.24 (+42.2% total)Price appreciation from split-adjusted daily closes, excluding dividends; endpoints are exact trading-day anniversaries of the latest close.-3.18%2021-10-15 → 2026-10-16$70.82 → $60.24 (-14.9% total)Price appreciation from split-adjusted daily closes, excluding dividends; endpoints are exact trading-day anniversaries of the latest close.+2.41%2016-10-14 → 2026-10-16$47.48 → $60.24 (+26.9% total)Price appreciation from split-adjusted daily closes, excluding dividends; endpoints are exact trading-day anniversaries of the latest close.
Total return: +12.95%2025-10-16 → 2026-10-16$53.34 → $60.24 (+12.9% total)Total return with dividends reinvested (adjusted daily closes); endpoints are exact trading-day anniversaries of the latest close. The gap against the Price row is the dividend contribution.+16.22%2023-10-16 → 2026-10-16$38.37 → $60.24 (+57.0% total)Total return with dividends reinvested (adjusted daily closes); endpoints are exact trading-day anniversaries of the latest close. The gap against the Price row is the dividend contribution.-0.05%2021-10-15 → 2026-10-16$60.38 → $60.24 (-0.2% total)Total return with dividends reinvested (adjusted daily closes); endpoints are exact trading-day anniversaries of the latest close. The gap against the Price row is the dividend contribution.+5.28%2016-10-14 → 2026-10-16$35.99 → $60.24 (+67.4% total)Total return with dividends reinvested (adjusted daily closes); endpoints are exact trading-day anniversaries of the latest close. The gap against the Price row is the dividend contribution.

Fundamentals end at the last reported quarter; price and total return end at the latest close.

Valuation

P/E (ttm)Price ÷ TTM diluted EPS. Net income carries everything below the operating line, including one-off gains. Negative when the trailing year lost money.: 13.9×2016-12 28.132026-10 13.90-50.6% over the window
Fwd P/E: 11.3×
P/S (ttm)Market cap ÷ TTM revenue.: 3.7×2016-12 6.552026-10 3.69-43.6% over the window
P/B (mrq)Market cap ÷ stockholders' equity at the most recent quarter end.: 1.5×2016-12 2.212026-10 1.53-30.8% over the window
P/FCF (ttm)Market cap ÷ TTM free cash flow (operating cash flow − capex).: 12.8×2016-12 25.592026-10 12.85-49.8% over the window
EV/EBITDA (fy): 7.0×
EV/Sales (ttm): 4.3×
FCF yield (ttm)TTM free cash flow ÷ market cap — the inverse of P/FCF.: 7.78%2016-12 4.5%2026-06 7.0%+55.3% over the window
Dividend yield (fwd)Indicated annual dividend ÷ last close: the last regular payment × payments a year, from our own dividend record. Shown only for a company that pays the same amount each time (raises and cuts allowed), whose payments are on schedule and agree with the dividends it reports paying; a company whose payments vary in size, such as an unequal interim and final, has no forward figure — see the ttm yield.: 3.25%
Dividend yield (ttm)Dividends paid over the last year ÷ last close: the last full cycle of regular payments in our own dividend record. Below the forward yield after a raise, above it after a cut. Shown only when the record holds that full cycle and it agrees with the dividends the company reports paying; otherwise —.: 3.15%
Dividend/share (fwd)The indicated annual dividend: the last regular payment × payments a year, for a company that pays the same amount each time.: $1.96
Buyback yield (realized, 1y)1 − shares_at(2026-06-30) ÷ shares_at(2025-06-30) = 1 − 52.6M ÷ 52.9M. Point-in-time share counts from the company's own SEC filings (the same count at both ends), published only when the cash flow statement shows repurchases inside that window. A falling price can't inflate it; negative means net dilution.: 0.46%
Shareholder yield (realized, 1y)Buyback leg + dividend leg: shares retired over the year (0.46%) + dividends paid over that year ($98.6M) ÷ market_cap_at(2025-06-30) ($3B). Both legs are measured against the start of the window, so a payout can't shrink its own denominator.: 3.74%
Buyback yield (cash, ttm)Buybacks net of issuance over the trailing twelve months ($15.4M) ÷ today's market cap ($3.2B). Dollars SPENT over what the company is worth NOW — a stock that fell after buying reads high.: 0.49%2016-09 -0.3%2026-06 0.4%-245.8% over the window
Shareholder yield (cash, ttm)(TTM buybacks net of issuance $15.4M + TTM dividends $98.6M) ÷ today's market cap ($3.2B). Same caveat as the cash buyback yield.: 3.60%2016-09 1.7%2026-06 3.2%+95.3% over the window

Vs own 10Y history

P/E: 1st
P/S: 8th
P/B: 14th
P/FCF: 14th

Bar = where today’s multiple sits in CBU’s own 10-year range:near a decade-low (cheap)→near a decade-high (rich).

Performance · price return · as of 2026-10-16#

+0.96%

+2.75%

-4.03%

-15.14%

YTD

+4.87%

+9.51%

-14.94%

Financial statements

Open full CBU financials →

Loading financial statements…

Ticker	Name	1M	1D
BRK-B	Berkshire Hathaway Inc.	+2.35%	+1.21%
JPM	JPMorgan Chase & Co.	-2.64%	+1.25%
V	Visa Inc.	+8.54%	+0.72%
MA	Mastercard Incorporated	+8.75%	+0.18%
BAC	Bank of America Corporation	-11.52%	-0.91%
HSBC	HSBC Holdings plc.	-6.22%	+0.03%
MS	Morgan Stanley	-10.79%	-0.84%
RY	Royal Bank Of Canada	-2.22%	+0.57%

CBU — Community Financial System Inc. price, chart and key statistics