The full income statement, balance sheet, and cash-flow statement for First Citizens BancShares Inc. (FCNCA), plus valuation ratios — straight from SEC filings. Switch between annual, quarterly, and trailing-twelve-month figures, pick how far back to look, and flip the time order. Every line has a trend sparkline.
SEC-filed end-of-period counts (cover pages and balance sheets, split-adjusted) — the series realized buyback yield is computed from. The weighted-average share lines in the statements below lag these by design: an average over the year sits near the midpoint of an ongoing buyback.
| Line item | Trend | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Income Statement | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 9.54B-2.2% | 9.76B-48.1% | 18.8B+269.7% | 5.08B+167.8% | 1.90B+1.8% | ||
| Lease income | 1.10B+4.6% | 1.05B+7.9% | 971M+12.4% | 864M | 0.00 | |
| Noninterest income | 2.73B+4.3% | 2.62B-78.3% | 12.1B+465.3% | 2.14B+320.5% | 508M+6.5% | |
| Selling, general & administrative | 142M+86.8% | 76.0M-25.5% | 102M+92.5% | 53.0M+430.0% | 10.0M+0.0% | |
| Selling & marketing | 142M+86.8% | 76.0M-25.5% | 102M+92.5% | 53.0M+430.0% | 10.0M+0.0% | |
| Amortization of intangibles | 54.0M-14.3% | 63.0M+10.5% | 57.0M+147.8% | 23.0M+91.7% | 12.0M-20.0% | |
| Noninterest expense | 6.06B+5.6% | 5.74B+7.5% | 5.33B+73.5% | 3.08B+149.2% | 1.23B+3.8% | |
| Provision for credit losses | 514M+19.3% | 431M-68.7% | 1.38B+113.2% | 645M+1851.1% | -36.8M-163.1% | |
| Interest expense | — | — | 3.68B+687.8% | 467M+665.6% | 61.0M-36.5% | |
| Interest & investment income | 11.8B-4.7% | 12.4B+18.9% | 10.4B+204.5% | 3.41B+135.2% | 1.45B-2.2% | |
| Net interest income | 6.81B-4.6% | 7.14B+6.4% | 6.71B+127.8% | 2.95B+111.9% | 1.39B+0.1% | |
| Gain (loss) on equity securities | 22.0M+69.2% | 13.0M+218.2% | -11.0M-266.7% | -3.00M-108.8% | 34.0M+17.2% | |
| Pre-tax income | 2.97B-17.3% | 3.59B-70.3% | 12.1B+786.7% | 1.36B+94.3% | 701M+13.4% | |
| Income tax | 765M-6.1% | 815M+33.4% | 611M+131.4% | 264M+71.4% | 154M+22.2% | |
| 2.21B-20.6% | 2.78B-75.8% | 11.5B+944.3% | 1.10B+100.7% | 547M+11.2% | ||
| Preferred dividends | — | — | — | — | 18.5M+31.9% | |
| Net income to common | 2.15B-20.9% | 2.72B-76.2% | 11.4B+988.5% | 1.05B+98.1% | 529M+10.7% | |
| $165.24-12.8% | $189.41-75.9% | $784.51+1064.0% | $67.40+25.1% | $53.88+13.4% | ||
| EPS (basic) | $165.24-12.8% | $189.42-75.9% | $785.14+1063.7% | $67.47+25.2% | $53.88+13.4% | |
| Weighted-avg shares (basic) | 13.0M-9.3% | 14.3M-1.3% | 14.5M-6.5% | 15.5M+58.2% | 9.82M-2.4% | |
| Weighted-avg shares (diluted) | 13.0M-9.3% | 14.3M-1.4% | 14.5M-6.5% | 15.5M+58.4% | 9.82M-2.4% | |
| Dividends per share | $7.95+15.7% | $6.87+76.6% | $3.89+80.1% | $2.16+14.9% | $1.88+12.6% | |
| Balance Sheet | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Cash & equivalents | 801M-1.6% | 814M-10.4% | 908M+75.3% | 518M+53.3% | 338M-6.6% | |
| 230B+2.7% | 224B+4.7% | 214B+95.6% | 109B+87.4% | 58.3B+16.7% | ||
| Property, plant & equipment | — | — | — | — | 1.23B-1.4% | |
| Operating lease right-of-use | 294M-7.0% | 316M-10.7% | 354M+2.6% | 345M+439.1% | 64.0M-5.9% | |
| Goodwill | 346M+0.0% | 346M+0.0% | 346M+0.0% | 346M+0.0% | 346M-1.2% | |
| Intangible assets | 195M-21.7% | 249M-20.2% | 312M+122.9% | 140M+636.8% | 19.0M-62.6% | |
| Short-term & current debt | 224M-39.0% | 367M-24.3% | 485M-77.8% | 2.19B+271.1% | 589M-8.2% | |
| 207B+3.0% | 201B+4.7% | 193B+93.2% | 99.6B+86.0% | 53.6B+17.2% | ||
| Long-term debt | 35.8B-2.5% | 36.7B-1.3% | 37.2B+733.6% | 4.46B+273.1% | 1.20B-4.3% | |
| Operating lease liability (total) | 329M-7.8% | 357M-9.8% | 396M+12.5% | 352M+450.0% | 64.0M-6.4% | |
| Finance lease liability (total) | 72.0M+380.0% | 15.0M+66.7% | 9.00M+28.6% | 7.00M+75.0% | 4.00M-36.6% | |
| Deferred tax liabilities | — | 3.53B-1.3% | 3.58B+1151.4% | 286M+766.7% | 33.0M | |
| 22.2B+0.0% | 22.2B+4.6% | 21.3B+120.0% | 9.66B+103.9% | 4.74B+12.0% | ||
| Preferred stock | 1.38B+56.1% | 881M+0.0% | 881M+0.0% | 881M+159.1% | 340M+0.0% | |
| Additional paid-in capital | 0.00-100.0% | 2.42B-41.2% | 4.11B-0.0% | 4.11B | 0.00 | |
| Retained earnings | 20.8B+7.3% | 19.4B+15.6% | 16.7B+210.5% | 5.39B+23.2% | 4.38B+13.2% | |
| Accumulated other comprehensive income | 83.0M+118.7% | -445M+9.4% | -491M+33.2% | -735M-7450.0% | 10.0M-18.5% | |
| Total equity incl. non-controlling | 22.2B+0.0% | 22.2B+4.6% | 21.3B+120.0% | 9.66B+103.9% | 4.74B+12.0% | |
| Total liabilities & equity | 230B+2.7% | 224B+4.7% | 214B+95.6% | 109B+87.4% | 58.3B+16.7% | |
| Cash Flow | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 2.92B-2.2% | 2.99B+12.3% | 2.66B-4.7% | 2.79B+1082.7% | -284M-175.5% | ||
| Depreciation & amortization | 405M+211.5% | 130M+328.1% | -57.0M-110.7% | 533M+272.7% | 143M+7.5% | |
| Intangible amortization | 54.0M-14.3% | 63.0M+10.5% | 57.0M+147.8% | 23.0M-10.1% | 25.6M-22.0% | |
| Share-based compensation | 0.00 | 0.00-100.0% | 5.00M-73.7% | 19.0M | 0.00 | |
| Deferred income taxes | -111M-1950.0% | 6.00M+103.6% | -165M-180.1% | 206M+2675.0% | -8.00M+69.2% | |
| Other operating activities | -68.0M-6900.0% | 1.00M+104.8% | -21.0M+41.7% | -36.0M-176.9% | -13.0M-8.3% | |
| -5.61B+44.7% | -10.2B-518.1% | 2.43B+3138.7% | 75.0M+101.0% | -7.57B+23.6% | ||
| Capital expenditure | 710M+65.5% | 429M+5.9% | 405M+161.3% | 155M+44.9% | 107M-19.5% | |
| Free cash flow | 2.21B-13.5% | 2.56B+13.5% | 2.25B-14.5% | 2.64B+774.2% | -391M-260.9% | |
| Acquisitions | 0.00 | — | — | -134M | 0.00-100.0% | |
| Sales/maturities of investments | 13.0B+74.5% | 7.45B+257.2% | 2.08B+68.5% | 1.24B-49.6% | 2.46B-12.0% | |
| Proceeds from sale of PP&E | — | 0.00 | 0.00-100.0% | 13.0M+1200.0% | 1.00M+0.0% | |
| Other investing activities | 806M+70.4% | 473M+327.4% | -208M-292.6% | 108M+157.1% | 42.0M-58.0% | |
| 2.67B-62.2% | 7.07B+250.5% | -4.70B-74.9% | -2.69B-134.3% | 7.83B-17.7% | ||
| Long-term debt issued | 1.84B | 0.00-100.0% | 9.99B+159.2% | 3.85B | 0.00-100.0% | |
| Long-term debt repaid | 2.85B+533.3% | 450M-96.6% | 13.1B+157.3% | 5.10B+9342.6% | 54.0M-37.9% | |
| Net short-term debt | — | — | — | — | -52.4M+45.9% | |
| Common stock issued | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Common stock repurchased | 3.03B+83.7% | 1.65B | 0.00-100.0% | 1.24B | 0.00-100.0% | |
| Dividends paid | 161M+1.9% | 158M+35.0% | 117M+41.0% | 83.0M+97.6% | 42.0M+40.0% | |
| Other financing activities | 0.00+100.0% | -14.0M-100.0% | -7.00M+70.8% | -24.0M | 0.00 | |
| Net change in cash | -13.0M+86.2% | -94.0M-124.1% | 390M+116.7% | 180M+850.0% | -24.0M-60.0% | |
| Interest paid | 4.81B-5.3% | 5.08B+37.8% | 3.69B+602.1% | 525M+746.8% | 62.0M-41.0% | |
| Income taxes paid | 315M-58.7% | 763M+48.4% | 514M+193.3% | -551M-163.3% | 870M+643.6% | |
| Valuation Ratios | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Market cap | 25.6B-10.7% | 28.7B+39.2% | 20.6B+87.3% | 11.0B-17.0% | 13.3B+135.2% | |
| P/E | 11.6×+12.4% | 10.3×+462.0% | 1.8×-83.9% | 11.4×-52.9% | 24.2×+111.6% | |
| P/S | 2.7×-8.7% | 2.9×+150.6% | 1.2×-53.9% | 2.5×-63.6% | 7.0×+131.1% | |
| P/B | 1.2×-10.7% | 1.3×+27.7% | 1.0×-9.7% | 1.1×-60.0% | 2.8×+110.0% | |
| P/FCF | 11.6×+3.3% | 11.2×+38.3% | 8.1×+28.8% | 6.3× | — | |
| Earnings yield | 8.6%-11.0% | 9.7%-82.2% | 54.4%+520.7% | 8.8%+112.4% | 4.1%-52.7% | |
| FCF yield | 8.6%-3.2% | 8.9%-27.7% | 12.3%-22.4% | 15.9% | — | |
| Dividend yield | 0.37%+13.9% | 0.33%+18.6% | 0.27%-3.8% | 0.28%+25.7% | 0.23%-22.1% | |
| Source filing | 10-K | 10-K | 10-K | 10-K | 10-K |
Source: FCNCA’s SEC filings (10-K / 10-Q). Annual columns are as-reported fiscal years; quarterly columns are as-reported fiscal quarters (Q4 derived as full-year minus the first three quarters where a company doesn’t file a standalone Q4); TTM (quarterly) rolls the trailing four quarters at every quarter end, TTM (yearly) samples that one year apart; balance-sheet rows show the period-end balance. Valuation ratios are sampled as of each period end. View all FCNCA filings on SEC EDGAR → Not investment advice.
