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ATO return calculator

Your investment#

How much
$
All at once, on the start date
Pick start & end dates10 years
Key datesStart at a well-known dateRecentMarket topsMarket bottomsEvents
Bought at that day's close
Key datesEnd at a well-known dateMarket topsMarket bottomsEvents
Latest close, Oct 27, 2026

Or drag the slider to set start and end dates

1983 to today, log scale
2008 crisisCovid
1990Oct 2016 – Today
Options

Result#

$1,000Oct 27, 2016$3,022Oct 27, 20263.0× 

$1,000 invested in ATO on October 27, 2016 was worth $3,022 on October 27, 2026, with dividends reinvested.

That’s 11.7% a year compounded (CAGR) over 10 years: 3.0 times your money.

Over the same dates the same $1,000 would be worth $4,228 in the S&P 500 and $6,559 in the Nasdaq-100: ATO trailed both the S&P 500 and the Nasdaq-100.

Price only$2,385if dividends were spent
Biggest fall−32.9%Feb 18 to Mar 23, 2020
At a flat 5% a year$1,629a savings account's rate
Gain$2,022on $1,000 put in

How this period ranks#

Better than 58% of all 395 periods of 10 years since 1983.

Your dates
−30%0%70%
Worst: 1.7% a year, Dec 1998 to Dec 2008Best: 20.2% a year, Feb 2009 to Feb 2019
One scale for every length, so longer periods bunch up. Point at a bar.

Growth of $1,000 in ATO, October 27, 2016 to October 27, 2026#

Your $1,000$Your buySame plan in the S&P 500The highA low
Highest value$3,352 · Apr 2026$
$1,000$2,000$4,000$3,022
20182020202220242026

How far ATO was below its previous high. The biggest fall: −32.9% from Feb 18, 2020 to Mar 23, 2020, back to the high by Mar 4, 2022.

−32.9% from its high
high−33%

Your one buy. $1,000 on October 27, 2016, worth $3,022 on October 27, 2026. Pick Monthly or Yearly to see a plan's buys.

3.0×paid

What $1,000 would be worth on October 27, 2026, by start date#

Each point is the same amount invested that day and held to October 27, 2026, dividends reinvested. Above the line it made money.

Your start
$1,000$3,000$10k$30k$100k
198519901995200020052010201520202025

$1,000 invested in ATO, by year#

Started on each year's first close and held to Oct 27, 2026, dividends reinvested.

StartedWorth Oct 27, 2026MultipleA year (CAGR)
2017$2,8952.9×11.4%
2018$2,4832.5×10.9%
2019$2,2982.3×11.2%
2020$1,8331.8×9.3%
2021$2,1032.1×13.6%
2022$1,8341.8×13.4%
2023$1,6891.7×14.7%
2024$1,5651.6×17.2%
2025$1,2891.3×15.0%
2026$1,0291.0×—

Methodology#

A buy is made at the start date's close, or the next session's when the market was closed that day, and valued at the end date's close; a monthly or yearly plan buys on the same day of each month or year. "Dividends reinvested" uses split- and dividend-adjusted closes (a standard total-return approximation; taxes and fees excluded). "Price-only" uses split-adjusted closes. ATO data begins December 28, 1983; values as of October 27, 2026 and refresh daily. The ranking compares month-end to month-end periods. Past performance does not predict future returns; not investment advice.

See the live ATO chart and fundamentals on the ATO quote page or the S&P 500 return calculator.

FAQ#

How much would $1,000 invested in ATO be worth today?
$1,000 invested in ATO on October 27, 2016 would be worth $3,022 on October 27, 2026, with dividends reinvested — 11.7% a year compounded (CAGR).
How far back does the ATO calculator go?
ATO data begins December 28, 1983, with a close every session. Pick any start and end date in that span — 42 years, 10 months of history.
Does this include dividends?
Yes. The default "dividends reinvested" view uses split- and dividend-adjusted closing prices — a standard total-return approximation that excludes taxes and fees. A price-only view (split-adjusted, no dividends) is also available.