ONB financial statements

The full income statement, balance sheet, and cash-flow statement for Old National Bancorp (ONB), plus valuation ratios — straight from SEC filings. Switch between annual, quarterly, and trailing-twelve-month figures, pick how far back to look, and flip the time order. Every line has a trend sparkline.

Shares outstanding (point-in-time)

2024-06 319.0M2024-09 319.0M2024-12 319.0M2025-03 319.7M2025-06 391.9M2025-09 390.8M2025-12 389.7M2026-03 386.4M2026-06 382.6M+19.9% over 8 periods

SEC-filed end-of-period counts (cover pages and balance sheets, split-adjusted) — the series realized buyback yield is computed from. The weighted-average share lines in the statements below lag these by design: an average over the year sits near the midpoint of an ongoing buyback.

PeriodRangeOrderChangeYoYQoQFiguresAs-reported fiscal years.

Line item	FY2025	FY2024	FY2023	FY2022	FY2021
Income Statement	as ofDec 31 ’25	as ofDec 31 ’24	as ofDec 31 ’23	as ofDec 31 ’22	as ofDec 31 ’21
	2.52B YoY+33.9%	1.89B YoY+2.7%	1.84B YoY+6.3%	1.73B YoY+113.1%	811M YoY-3.0%
Noninterest income	467M YoY+31.5%	355M YoY+6.4%	333M YoY-16.6%	400M YoY+86.6%	214M YoY-10.5%
Amortization of intangibles	78.7M YoY+185.7%	27.5M YoY+14.0%	24.2M YoY-6.6%	25.9M YoY+128.1%	11.3M YoY-19.6%
Noninterest expense	1.49B YoY+35.7%	1.09B YoY+6.6%	1.03B YoY-1.1%	1.04B YoY+107.1%	501M YoY-6.6%
Interest expense	—	—	704M YoY+457.3%	126M YoY+198.9%	42.2M YoY-37.1%
Interest & investment income	3.27B YoY+25.7%	2.60B YoY+17.9%	2.21B YoY+51.8%	1.45B YoY+127.7%	639M YoY-3.7%
Net interest income	2.06B YoY+34.4%	1.53B YoY+1.8%	1.50B YoY+13.2%	1.33B YoY+122.7%	596M YoY+0.1%
Gain (loss) on equity securities	900K YoY+0.0%	900K YoY-95.8%	21.5M YoY+538.8%	-4.90M YoY-2550.0%	200K YoY-85.7%
Pre-tax income	841M YoY+23.7%	680M YoY-9.4%	751M YoY+37.9%	545M YoY+60.8%	339M YoY+32.6%
Income tax	172M YoY+21.9%	141M YoY-16.6%	169M YoY+45.4%	116M YoY+89.9%	61.3M YoY+110.4%
	669M YoY+24.1%	539M YoY-7.4%	582M YoY+35.9%	428M YoY+54.3%	278M YoY+22.6%
Preferred dividends	16.1M YoY+0.0%	16.1M YoY+0.0%	16.1M YoY+14.3%	14.1M	—
Net income to common	653M YoY+24.9%	523M YoY-7.6%	566M YoY+36.6%	414M YoY+49.2%	278M YoY+22.6%
	$1.79 YoY+6.5%	$1.68 YoY-13.4%	$1.94 YoY+29.3%	$1.50 YoY-10.2%	$1.67 YoY+22.8%
EPS (basic)	$1.80 YoY+6.5%	$1.69 YoY-13.3%	$1.95 YoY+29.1%	$1.51 YoY-10.1%	$1.68 YoY+22.6%
	364M YoY+17.5%	309M YoY+6.4%	291M YoY+5.7%	275M YoY+66.6%	165M YoY-0.2%
	365M YoY+17.5%	311M YoY+6.6%	292M YoY+5.5%	277M YoY+66.8%	166M YoY-0.1%
Dividends per share	$0.56 YoY+0.0%	$0.56 YoY+0.0%	$0.56 YoY+0.0%	$0.56 YoY+0.0%	$0.56 YoY+0.0%
Balance Sheet	as ofDec 31 ’25	as ofDec 31 ’24	as ofDec 31 ’23	as ofDec 31 ’22	as ofDec 31 ’21
Cash & equivalents	1.83B YoY+48.7%	1.23B YoY+4.5%	1.18B YoY+61.3%	728M YoY-11.4%	822M YoY+39.4%
	72.2B YoY+34.7%	53.6B YoY+9.1%	49.1B YoY+5.0%	46.8B YoY+91.2%	24.5B YoY+6.5%
Operating lease right-of-use	209M YoY+15.1%	182M YoY-1.9%	186M YoY-2.2%	190M YoY+172.7%	69.6M YoY-8.7%
Goodwill	2.43B YoY+11.5%	2.18B YoY+8.8%	2.00B YoY+0.0%	2.00B YoY+92.7%	1.04B YoY+0.0%
Intangible assets	482M YoY+299.1%	121M YoY+18.2%	102M YoY-19.1%	126M YoY+264.5%	34.7M YoY-24.6%
	63.7B YoY+34.8%	47.2B YoY+8.5%	43.5B YoY+4.5%	41.6B YoY+94.2%	21.4B YoY+7.3%
Operating lease liability (total)	227M YoY+13.3%	200M YoY-2.4%	205M YoY-3.3%	212M YoY+178.0%	76.2M YoY-12.0%
Finance lease liability (total)	25.8M YoY+3.9%	24.8M YoY+18.5%	21.0M YoY+55.6%	13.5M YoY-21.8%	17.2M YoY+45.9%
	8.49B YoY+34.0%	6.34B YoY+14.0%	5.56B YoY+8.5%	5.13B YoY+70.3%	3.01B YoY+1.3%
Preferred stock	231M YoY+0.0%	231M YoY+0.0%	231M YoY+0.0%	231M	0.00
Common stock	390M YoY+22.2%	319M YoY+9.0%	293M YoY-0.1%	293M YoY+76.6%	166M YoY+0.3%
Additional paid-in capital	5.94B YoY+30.1%	4.57B YoY+9.9%	4.16B YoY-0.3%	4.17B YoY+122.0%	1.88B YoY+0.3%
Retained earnings	2.41B YoY+22.5%	1.97B YoY+21.5%	1.62B YoY+33.0%	1.22B YoY+25.8%	968M YoY+23.5%
Accumulated other comprehensive income	-479M YoY+35.8%	-746M YoY-1.0%	-739M YoY+6.1%	-786M YoY-33012.5%	-2.38M YoY-101.6%
Total liabilities & equity	72.2B YoY+34.7%	53.6B YoY+9.1%	49.1B YoY+5.0%	46.8B YoY+91.2%	24.5B YoY+6.5%
	390M YoY+22.2%	319M YoY+9.0%	293M YoY-0.1%	293M YoY+0.0%	293M YoY+76.6%
	390M YoY+22.2%	319M YoY+9.0%	293M YoY-0.1%	293M YoY+76.6%	166M YoY+0.3%
	390M YoY+22.2%	319M YoY+9.0%	293M YoY-0.1%	293M YoY+76.6%	166M YoY+0.3%
Cash Flow	as ofDec 31 ’25	as ofDec 31 ’24	as ofDec 31 ’23	as ofDec 31 ’22	as ofDec 31 ’21
	681M YoY+9.5%	622M YoY+20.5%	516M YoY-36.6%	814M YoY+146.5%	330M YoY+50.3%
Depreciation & amortization	124M YoY+88.3%	65.6M YoY+5.3%	62.3M YoY+0.1%	62.3M YoY+61.3%	38.6M YoY-10.2%
Intangible amortization	78.7M YoY+185.7%	27.5M YoY+14.0%	24.2M YoY-6.6%	25.9M YoY+128.1%	11.3M YoY-19.6%
Share-based compensation	38.2M YoY+18.4%	32.3M YoY+15.7%	27.9M YoY-2.6%	28.7M YoY+282.2%	7.50M YoY-2.7%
Deferred income taxes	82.0M YoY+302.1%	20.4M YoY+93.4%	10.6M YoY+145.1%	-23.4M YoY-211.7%	20.9M YoY+510.6%
	-1.83B YoY-33.7%	-1.37B YoY+24.6%	-1.82B YoY-7.9%	-1.69B YoY-17.7%	-1.43B YoY+33.1%
Capital expenditure	44.1M YoY+45.6%	30.3M YoY-21.1%	38.4M YoY+1.3%	37.9M YoY-22.2%	48.7M YoY+57.7%
Free cash flow	637M YoY+7.7%	592M YoY+23.9%	478M YoY-38.4%	777M YoY+175.7%	282M YoY+49.1%
Acquisitions	0.00	0.00	0.00	0.00	0.00
Sales/maturities of investments	1.80B YoY+66.1%	1.08B YoY+1.4%	1.07B YoY-17.0%	1.28B YoY-15.0%	1.51B YoY-24.1%
Proceeds from sale of PP&E	2.37M YoY+49.4%	1.58M YoY-54.9%	3.51M YoY-21.6%	4.48M YoY-84.7%	29.2M YoY+273.7%
	1.75B YoY+118.2%	803M YoY-54.1%	1.75B YoY+125.0%	777M YoY-41.7%	1.33B YoY-40.3%
Long-term debt issued	0.00	0.00	0.00	0.00	0.00
Long-term debt repaid	0.00	0.00	0.00	0.00	0.00
Common stock issued	0.00 YoY-100.0%	1.03M YoY-3.9%	1.08M YoY+33.0%	809K YoY+38.8%	583K YoY+1.0%
Common stock repurchased	71.8M YoY+708.2%	8.88M YoY-79.9%	44.3M YoY-37.8%	71.2M YoY+1807.9%	3.73M YoY-95.5%
Dividends paid	225M YoY+17.8%	191M YoY+6.2%	180M YoY+1.4%	178M YoY+91.3%	92.8M YoY-0.1%
Net change in cash	598M YoY+1030.6%	52.9M YoY-88.2%	447M YoY+577.2%	-93.6M YoY-140.3%	232M YoY-25.9%
Interest paid	1.24B YoY+16.2%	1.07B YoY+60.1%	666M YoY+463.7%	118M YoY+180.0%	42.2M YoY-39.8%
Income taxes paid	154M YoY+53.4%	101M YoY-47.1%	190M YoY+187.9%	66.1M YoY+107.4%	31.9M YoY+30.4%
Valuation Ratios	as ofDec 31 ’25	as ofDec 31 ’24	as ofDec 31 ’23	as ofDec 31 ’22	as ofDec 31 ’21
Market cap	8.69B YoY+25.5%	6.92B YoY+40.1%	4.94B YoY-6.1%	5.27B YoY+75.2%	3.01B YoY+9.7%
P/E	13.0× YoY+1.1%	12.8× YoY+69.0%	7.6× YoY-59.0%	18.6× YoY+71.4%	10.8× YoY-10.5%
P/S	3.4× YoY-6.2%	3.7× YoY+43.3%	2.6× YoY-33.3%	3.8× YoY+3.7%	3.7× YoY+13.1%
P/B	1.0× YoY-6.3%	1.1× YoY+15.8%	0.9× YoY-11.5%	1.1× YoY+6.8%	1.0× YoY+8.3%
P/FCF	13.6× YoY+16.6%	11.7× YoY+26.2%	9.3× YoY+26.0%	7.4× YoY-31.1%	10.7× YoY-26.4%
	7.7% YoY-1.1%	7.8% YoY-40.8%	13.2% YoY+144.2%	5.4% YoY-41.7%	9.2% YoY+11.7%
	7.3% YoY-14.2%	8.5% YoY-20.8%	10.8% YoY-20.7%	13.6% YoY+45.1%	9.4% YoY+35.9%
	2.5% YoY-2.7%	2.6% YoY-22.2%	3.3% YoY+6.5%	3.1% YoY+0.8%	3.1% YoY-8.6%
Source filing	10-K	10-K	10-K/A	10-K	10-K

About this data

Source: ONB's SEC filings (10-K / 10-Q). Annual columns are as-reported fiscal years; quarterly columns are as-reported fiscal quarters (Q4 derived as full-year minus the first three quarters where a company doesn't file a standalone Q4); TTM (quarterly) rolls the trailing four quarters at every quarter end, TTM (yearly) samples that one year apart; balance-sheet rows show the period-end balance. Valuation ratios are sampled as of each period end. View all ONB filings on SEC EDGAR → Not investment advice.