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PAYO return calculator

Your investment#

How much
$
All at once, on the start date
Pick start & end dates6 years
Key datesStart at a well-known dateRecentMarket topsMarket bottomsEvents
Bought at that day's close
Key datesEnd at a well-known dateMarket topsMarket bottomsEvents
Latest close, Oct 20, 2026

Or drag the slider to set start and end dates

2020 to today, log scale
2022 bear market
20232025Oct 2020Today
Options

Result#

$1,000Oct 16, 2020$737Oct 20, 20260.74× 

$1,000 invested in PAYO on October 16, 2020 was worth $737 on October 20, 2026, with dividends reinvested.

That’s −5.0% a year compounded (CAGR) over 6 years: 0.74 times your money.

Over the same dates the same $1,000 would be worth $2,401 in the S&P 500 and $2,577 in the Nasdaq-100: PAYO trailed both the S&P 500 and the Nasdaq-100.

Price only$737if dividends were spent
Biggest fall−76.0%Feb 3, 2021 to May 11, 2022
At a flat 5% a year$1,341a savings account's rate
Loss$263on $1,000 put in

How this period ranks#

These dates cover the whole record, so there is no other period this long to compare.

Worst: —Best: —
One scale for every length, so longer periods bunch up. Point at a bar.

Growth of $1,000 in PAYO, October 16, 2020 to October 20, 2026#

Your $1,000$Your buySame plan in the S&P 500The highA low
Lowest value$356 · May 2022Highest value$1,488 · Feb 2021$
$0$1,000$1,500$2,000$2,500$737
202120222023202420252026

How far PAYO was below its previous high. The biggest fall: −76.0% from Feb 3, 2021 to May 11, 2022, not back to the high by the end date.

−76.0% from its high
high−76%

Your one buy. $1,000 on October 16, 2020, worth $737 on October 20, 2026. Pick Monthly or Yearly to see a plan's buys.

paid0.74×

What $1,000 would be worth on October 20, 2026, by start date#

Each point is the same amount invested that day and held to October 20, 2026, dividends reinvested. Above the line it made money.

Your start
$500$1,000$1,500$2,000
202120222023202420252026

$1,000 invested in PAYO, by year#

Started on each year's first close and held to Oct 20, 2026, dividends reinvested.

StartedWorth Oct 20, 2026MultipleA year (CAGR)
2020$7370.74×−5.0%
2021$6820.68×−6.4%
2022$9850.98×−0.3%
2023$1,3131.3×7.4%
2024$1,4171.4×13.3%
2025$7020.70×−17.9%
2026$1,3111.3×—

Methodology#

A buy is made at the start date's close, or the next session's when the market was closed that day, and valued at the end date's close; a monthly or yearly plan buys on the same day of each month or year. "Dividends reinvested" uses split- and dividend-adjusted closes (a standard total-return approximation; taxes and fees excluded). "Price-only" uses split-adjusted closes. PAYO data begins October 16, 2020; values as of October 20, 2026 and refresh daily. The ranking compares month-end to month-end periods. Past performance does not predict future returns; not investment advice.

See the live PAYO chart and fundamentals on the PAYO quote page or the S&P 500 return calculator.

FAQ#

How much would $1,000 invested in PAYO be worth today?
$1,000 invested in PAYO on October 16, 2020 would be worth $737 on October 20, 2026, with dividends reinvested — −5.0% a year compounded (CAGR).
How far back does the PAYO calculator go?
PAYO data begins October 16, 2020, with a close every session. Pick any start and end date in that span — 6 years of history.
Does this include dividends?
Yes. The default "dividends reinvested" view uses split- and dividend-adjusted closing prices — a standard total-return approximation that excludes taxes and fees. A price-only view (split-adjusted, no dividends) is also available.