Bread Financial Holdings Inc. trailing returns
Bread Financial Holdings Inc.'s 10-year return is -3.3% a year (CAGR) (-28.5% cumulative). How Bread Financial Holdings Inc. (BFH) has performed over the last day, week, month and year, over 5, 10 and 20 years, and since inception, through October 16, 2026 — price return and dividends side by side, with the worst drop inside each window.
Trailing returns by period#
To 2026-10-16. Price return + dividends = total return. Per year (CAGR) for windows of a year or more, with the cumulative total return beneath. Worst drop: the deepest fall in the price from a high inside the window, and when it bottomed.
| Period | Price | DivsDividends | Total | Worst drop |
|---|---|---|---|---|
| 1 day | +1.2% | +0.0% | +1.2% | — |
| 5 days | +2.0% | +0.0% | +2.0% | -3.3%Oct 14 |
| 1 month | -4.9% | +0.0% | -4.9% | -10.7%Oct 1 |
| YTD | +38.5% | +1.1% | +39.6% | -16.1%Jan 28 |
| 1 year | +78.0% | +2.0% | +80.0% | -16.1%Jan 2026 |
| 5 years | +5.2% | +1.9% | +7.0%+40.5% | -70.9%May 2023 |
| 10 years | -4.8% | +1.5% | -3.3%-28.5% | -91.8%Mar 2020 |
| 20 years | +4.2% | +0.8% | +5.0%+163.8% | -92.7%Mar 2020 |
| Since inception (2001) | +9.5% | +0.7% | +10.2%+1065.9% | -92.7%Mar 2020 |
Growth of BFH#
Actual level with dividends reinvested (solid); dashed lines are each window's constant-rate path from start to today.
- 5 years+7.0%/year · +40.5%
- 10 years-3.3%/year · -28.5%
- 20 years+5.0%/year · +163.8%
- Since inception (2001)+10.2%/year · +1065.9%
Methodology#
Trailing returns measure from the closest close about N years before the latest close (2026-10-16). Cumulative return is the total change over the window; annualized return is the compound annual growth rate (CAGR), shown for windows of a year or more. Price return is the change in BFH's closing price; total return reinvests dividends (from its split- and dividend-adjusted closes); the dividends column is the difference between the two. The worst drop is the largest fall in the closing price from a high to a later low inside the window, the way a drawdown is usually quoted. See the year-by-year returns for the calendar breakdown. Past performance does not predict future returns; not investment advice.
FAQ#
- What is Bread Financial Holdings Inc.'s 10-year return?
- Over the last 10 years, Bread Financial Holdings Inc. (BFH) returned about -3.3% a year annualized (-28.5% cumulative total return).
- What is Bread Financial Holdings Inc.'s 20-year annualized return?
- Over the last 20 years, Bread Financial Holdings Inc. (BFH) compounded at about +5.0% a year (+163.8% cumulative).
- What is Bread Financial Holdings Inc.'s return since inception?
- Since 2001, Bread Financial Holdings Inc. (BFH) has compounded at about +10.2% a year — +1065.9% in total.