AFRM
$70.77+0.48%
as of close, Oct 2, 2026
☾ AH $70.77 +0.48%
Affirm Holdings Inc.Stock · FinanceNasdaq Composite 0.05%Russell 1000 0.03%Russell 3000 0.03%US Stock Market 0.03%MSCI World 0.02%MSCI ACWI 0.02%
AFRM financial statements
The full income statement, balance sheet, and cash-flow statement for Affirm Holdings Inc. (AFRM), plus valuation ratios — straight from SEC filings. Switch between annual, quarterly, and trailing-twelve-month figures, pick how far back to look, and flip the time order. Every line has a trend sparkline.
Shares outstanding (point-in-time)
2024-06 311.1M2024-09 314.1M2024-12 318.1M2025-03 322.6M2025-06 325.7M2025-09 330.1M2025-12 333.1M2026-03 334.9M2026-06 337.4M+8.5% over 8 periods
SEC-filed end-of-period counts (cover pages and balance sheets, split-adjusted) — the series realized buyback yield is computed from. The weighted-average share lines in the statements below lag these by design: an average over the year sits near the midpoint of an ongoing buyback.
As-reported fiscal years.
| Line item | Trend | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|---|---|
| Income Statement | as ofJun 30 ’26 | as ofJun 30 ’25 | as ofJun 30 ’24 | as ofJun 30 ’23 | as ofJun 30 ’22 | |
| Revenue | 4.26B+32.2% | 3.22B+38.8% | 2.32B+46.3% | 1.59B+17.7% | 1.35B+55.0% | |
| Selling, general & administrative | 578M+6.1% | 545M+3.8% | 525M-10.4% | 586M+1.5% | 577M+50.5% | |
| General & administrative | 578M+6.1% | 545M+3.8% | 525M-10.4% | 586M+1.5% | 577M+50.5% | |
| Selling & marketing | 343M-21.2% | 435M-24.6% | 576M-9.7% | 638M+19.9% | 532M+192.2% | |
| Restructuring | — | — | 6.77M-81.1% | 35.9M | 0.00 | |
| Amortization of intangibles | 200K-84.6% | 1.30M-93.8% | 20.8M-60.4% | 52.5M+123.4% | 23.5M+410.9% | |
| Operating income | 417M+577.8% | -87.3M+85.8% | -616M+48.7% | -1.20B-38.7% | -866M-125.7% | |
| Interest expense | 454M+6.7% | 425M+23.6% | 344M+88.1% | 183M+162.6% | 69.7M+32.2% | |
| Interest & investment income | 2.05B+27.3% | 1.61B+33.5% | 1.20B+75.8% | 685M+29.8% | 528M+61.7% | |
| Other non-operating income | 75.8M-49.1% | 149M+48.3% | 100M-52.6% | 212M+49.9% | 141M+336.5% | |
| Pre-tax income | 493M+701.7% | 61.5M+111.9% | -516M+47.9% | -989M-36.5% | -725M-63.5% | |
| Income tax | -1.44B-15587.3% | 9.28M+316.1% | 2.23M+157.2% | -3.90M+77.6% | -17.4M-643.2% | |
| 1.93B+3597.9% | 52.2M+110.1% | -518M+47.5% | -985M-39.3% | -707M-60.4% | ||
| Preferred dividends | — | — | — | — | 0.00 | |
| Net income to common | — | — | — | — | -707M-60.4% | |
| $5.53+3586.7% | $0.15+109.0% | -$1.67+50.0% | -$3.34-33.1% | -$2.51+14.6% | ||
| EPS (basic) | $5.76+3500.0% | $0.16+109.6% | -$1.67+50.0% | -$3.34-33.1% | -$2.51+9.7% | |
| Weighted-avg shares (basic) | 335M+3.8% | 323M+4.2% | 310M+4.9% | 295M+4.8% | 282M+77.9% | |
| Weighted-avg shares (diluted) | 349M+2.3% | 341M+10.1% | 310M+4.9% | 295M+4.8% | 282M+76.9% | |
| Balance Sheet | as ofJun 30 ’26 | as ofJun 30 ’25 | as ofJun 30 ’24 | as ofJun 30 ’23 | as ofJun 30 ’22 | |
| Cash & equivalents | 1.63B+20.3% | 1.35B+33.7% | 1.01B+13.6% | 892M-28.9% | 1.26B-14.4% | |
| 15.8B+41.6% | 11.2B+17.2% | 9.52B+16.7% | 8.16B+16.9% | 6.97B+43.3% | ||
| Property, plant & equipment | 686M+19.8% | 573M+33.9% | 428M+47.4% | 290M+69.2% | 171M+174.4% | |
| Operating lease right-of-use | 23.0M+20.2% | 19.1M-12.5% | 21.9M-27.5% | 30.2M-40.5% | 50.7M-12.4% | |
| Goodwill | 524M-1.8% | 534M+0.1% | 533M-1.7% | 543M+0.6% | 540M+4.5% | |
| Intangible assets | 26.4M+104.2% | 12.9M-4.2% | 13.5M-60.8% | 34.4M-56.4% | 78.9M+16.2% | |
| Deferred tax assets | 1.47B+10432.2% | 13.9M | — | — | — | |
| 10.3B+27.5% | 8.09B+19.1% | 6.79B+20.7% | 5.62B+29.1% | 4.36B+90.1% | ||
| Long-term debt | 9.79B+28.7% | 7.61B+314.3% | 1.84B | — | — | |
| Operating lease liability (total) | 29.2M-8.6% | 31.9M-19.1% | 39.5M-24.9% | 52.6M-20.0% | 65.7M-12.3% | |
| 5.48B+78.7% | 3.07B+12.3% | 2.73B+7.8% | 2.53B-3.2% | 2.62B+1.7% | ||
| Additional paid-in capital | 6.65B+8.2% | 6.14B+4.7% | 5.86B+14.0% | 5.14B+21.5% | 4.23B+22.0% | |
| Retained earnings | -1.13B+63.1% | -3.06B+1.7% | -3.11B-20.0% | -2.59B-61.4% | -1.61B-78.7% | |
| Accumulated other comprehensive income | -36.4M-141.3% | -15.1M+30.1% | -21.6M-39.8% | -15.4M-115.7% | -7.15M-205.6% | |
| Total liabilities & equity | 15.8B+41.6% | 11.2B+17.2% | 9.52B+16.7% | 8.16B+16.9% | 6.97B+43.3% | |
| Shares outstanding (cover) | 40.5M | — | — | — | — | |
| Cash Flow | as ofJun 30 ’26 | as ofJun 30 ’25 | as ofJun 30 ’24 | as ofJun 30 ’23 | as ofJun 30 ’22 | |
| 1.23B+55.1% | 794M+76.4% | 450M+3595.4% | 12.2M+107.5% | -162M+16.0% | ||
| Depreciation & amortization | 303M+34.8% | 225M+33.1% | 169M+25.6% | 135M+155.4% | 52.7M+163.9% | |
| Intangible amortization | 200K-84.6% | 1.30M-93.8% | 20.8M-60.4% | 52.5M+123.4% | 23.5M+410.9% | |
| Share-based compensation | 305M-5.2% | 321M-6.7% | 345M-23.7% | 452M+15.5% | 391M+33.7% | |
| Deferred income taxes | -1.46B-20558.6% | 7.11M | 0.00+100.0% | -5.07M+71.5% | -17.8M-825.1% | |
| Change in receivables | -133M-256.1% | 85.0M-49.4% | 168M+147.8% | 67.7M+8.0% | 62.7M+173.4% | |
| Change in payables | 1.83M-95.6% | 41.8M+236.6% | 12.4M+346.5% | -5.04M+79.6% | -24.7M-176.6% | |
| -2.55B-135.8% | -1.08B+18.3% | -1.33B+19.8% | -1.65B+17.8% | -2.01B-96.8% | ||
| Capital expenditure | 238M+24.0% | 192M+20.6% | 159M+31.9% | 121M+40.0% | 86.3M+326.1% | |
| Free cash flow | 993M+65.0% | 602M+106.9% | 291M+367.8% | -109M+56.3% | -248M-16.5% | |
| Acquisitions | 0.00 | 0.00 | 0.00-100.0% | 16.1M+167.6% | 6.00M-97.3% | |
| Other investing activities | — | — | 34.0M+1017.6% | -3.71M-117.3% | 21.4M-30.2% | |
| 2.01B+167.5% | 751M-17.7% | 913M-32.4% | 1.35B-33.7% | 2.04B-21.0% | ||
| Long-term debt issued | 0.00-100.0% | 920M | 0.00 | 0.00 | 0.00 | |
| Long-term debt repaid | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Common stock issued | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Common stock repurchased | 0.00-100.0% | 250M | 0.00-100.0% | 109K+26.7% | 86.0K-89.3% | |
| Dividends paid | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| FX effect on cash | -10.6M-752.6% | -1.25M+53.6% | -2.68M-3412.3% | 81.0K+101.5% | -5.41M-394.6% | |
| Net change in cash | 677M+46.8% | 461M+1200.3% | 35.5M+112.2% | -291M-105.1% | -142M-110.4% | |
| Interest paid | 426M+5.4% | 404M+27.1% | 318M+95.0% | 163M+216.7% | 51.5M+23.6% | |
| Income taxes paid | 6.62M+141.9% | 2.74M+130.5% | 1.19M+46.9% | 808K+267.3% | 220K+0.5% | |
| Valuation Ratios | as ofJun 30 ’26 | as ofJun 30 ’25 | as ofJun 30 ’24 | as ofJun 30 ’23 | as ofJun 30 ’22 | |
| Market cap | 27.5B+22.2% | 22.5B+141.1% | 9.34B+103.5% | 4.59B-11.3% | 5.17B-71.0% | |
| P/E | 14.3×-96.7% | 431.4× | — | — | — | |
| P/S | 6.5×-7.5% | 7.0×+57.7% | 4.4×+53.2% | 2.9×-24.6% | 3.8×-81.3% | |
| P/B | 5.0×-31.6% | 7.3×+106.1% | 3.6×+96.6% | 1.8×-8.4% | 2.0×-71.5% | |
| P/FCF | 27.7×-25.9% | 37.4×+11.9% | 33.4× | — | — | |
| Earnings yield | 7.0%+2925.8% | 0.23% | — | — | — | |
| FCF yield | 3.6%+35.0% | 2.7%-10.6% | 3.0% | — | — | |
| Source filing | 10-K | 10-K | 10-K | 10-K | 10-K |
About this data
Source: AFRM’s SEC filings (10-K / 10-Q). Annual columns are as-reported fiscal years; quarterly columns are as-reported fiscal quarters (Q4 derived as full-year minus the first three quarters where a company doesn’t file a standalone Q4); TTM (quarterly) rolls the trailing four quarters at every quarter end, TTM (yearly) samples that one year apart; balance-sheet rows show the period-end balance. Valuation ratios are sampled as of each period end. View all AFRM filings on SEC EDGAR → Not investment advice.