PAYO return calculator
Your investment#
Key dates
Start at a well-known dateRecentMarket topsMarket bottomsEventsKey dates
End at a well-known dateMarket topsMarket bottomsEventsOr drag the slider to set start and end dates
2020 to today, log scaleResult#
$1,000 invested in PAYO on October 16, 2020 was worth $737 on October 20, 2026, with dividends reinvested.
That’s −5.0% a year compounded (CAGR) over 6 years: 0.74 times your money.
Over the same dates the same $1,000 would be worth $2,401 in the S&P 500 and $2,577 in the Nasdaq-100: PAYO trailed both the S&P 500 and the Nasdaq-100.
How this period ranks#
These dates cover the whole record, so there is no other period this long to compare.
Growth of $1,000 in PAYO, October 16, 2020 to October 20, 2026#
How far PAYO was below its previous high. The biggest fall: −76.0% from Feb 3, 2021 to May 11, 2022, not back to the high by the end date.
Your one buy. $1,000 on October 16, 2020, worth $737 on October 20, 2026. Pick Monthly or Yearly to see a plan's buys.
What $1,000 would be worth on October 20, 2026, by start date#
Each point is the same amount invested that day and held to October 20, 2026, dividends reinvested. Above the line it made money.
$1,000 invested in PAYO, by year#
Started on each year's first close and held to Oct 20, 2026, dividends reinvested.
| Started | Worth Oct 20, 2026 | Multiple | A year (CAGR) |
|---|---|---|---|
| 2020 | $737 | 0.74× | −5.0% |
| 2021 | $682 | 0.68× | −6.4% |
| 2022 | $985 | 0.98× | −0.3% |
| 2023 | $1,313 | 1.3× | 7.4% |
| 2024 | $1,417 | 1.4× | 13.3% |
| 2025 | $702 | 0.70× | −17.9% |
| 2026 | $1,311 | 1.3× | — |
Methodology#
A buy is made at the start date's close, or the next session's when the market was closed that day, and valued at the end date's close; a monthly or yearly plan buys on the same day of each month or year. "Dividends reinvested" uses split- and dividend-adjusted closes (a standard total-return approximation; taxes and fees excluded). "Price-only" uses split-adjusted closes. PAYO data begins October 16, 2020; values as of October 20, 2026 and refresh daily. The ranking compares month-end to month-end periods. Past performance does not predict future returns; not investment advice.
See the live PAYO chart and fundamentals on the PAYO quote page or the S&P 500 return calculator.
FAQ#
- How much would $1,000 invested in PAYO be worth today?
- $1,000 invested in PAYO on October 16, 2020 would be worth $737 on October 20, 2026, with dividends reinvested — −5.0% a year compounded (CAGR).
- How far back does the PAYO calculator go?
- PAYO data begins October 16, 2020, with a close every session. Pick any start and end date in that span — 6 years of history.
- Does this include dividends?
- Yes. The default "dividends reinvested" view uses split- and dividend-adjusted closing prices — a standard total-return approximation that excludes taxes and fees. A price-only view (split-adjusted, no dividends) is also available.
