SSB financial statements

The full income statement, balance sheet, and cash-flow statement for SouthState Bank Corporation (SSB), plus valuation ratios — straight from SEC filings. Switch between annual, quarterly, and trailing-twelve-month figures, pick how far back to look, and flip the time order. Every line has a trend sparkline.

Shares outstanding (point-in-time)

2024-06 76.2M2024-09 76.3M2024-12 101.4M2025-03 101.5M2025-06 101.2M2025-09 100.5M2025-12 98.1M2026-03 97.7M2026-06 97.0M+27.2% over 8 periods

SEC-filed end-of-period counts (cover pages and balance sheets, split-adjusted) — the series realized buyback yield is computed from. The weighted-average share lines in the statements below lag these by design: an average over the year sits near the midpoint of an ongoing buyback.

PeriodRangeOrderChangeYoYQoQFiguresAs-reported fiscal years.

Line item	FY2025	FY2024	FY2023	FY2022	FY2021
Income Statement	as ofDec 31 ’25	as ofDec 31 ’24	as ofDec 31 ’23	as ofDec 31 ’22	as ofDec 31 ’21
	2.68B YoY+56.1%	1.72B YoY-1.3%	1.74B YoY+5.8%	1.64B YoY+18.6%	1.39B YoY+22.0%
Noninterest income	378M YoY+25.0%	302M YoY+5.4%	287M YoY-7.2%	309M YoY-12.7%	354M YoY+13.9%
Amortization of intangibles	94.7M YoY+323.0%	22.4M YoY-18.7%	27.6M YoY-17.0%	33.2M YoY-5.6%	35.2M YoY+30.4%
Noninterest expense	1.52B YoY+51.9%	1.00B YoY+0.7%	995M YoY+7.0%	930M YoY-2.0%	948M YoY+18.9%
Provision for credit losses	—	—	—	31.5M YoY+120.6%	-152M YoY-269.5%
Interest expense	—	—	492M YoY+701.6%	61.4M YoY+18.8%	51.6M YoY-38.2%
Interest & investment income	3.38B YoY+57.8%	2.14B YoY+10.1%	1.94B YoY+39.2%	1.40B YoY+28.8%	1.08B YoY+19.2%
Net interest income	2.30B YoY+62.7%	1.42B YoY-2.6%	1.45B YoY+8.8%	1.34B YoY+29.3%	1.03B YoY+25.0%
Pre-tax income	1.04B YoY+48.5%	700M YoY+11.0%	631M YoY-0.4%	633M YoY+4.8%	604M YoY+481.2%
Income tax	242M YoY+46.0%	165M YoY+21.2%	137M YoY-0.6%	137M YoY+6.7%	129M YoY+872.7%
	799M YoY+49.3%	535M YoY+8.2%	494M YoY-0.4%	496M YoY+4.3%	476M YoY+294.2%
Net income to common	799M YoY+49.3%	535M YoY+8.2%	494M YoY-0.4%	496M YoY+4.3%	476M YoY+294.2%
	$7.87 YoY+12.9%	$6.97 YoY+7.9%	$6.46 YoY-2.1%	$6.60 YoY-1.6%	$6.71 YoY+206.4%
EPS (basic)	$7.90 YoY+12.7%	$7.01 YoY+7.8%	$6.50 YoY-2.3%	$6.65 YoY-1.6%	$6.76 YoY+207.3%
	101M YoY+32.4%	76.3M YoY+0.3%	76.1M YoY+2.0%	74.6M YoY+5.9%	70.4M YoY+28.6%
	101M YoY+32.2%	76.8M YoY+0.4%	76.5M YoY+1.7%	75.2M YoY+6.1%	70.9M YoY+28.7%
Dividends per share	$2.28 YoY+7.5%	$2.12 YoY+3.9%	$2.04 YoY+3.0%	$1.98 YoY+3.1%	$1.92 YoY+2.1%
Balance Sheet	as ofDec 31 ’25	as ofDec 31 ’24	as ofDec 31 ’23	as ofDec 31 ’22	as ofDec 31 ’21
Cash & equivalents	3.17B YoY+127.9%	1.39B YoY+39.4%	999M YoY-23.9%	1.31B YoY-80.5%	6.72B YoY+45.8%
	67.2B YoY+44.9%	46.4B YoY+3.3%	44.9B YoY+2.2%	43.9B YoY+5.0%	41.8B YoY+10.7%
Operating lease right-of-use	507M YoY+429.3%	95.8M YoY-4.5%	100M YoY-7.1%	108M YoY-2.1%	110M YoY-2.7%
Goodwill	3.09B YoY+60.9%	1.92B YoY+0.0%	1.92B YoY+0.0%	1.92B YoY+21.6%	1.58B YoY+1.1%
Intangible assets	386M YoY+481.3%	66.5M YoY-25.1%	88.8M YoY-23.8%	116M YoY-9.1%	128M YoY-21.2%
Deferred tax assets	113M YoY-37.4%	180M YoY+9.4%	164M YoY-7.6%	178M YoY+173.7%	65.0M YoY-41.4%
	58.1B YoY+43.6%	40.5B YoY+2.8%	39.4B YoY+1.4%	38.8B YoY+4.9%	37.0B YoY+11.7%
Operating lease liability (total)	525M YoY+405.6%	104M YoY-4.1%	108M YoY-6.3%	116M YoY-0.3%	116M YoY-2.0%
	9.06B YoY+53.8%	5.89B YoY+6.5%	5.53B YoY+9.0%	5.07B YoY+5.7%	4.80B YoY+3.3%
Common stock	248M YoY+29.9%	191M YoY+0.4%	190M YoY+0.4%	189M YoY+9.2%	173M YoY-2.3%
Additional paid-in capital	6.48B YoY+52.1%	4.26B YoY+0.5%	4.24B YoY+0.6%	4.22B YoY+15.4%	3.65B YoY-3.0%
Retained earnings	2.61B YoY+27.7%	2.05B YoY+21.5%	1.69B YoY+25.1%	1.35B YoY+35.0%	998M YoY+51.7%
Accumulated other comprehensive income	-283M YoY+53.3%	-607M YoY-4.2%	-583M YoY+14.0%	-677M YoY-3102.0%	-21.1M YoY-144.4%
Total liabilities & equity	67.2B YoY+44.9%	46.4B YoY+3.3%	44.9B YoY+2.2%	43.9B YoY+5.0%	41.8B YoY+10.7%
	99.1M YoY+29.9%	76.3M YoY+0.4%	76.0M YoY+0.4%	75.7M YoY+9.2%	69.3M YoY-2.3%
	99.1M YoY+29.9%	76.3M YoY+0.4%	76.0M YoY+0.4%	75.7M YoY+9.2%	69.3M YoY-2.3%
	98.1M YoY-3.3%	101M	—	75.8M YoY+10.2%	68.8M YoY-3.1%
Cash Flow	as ofDec 31 ’25	as ofDec 31 ’24	as ofDec 31 ’23	as ofDec 31 ’22	as ofDec 31 ’21
	301M YoY-41.2%	512M YoY-6.4%	547M YoY-68.4%	1.73B YoY+316.4%	416M YoY-22.6%
Depreciation & amortization	129M YoY+150.9%	51.3M YoY-8.0%	55.8M YoY-10.9%	62.6M YoY-2.8%	64.4M YoY+23.1%
Intangible amortization	94.7M YoY+323.0%	22.4M YoY-18.7%	27.6M YoY-17.0%	33.2M YoY-5.6%	35.2M YoY+30.4%
Share-based compensation	37.0M YoY+32.2%	28.0M YoY-21.9%	35.9M YoY+0.6%	35.6M YoY+38.6%	25.7M YoY+10.3%
Deferred income taxes	105M YoY+1150.6%	-10.0M YoY-612.8%	1.95M YoY-98.4%	124M YoY+82.1%	68.3M YoY+247.8%
	20.8M YoY+102.3%	-886M YoY+37.9%	-1.43B YoY+70.7%	-4.86B YoY-109.6%	-2.32B YoY-288.6%
Capital expenditure	70.3M YoY+96.2%	35.8M YoY-7.9%	38.9M YoY+120.1%	17.7M YoY-37.8%	28.4M YoY+67.9%
Free cash flow	231M YoY-51.6%	476M YoY-6.2%	508M YoY-70.4%	1.71B YoY+342.4%	387M YoY-25.5%
Acquisitions	0.00	0.00	0.00 YoY+100.0%	-250M YoY-726.4%	39.9M
Sales/maturities of investments	3.84B YoY+651.1%	512M YoY-13.4%	591M YoY+2.6%	576M YoY-28.5%	805M YoY-15.9%
Proceeds from sale of PP&E	997K YoY+167.3%	373K YoY-56.4%	856K YoY-86.1%	6.14M YoY-27.5%	8.47M YoY+18.8%
	1.46B YoY+90.1%	767M YoY+35.6%	566M YoY+124.8%	-2.28B YoY-156.8%	4.02B YoY+86.5%
Long-term debt issued	0.00	0.00	0.00	0.00	0.00
Long-term debt repaid	0.00	0.00	0.00	0.00	0.00
Common stock issued	5.02M YoY+55.0%	3.24M YoY+16.8%	2.77M YoY-3.0%	2.86M YoY+19.9%	2.38M YoY+55.1%
Common stock repurchased	236M YoY+1307.2%	16.8M YoY+4.3%	16.1M YoY-86.5%	119M YoY-19.1%	147M YoY+354.6%
Dividends paid	231M YoY+42.0%	163M YoY+4.3%	156M YoY+6.5%	147M YoY+8.4%	135M YoY+37.7%
Net change in cash	1.78B YoY+352.8%	393M YoY+225.3%	-314M YoY+94.2%	-5.41B YoY-356.1%	2.11B YoY-46.1%
Interest paid	1.11B YoY+49.1%	742M YoY+68.2%	441M YoY+557.3%	67.1M YoY+21.2%	55.4M YoY-36.5%
Income taxes paid	170M YoY+52.6%	111M YoY+49.2%	74.7M YoY+112.6%	35.1M YoY-72.2%	126M YoY+21.6%
Valuation Ratios	as ofDec 31 ’25	as ofDec 31 ’24	as ofDec 31 ’23	as ofDec 31 ’22	as ofDec 31 ’21
Market cap	9.23B YoY-8.5%	10.1B YoY+57.0%	6.42B YoY+11.1%	5.78B YoY+4.8%	5.52B YoY+7.4%
P/E	11.6× YoY-38.7%	18.9× YoY+55.9%	12.1× YoY-3.9%	12.6× YoY+8.5%	11.6× YoY-72.8%
P/S	3.4× YoY-41.4%	5.9× YoY+62.6%	3.6× YoY-4.1%	3.8× YoY-5.3%	4.0× YoY-11.9%
P/B	1.0× YoY-40.5%	1.7× YoY+39.4%	1.2× YoY+4.6%	1.2× YoY+2.3%	1.1× YoY+3.9%
P/FCF	40.0× YoY+89.0%	21.2× YoY+211.6%	6.8× YoY+81.9%	3.7× YoY-73.8%	14.2× YoY+44.2%
	8.7% YoY+63.2%	5.3% YoY-35.8%	8.3% YoY+4.0%	7.9% YoY-7.8%	8.6% YoY+267.1%
	2.5% YoY-47.1%	4.7% YoY-67.9%	14.7% YoY-45.0%	26.8% YoY+281.3%	7.0% YoY-30.7%
	2.4% YoY+13.7%	2.1% YoY-11.8%	2.4% YoY-6.8%	2.6% YoY+8.2%	2.4% YoY-7.8%
Source filing	10-K	10-K	10-K	10-K	10-K

About this data

Source: SSB's SEC filings (10-K / 10-Q). Annual columns are as-reported fiscal years; quarterly columns are as-reported fiscal quarters (Q4 derived as full-year minus the first three quarters where a company doesn't file a standalone Q4); TTM (quarterly) rolls the trailing four quarters at every quarter end, TTM (yearly) samples that one year apart; balance-sheet rows show the period-end balance. Valuation ratios are sampled as of each period end. View all SSB filings on SEC EDGAR → Not investment advice.