RDN
$34.04+1.31%
RDN financial statements
The full income statement, balance sheet, and cash-flow statement for Radian Group Inc. (RDN), plus valuation ratios — straight from SEC filings. Switch between annual, quarterly, and trailing-twelve-month figures, pick how far back to look, and flip the time order. Every line has a trend sparkline.
Shares outstanding (point-in-time)
2024-06 150.4M2024-09 148.9M2024-12 145.1M2025-03 134.3M2025-06 135.5M2025-09 135.5M2025-12 136.3M2026-03 133.0M2026-06 132.3M-12.0% over 8 periods
SEC-filed end-of-period counts (cover pages and balance sheets, split-adjusted) — the series realized buyback yield is computed from. The weighted-average share lines in the statements below lag these by design: an average over the year sits near the midpoint of an ongoing buyback.
As-reported fiscal years.
| Line item | Trend | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Income Statement | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Revenue | 1.20B-0.8% | 1.21B+2.5% | 1.18B-1.1% | 1.19B-10.5% | 1.33B-7.6% | |
| Cost of revenue | — | 38.3M-0.6% | 38.5M-53.3% | 82.4M-20.6% | 104M+20.5% | |
| Amortization of intangibles | — | 0.00-100.0% | 5.48M+27.3% | 4.31M+24.9% | 3.45M-32.4% | |
| Interest expense | 68.3M-22.4% | 88.0M+2.1% | 86.2M+2.1% | 84.5M+0.1% | 84.3M+18.5% | |
| Pre-tax income | 791M-6.4% | 846M-2.1% | 864M-9.3% | 953M+24.6% | 765M+59.5% | |
| Income tax | 173M-6.6% | 185M-1.5% | 188M-10.4% | 210M+27.8% | 164M+91.3% | |
| 583M-3.6% | 604M+0.2% | 603M-18.8% | 743M+23.7% | 601M+52.6% | ||
| Income from continuing operations | 618M-6.4% | 660M-2.3% | 676M-9.0% | 743M+23.7% | 601M+52.6% | |
| Discontinued operations | -35.5M+36.4% | -55.9M+23.2% | -72.7M | — | — | |
| Net income to common | 583M-3.6% | 604M+0.2% | 603M-18.8% | 743M+23.7% | 601M+52.6% | |
| $4.14+5.6% | $3.92+4.0% | $3.77-13.3% | $4.35+37.7% | $3.16+58.0% | ||
| EPS (basic) | $4.18+5.6% | $3.96+3.9% | $3.81-13.8% | $4.42+38.6% | $3.19+58.7% | |
| Weighted-avg shares (basic) | 139M-8.5% | 152M-3.6% | 158M-5.8% | 168M-10.9% | 188M-3.6% | |
| Weighted-avg shares (diluted) | 141M-8.7% | 154M-3.7% | 160M-6.2% | 171M-10.3% | 190M-3.2% | |
| Dividends per share | $1.02+4.1% | $0.98+8.9% | $0.90+12.5% | $0.80+46.8% | $0.55+7.2% | |
| Balance Sheet | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Cash & equivalents | 24.8M+29.2% | 19.2M+1.2% | 19.0M-66.2% | 56.2M-62.8% | 151M+71.9% | |
| 8.12B-6.5% | 8.69B+14.4% | 7.59B+7.5% | 7.06B-9.9% | 7.84B-1.4% | ||
| Property, plant & equipment | 17.2M-26.5% | 23.4M-63.4% | 63.8M-10.1% | 71.0M-5.5% | 75.1M-6.7% | |
| Operating lease right-of-use | 9.00M-22.5% | 11.6M-28.7% | 16.3M-22.8% | 21.1M-33.8% | 31.9M-3.4% | |
| Goodwill | — | 0.00 | 0.00-100.0% | 9.80M+0.0% | 9.80M+0.0% | |
| Intangible assets | — | 0.00 | 0.00 | — | 9.79M-26.1% | |
| Short-term & current debt | 33.3M | — | — | — | — | |
| 3.34B-17.8% | 4.07B+27.2% | 3.20B+1.6% | 3.14B-12.2% | 3.58B-2.3% | ||
| Long-term debt | 1.08B+1.0% | 1.07B-24.9% | 1.42B+0.3% | 1.41B+0.3% | 1.41B+0.3% | |
| Operating lease liability (total) | 22.1M-25.7% | 29.8M-33.4% | 44.7M-9.5% | 49.4M-7.7% | 53.5M | |
| Deferred tax liabilities | 942M+22.0% | 772M+31.0% | 590M+50.8% | 391M+15.9% | 338M+57.8% | |
| 4.78B+3.4% | 4.62B+5.1% | 4.40B+12.2% | 3.92B-8.0% | 4.26B-0.6% | ||
| Common stock | — | — | 173K-1.7% | 176K-9.3% | 194K-7.6% | |
| Additional paid-in capital | 861M-30.9% | 1.25B-12.8% | 1.43B-5.9% | 1.52B-19.1% | 1.88B-16.4% | |
| Retained earnings | 5.13B+9.3% | 4.70B+10.6% | 4.24B+12.1% | 3.79B+19.1% | 3.18B+18.5% | |
| Treasury stock | 990M+2.2% | 968M+2.4% | 946M+1.6% | 931M+1.1% | 921M+1.2% | |
| Accumulated other comprehensive income | -222M+36.6% | -350M-5.9% | -331M+27.6% | -457M-480.4% | 120M-54.5% | |
| Total liabilities & equity | 8.12B-6.5% | 8.69B+14.4% | 7.59B+7.5% | 7.06B-9.9% | 7.84B-1.4% | |
| Common shares issued | 157M-6.8% | 168M-2.8% | 173M-1.8% | 177M-9.2% | 194M-7.5% | |
| Common shares outstanding | 135M-8.2% | 148M-3.7% | 153M-2.5% | 157M-10.5% | 175M-8.4% | |
| Shares outstanding (cover) | 136M-6.1% | 145M-4.2% | 151M-3.6% | 157M-10.4% | 176M-8.4% | |
| Cash Flow | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 120M+118.1% | -664M-225.3% | 529M+36.3% | 388M-30.3% | 557M-15.4% | ||
| Depreciation & amortization | 10.0M-33.3% | 15.0M+25.0% | 12.0M-20.0% | 15.0M-6.3% | 16.0M-12.6% | |
| Intangible amortization | — | 0.00-100.0% | 5.48M+27.3% | 4.31M+24.9% | 3.45M-32.4% | |
| Deferred income taxes | 139M-16.5% | 166M-4.0% | 173M-16.5% | 207M+27.9% | 162M+58.5% | |
| Change in receivables | -793K-144.7% | 1.77M-84.1% | 11.2M+365.5% | -4.21M-254.7% | 2.72M-90.7% | |
| 127M-61.2% | 328M+208.9% | -301M-5713.4% | -5.17M-177.9% | -1.86M+99.8% | ||
| Capital expenditure | 4.21M+169.1% | 1.56M-81.7% | 8.53M-51.7% | 17.7M+40.2% | 12.6M | |
| Free cash flow | 116M+117.4% | -665M-227.7% | 521M+40.5% | 371M-31.9% | 545M | |
| Acquisitions | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Sales/maturities of investments | 853M-4.7% | 895M+84.4% | 485M-38.6% | 790M-35.5% | 1.23B+90.0% | |
| Other investing activities | 8.78M+887.6% | -1.11M-2577.8% | 45.0K-99.3% | 6.89M+212.4% | -6.13M-327.2% | |
| -243M-168.1% | 357M+234.8% | -265M+44.7% | -479M+3.5% | -497M-323.2% | ||
| Long-term debt issued | 0.00-100.0% | 617M | 0.00 | 0.00 | 0.00-100.0% | |
| Long-term debt repaid | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Common stock issued | 1.04M+12.4% | 928K-47.1% | 1.75M+30.9% | 1.34M-3.0% | 1.38M-11.0% | |
| Common stock repurchased | 432M+91.9% | 225M+68.8% | 133M-66.7% | 400M+0.3% | 399M+76.4% | |
| Dividends paid | 146M-4.2% | 152M+4.1% | 146M+7.7% | 135M+31.1% | 103M+6.0% | |
| Other financing activities | -4.00M-393.2% | -812K+10.2% | -904K-11.1% | -814K+75.5% | -3.33M-45.1% | |
| FX effect on cash | — | — | — | — | 0.00 | |
| Net change in cash | 4.05M-81.1% | 21.4M+158.7% | -36.5M+62.0% | -96.1M-264.3% | 58.5M+2847.8% | |
| Interest paid | 64.0M-28.1% | 89.1M+7.0% | 83.3M+5.3% | 79.1M+0.5% | 78.7M+30.0% | |
| Income taxes paid | 137M-20.6% | 173M+12.1% | 154M-36.8% | 244M+69.1% | 144M+76.9% | |
| Valuation Ratios | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Market cap | 4.90B+6.6% | 4.60B+5.2% | 4.37B+46.0% | 2.99B-19.3% | 3.71B-4.5% | |
| P/E | 8.4×+10.6% | 7.6×+8.4% | 7.0×+81.5% | 3.9×-37.3% | 6.2×-37.4% | |
| P/S | 4.1×+7.4% | 3.8×+7.0% | 3.6×+44.6% | 2.5×-11.6% | 2.8×+3.4% | |
| P/B | 1.0×+3.1% | 1.0×-5.5% | 1.1×+31.4% | 0.8×-8.0% | 0.9×-3.9% | |
| P/FCF | 42.4× | — | 11.8×+114.5% | 5.5×-19.3% | 6.8× | |
| Earnings yield | 11.9%-9.6% | 13.1%-7.8% | 14.2%-44.9% | 25.8%+59.6% | 16.2%+59.7% | |
| FCF yield | 2.4% | — | 8.5%-53.4% | 18.2%+23.9% | 14.7% | |
| Dividend yield | 2.8%-8.3% | 3.1%-2.0% | 3.2%-24.9% | 4.2%+62.6% | 2.6%+2.7% | |
| Source filing | 10-K | 10-K | 10-K | 10-K | 10-K |
About this data
Source: RDN’s SEC filings (10-K / 10-Q). Annual columns are as-reported fiscal years; quarterly columns are as-reported fiscal quarters (Q4 derived as full-year minus the first three quarters where a company doesn’t file a standalone Q4); TTM (quarterly) rolls the trailing four quarters at every quarter end, TTM (yearly) samples that one year apart; balance-sheet rows show the period-end balance. Valuation ratios are sampled as of each period end. View all RDN filings on SEC EDGAR → Not investment advice.