SEZL
$130.19+1.67%
SEZL financial statements
The full income statement, balance sheet, and cash-flow statement for Sezzle Inc. (SEZL), plus valuation ratios — straight from SEC filings. Switch between annual, quarterly, and trailing-twelve-month figures, pick how far back to look, and flip the time order. Every line has a trend sparkline.
Shares outstanding (point-in-time)
2024-06 33.6M2024-09 33.6M2024-12 33.9M2025-03 33.3M2025-06 34.0M2025-09 34.2M2025-12 33.8M2026-03 33.6M2026-06 33.7M+0.2% over 8 periods
SEC-filed end-of-period counts (cover pages and balance sheets, split-adjusted) — the series realized buyback yield is computed from. The weighted-average share lines in the statements below lag these by design: an average over the year sits near the midpoint of an ongoing buyback.
PeriodRangeOrderChangeFiguresAs-reported fiscal years.
| Line item | Trend | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Income Statement | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Revenue | 450M+66.1% | 271M+70.1% | 159M+26.9% | 126M+9.4% | 115M+95.3% | |
| Selling, general & administrative | 16.8M+47.1% | 11.4M+32.8% | 8.59M-47.7% | 16.4M+4.1% | 15.8M+118.6% | |
| General & administrative | 16.8M+47.1% | 11.4M | — | — | — | |
| Amortization of intangibles | 1.10M+22.2% | 900K+35.1% | 666K+32.2% | 504K+41.9% | 355K+37.9% | |
| Operating income | 177M+115.0% | 82.2M+270.5% | 22.2M+178.1% | -28.4M+58.6% | -68.7M-145.9% | |
| Interest expense | 14.0M+1.9% | 13.8M-13.8% | 16.0M+85.7% | 8.60M+63.2% | 5.27M+22.5% | |
| Other non-operating income | 123K-65.3% | 354K-81.7% | 1.93M+957.0% | -226K-246.3% | -65.1K+48.4% | |
| Pre-tax income | 163M+142.0% | 67.3M+773.2% | 7.71M+120.3% | -38.0M+49.4% | -75.1M-132.1% | |
| Income tax | 29.8M+365.6% | -11.2M-1932.4% | 611K+780.5% | 69.4K+18.9% | 58.4K+88.7% | |
| Net income | 133M+69.5% | 78.5M+1006.3% | 7.10M+118.6% | -38.1M+49.3% | -75.2M-132.1% | |
| $3.72+69.9% | $2.19+951.2% | $0.21+117.9% | -$1.17+51.5% | -$2.41-123.5% | ||
| EPS (basic) | $3.93+68.7% | $2.33+1000.8% | $0.21+118.1% | -$1.17+51.5% | -$2.41-123.5% | |
| Weighted-avg shares (basic) | 33.9M+0.6% | 33.7M+0.2% | 33.6M+3.0% | 32.7M+3.3% | 31.6M+7.2% | |
| Weighted-avg shares (diluted) | 35.7M-0.4% | 35.9M+5.3% | 34.1M+4.3% | 32.7M+3.3% | 31.6M+7.2% | |
| Balance Sheet | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 352M+36.6% | 258M+23.2% | 209M+22.9% | 170M-23.1% | 221M+27.9% | ||
| Cash & equivalents | 64.1M-12.5% | 73.2M+8.2% | 67.6M-1.0% | 68.3M-11.3% | 77.0M-8.7% | |
| Prepaid expenses | 18.3M+60.8% | 11.4M+83.1% | 6.22M+31.4% | 4.74M+41.4% | 3.35M+96.4% | |
| Other current assets | 24.5M | — | — | — | — | |
| 400M+34.1% | 298M+40.3% | 213M+23.2% | 173M-22.8% | 223M+28.3% | ||
| Property, plant & equipment | — | — | — | 282K-57.5% | 662K+76.6% | |
| Operating lease right-of-use | 665K-16.9% | 800K-19.6% | 994K+1046.8% | 86.7K-69.7% | 286K+96.4% | |
| Intangible assets | 3.33M+36.4% | 2.44M+28.6% | 1.90M+43.5% | 1.32M+45.3% | 911K+69.6% | |
| Deferred tax assets | 13.6M-19.5% | 16.9M | 0.00 | — | — | |
| Other non-current assets | 4.62M+1294.6% | 331K-47.1% | 625K-38.4% | 1.02M+334.4% | 234K+618.4% | |
| 89.8M-15.1% | 106M-43.6% | 187M+88.8% | 99.2M-7.8% | 108M+57.3% | ||
| Accounts payable | 56.4M-18.3% | 69.0M-7.0% | 74.1M-10.7% | 83.0M-14.0% | 96.5M+58.4% | |
| Accrued liabilities | 21.1M-15.9% | 25.0M+130.7% | 10.8M+3.8% | 10.4M+30.7% | 8.00M+19.7% | |
| Deferred revenue | 5.43M+28.3% | 4.23M+60.2% | 2.64M+74.3% | 1.52M | 0.00 | |
| Current lease liability | 163K+69.8% | 96.0K+67.5% | 57.3K-27.7% | 79.3K-53.9% | 172K+20.5% | |
| Other current liabilities | 6.91M-7.3% | 7.46M+41.7% | 5.26M+27.4% | 4.13M+43.7% | 2.87M+366.7% | |
| 230M+9.4% | 211M+10.5% | 191M+16.4% | 164M-11.8% | 186M+62.6% | ||
| Non-current lease liability | 661K-19.7% | 823K-16.2% | 982K | 0.00-100.0% | 91.0K | |
| Operating lease liability (total) | — | — | — | — | 263K | |
| Other non-current liabilities | 0.00-100.0% | 45.0K-95.8% | 1.08M | 0.00 | 0.00-100.0% | |
| 170M+93.3% | 87.8M+297.6% | 22.1M+149.8% | 8.84M-76.6% | 37.8M-37.0% | ||
| Common stock | 195M+3.3% | 189M+9044936.0% | 2.08K+0.1% | 2.08K+1.9% | 2.04K+3.8% | |
| Additional paid-in capital | — | 189M+1.4% | 186M+3.9% | 179M+6.4% | 168M+49.4% | |
| Retained earnings | -324K+99.6% | -89.8M+43.0% | -158M+4.8% | -165M-29.9% | -127M-143.9% | |
| Treasury stock | 24.1M+156.3% | 9.39M+63.2% | 5.76M+41.3% | 4.07M+10.3% | 3.69M+321.8% | |
| Accumulated other comprehensive income | -683K+57.0% | -1.59M-145.4% | -647K-0.5% | -644K-214.2% | 564K+14.0% | |
| Total liabilities & equity | 400M+34.1% | 298M+40.3% | 213M+23.2% | 173M-22.8% | 223M+28.3% | |
| Common shares issued | 35.1M+1.0% | 34.8M-0.5% | 35.0M+5.8% | 33.0M+2.1% | 32.4M+4.0% | |
| Common shares outstanding | 33.8M+0.2% | 33.7M-1.3% | 34.2M+4.0% | 32.9M+1.9% | 32.2M+3.7% | |
| Shares outstanding (cover) | 33.8M-0.2% | 33.9M+0.2% | 33.8M+2.8% | 32.9M+1.9% | 32.3M | |
| Cash Flow | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 210M+60.7% | 131M+608.5% | -25.7M-401.8% | 8.51M+111.8% | -72.1M-190.8% | ||
| Depreciation & amortization | 1.36M+40.5% | 965K+12.8% | 856K+1.0% | 847K+13.1% | 749K+74.9% | |
| Intangible amortization | 1.10M+22.2% | 900K+35.1% | 666K+32.2% | 504K+41.9% | 355K+37.9% | |
| Share-based compensation | 6.52M+25.6% | 5.19M-25.1% | 6.93M-32.7% | 10.3M-27.2% | 14.2M+102.0% | |
| Deferred income taxes | 3.29M+119.5% | -16.9M | 0.00 | — | — | |
| Change in payables | -13.0M-200.0% | -4.34M+52.3% | -9.12M+29.5% | -12.9M-136.2% | 35.7M-24.8% | |
| -182M-99.1% | -91.2M-6579.4% | -1.37M-35.5% | -1.01M+29.0% | -1.42M-93.8% | ||
| Capital expenditure | 655K+835.7% | 70.0K-14.2% | 81.6K+56.2% | 52.2K-92.4% | 686K+67.0% | |
| Free cash flow | 209M+60.3% | 131M+606.7% | -25.8M-404.6% | 8.46M+111.6% | -72.8M-188.7% | |
| Acquisitions | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| -25.4M-145.1% | -10.4M-136.7% | 28.2M+279.9% | -15.7M-124.8% | 63.2M-18.5% | ||
| Long-term debt issued | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Long-term debt repaid | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Common stock issued | 0.00 | 0.00 | 0.00 | 0.00-100.0% | 30.0M-50.4% | |
| Common stock repurchased | 64.7M+173.7% | 23.6M+1303.3% | 1.68M+341.3% | 381K-85.6% | 2.65M+333.9% | |
| Dividends paid | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| FX effect on cash | 1.36M+193.8% | -1.46M-8466.9% | 17.4K+101.5% | -1.18M-1302.9% | 98.4K-78.4% | |
| Interest paid | 15.3M+9.1% | 14.0M-14.2% | 16.4M+110.0% | 7.79M+61.6% | 4.82M+27.8% | |
| Income taxes paid | 28.1M+488.9% | 4.77M+953.4% | 452K+591.8% | 65.4K+16.7% | 56.0K+572.8% | |
| Valuation Ratios | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Market cap | 2.15B+48.7% | 1.44B+1135.0% | 117M | — | — | |
| P/E | 16.1×-12.3% | 18.4×-24.6% | 24.4× | — | — | |
| P/S | 4.8×-10.5% | 5.3×+577.5% | 0.8× | — | — | |
| P/B | 12.6×-23.1% | 16.4×+152.7% | 6.5× | — | — | |
| P/FCF | 10.3×-7.2% | 11.1× | — | — | — | |
| Earnings yield | 6.2%+14.1% | 5.4%+32.7% | 4.1% | — | — | |
| FCF yield | 9.8%+7.8% | 9.0% | — | — | — | |
| Source filing | 10-K | 10-K | 10-K | 10-K | 10-K |
About this data
Source: SEZL’s SEC filings (10-K / 10-Q). Annual columns are as-reported fiscal years; quarterly columns are as-reported fiscal quarters (Q4 derived as full-year minus the first three quarters where a company doesn’t file a standalone Q4); TTM (quarterly) rolls the trailing four quarters at every quarter end, TTM (yearly) samples that one year apart; balance-sheet rows show the period-end balance. Valuation ratios are sampled as of each period end. View all SEZL filings on SEC EDGAR → Not investment advice.