How Jack Henry & Associates makes money

Period

FY2026

How does Jack Henry & Associates make money? This Sankey traces every dollar of revenue through the income statement — into cost of revenue, R&D, SG&A, and taxes — and shows what's left as profit. Pick any fiscal year, recent quarter, or the trailing twelve months. Straight from SEC filings.

Jack Henry & Associates · FY2026 · year ended 2026-06-30

Revenue$2.5BGross profit$1.1B · 44%Cost of revenue$1.4B · 56%Operating income$635M · 25%Operating expenses$476M · 19%R&D$176M · 7%SG&A$299M · 12%Pre-tax income$653M · 26%Other income$18M · 1%Net income$503M · 20%Income tax$150M · 6%Processing$1.1B · 43%Outsourcing Cloud$816M · 32%In House Support$337M · 13%Product Deliveryand Service$295M · 12%

Each fiscal year from SEC filings. Percentages are share of revenue, so the green profit nodes read directly as gross / operating / net margin. Line items a company doesn't break out are derived from their siblings so the flows balance; small residuals show as “Other.” For informational purposes only.

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