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UMBF
UMB Financial CorporationStock · Finance · Russell 2000 0.3%
$150.91+$1.46 (+0.98%)as of market close, Aug 13, 2026
☾ After hours:$150.88+0.00%3:59 PM ET
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How UMB Financial makes money

Period

How does UMB Financial make money? This Sankey traces every dollar of revenue through the income statement — into cost of revenue, R&D, SG&A, and taxes — and shows what's left as profit. Pick any fiscal year, recent quarter, or the trailing twelve months. Straight from SEC filings.

UMB Financial Corporation · FY2025 · year ended 2025-12-31
Revenue$2.7BGross profit$2.7B · 100%Cost of revenue$0 · 0%Operating income$2.7B · 100%Operating expenses$0 · 0%Pre-tax income$875M · 33%Other expense$1.8B · 67%Net income$702M · 26%Income tax$173M · 7%

Each fiscal year from SEC filings. Percentages are share of revenue, so the green profit nodes read directly as gross / operating / net margin. Line items a company doesn't break out are derived from their siblings so the flows balance; small residuals show as “Other.” For informational purposes only.