RF financial statements

The full income statement, balance sheet, and cash-flow statement for Regions Financial Corporation (RF), plus valuation ratios — straight from SEC filings. Switch between annual, quarterly, and trailing-twelve-month figures, pick how far back to look, and flip the time order. Every line has a trend sparkline.

PeriodRangeOrderChangeYoYQoQAs-reported fiscal years.

Line item	FY2025	FY2024	FY2023	FY2022	FY2021
Income Statement	as ofDec 31 ’25	as ofDec 31 ’24	as ofDec 31 ’23	as ofDec 31 ’22	as ofDec 31 ’21
	—	—	—	—	104M YoY+23.8%
Noninterest income	2.54B YoY+11.9%	2.27B YoY+0.4%	2.26B YoY-7.1%	2.43B YoY-3.8%	2.52B YoY+5.5%
Selling & marketing	113M YoY+2.7%	110M YoY+0.0%	110M YoY+7.8%	102M YoY-3.8%	106M YoY+12.8%
Noninterest expense	4.31B YoY+1.7%	4.24B YoY-3.9%	4.42B YoY+8.6%	4.07B YoY+8.6%	3.75B YoY+2.9%
Provision for credit losses	470M YoY-3.5%	487M YoY-11.9%	553M YoY+104.1%	271M YoY+151.7%	-524M YoY-139.4%
Operating income	53.0M YoY-44.2%	95.0M YoY-55.2%	212M YoY+278.6%	56.0M YoY+21.7%	46.0M
Interest expense	—	—	1.58B YoY+399.1%	316M YoY+89.2%	167M YoY-54.6%
Interest & investment income	7.07B YoY-0.5%	7.11B YoY+3.1%	6.90B YoY+35.2%	5.10B YoY+25.0%	4.08B YoY-4.2%
Net interest income	4.99B YoY+3.6%	4.82B YoY-9.4%	5.32B YoY+11.2%	4.79B YoY+22.3%	3.91B YoY+0.5%
Pre-tax income	2.74B YoY+16.5%	2.35B YoY-9.7%	2.61B YoY-9.4%	2.88B YoY-10.5%	3.21B YoY+144.7%
Income tax	587M YoY+27.3%	461M YoY-13.5%	533M YoY-15.5%	631M YoY-9.1%	694M YoY+215.5%
	2.16B YoY+13.9%	1.89B YoY-8.7%	2.07B YoY-7.6%	2.25B YoY-10.9%	2.52B YoY+130.4%
Income from continuing operations	—	—	—	2.25B YoY-10.9%	2.52B YoY+130.4%
Preferred dividends	91.0M YoY-12.5%	104M YoY+6.1%	98.0M YoY-1.0%	99.0M YoY-8.3%	108M YoY+4.9%
Net income to common	2.06B YoY+16.2%	1.77B YoY-10.2%	1.98B YoY-7.9%	2.15B YoY-10.6%	2.40B YoY+142.2%
	$2.30 YoY+19.2%	$1.93 YoY-8.5%	$2.11 YoY-7.5%	$2.28 YoY-8.4%	$2.49 YoY+141.7%
EPS (basic)	$2.31 YoY+19.1%	$1.94 YoY-8.1%	$2.11 YoY-7.9%	$2.29 YoY-8.8%	$2.51 YoY+143.7%
	892M YoY-2.6%	916M YoY-2.1%	936M YoY+0.1%	935M YoY-2.2%	956M YoY-0.3%
	896M YoY-2.4%	918M YoY-2.1%	938M YoY-0.4%	942M YoY-2.2%	963M YoY+0.1%
Dividends per share	$1.03 YoY+5.1%	$0.98 YoY+11.4%	$0.88 YoY+18.9%	$0.74 YoY+13.8%	$0.65 YoY+4.8%
Balance Sheet	as ofDec 31 ’25	as ofDec 31 ’24	as ofDec 31 ’23	as ofDec 31 ’22	as ofDec 31 ’21
Cash & equivalents	10.9B YoY+1.8%	10.7B YoY+57.5%	6.80B YoY-39.4%	11.2B YoY-61.8%	29.4B YoY+63.8%
	159B YoY+1.0%	157B YoY+3.4%	152B YoY-1.9%	155B YoY-4.7%	163B YoY+10.5%
Property, plant & equipment	1.66B YoY-0.8%	1.67B YoY+1.9%	1.64B YoY-4.4%	1.72B YoY-5.3%	1.81B YoY-4.4%
Operating lease right-of-use	464M YoY+2.4%	453M YoY-1.9%	462M YoY-2.5%	474M YoY+3.3%	459M YoY-3.4%
Goodwill	5.73B YoY+0.0%	5.73B YoY+0.0%	5.73B YoY+0.0%	5.73B YoY-0.2%	5.74B YoY+10.7%
Intangible assets	140M YoY-17.2%	169M YoY-17.6%	205M YoY-17.7%	249M YoY-18.4%	305M YoY+150.0%
Short-term & current debt	750M YoY+50.0%	500M	0.00	0.00	—
	140B YoY+0.2%	139B YoY+3.5%	135B YoY-3.3%	139B YoY-3.7%	145B YoY+11.9%
Long-term debt	4.13B YoY-31.0%	5.99B YoY+157.2%	2.33B YoY+2.0%	2.28B YoY-5.1%	2.41B YoY-32.6%
	19.0B YoY+6.5%	17.9B YoY+2.6%	17.4B YoY+9.3%	15.9B YoY-13.0%	18.3B YoY+1.2%
Common stock	9.00M YoY+0.0%	9.00M YoY-10.0%	10.0M YoY+0.0%	10.0M YoY+0.0%	10.0M YoY+0.0%
Additional paid-in capital	10.4B YoY-9.0%	11.4B YoY-3.1%	11.8B YoY-1.9%	12.0B YoY-1.6%	12.2B YoY-4.3%
Retained earnings	10.2B YoY+12.6%	9.06B YoY+10.7%	8.19B YoY+16.9%	7.00B YoY+26.2%	5.55B YoY+47.2%
Treasury stock	1.37B YoY+0.0%	1.37B YoY+0.0%	1.37B YoY+0.0%	1.37B YoY+0.0%	1.37B YoY+0.0%
Accumulated other comprehensive income	-1.53B YoY+47.6%	-2.93B YoY-4.1%	-2.81B YoY+15.9%	-3.34B YoY-1256.7%	289M YoY-78.0%
Non-controlling interest	60.0M YoY+93.5%	31.0M YoY-51.6%	64.0M YoY+1500.0%	4.00M	0.00
Total equity incl. non-controlling	19.1B YoY+6.7%	17.9B YoY+2.4%	17.5B YoY+9.7%	16.0B YoY-13.0%	18.3B YoY+1.2%
Total liabilities & equity	159B YoY+1.0%	157B YoY+3.4%	152B YoY-1.9%	155B YoY-4.7%	163B YoY+10.5%
	908M YoY-4.4%	950M YoY-1.4%	963M YoY-1.2%	976M YoY-0.8%	983M YoY-1.9%
	864M YoY-4.6%	905M YoY-1.5%	919M YoY-1.7%	935M YoY-0.3%	937M YoY-2.4%
Cash Flow	as ofDec 31 ’25	as ofDec 31 ’24	as ofDec 31 ’23	as ofDec 31 ’22	as ofDec 31 ’21
	2.18B YoY+36.5%	1.60B YoY-30.8%	2.31B YoY-25.6%	3.10B YoY+2.4%	3.03B YoY+30.4%
Depreciation & amortization	84.0M YoY-41.7%	144M YoY-39.0%	236M YoY-33.1%	353M YoY-4.9%	371M YoY-11.9%
Deferred income taxes	78.0M YoY+271.4%	21.0M YoY-34.4%	32.0M YoY+45.5%	22.0M YoY-86.7%	165M YoY+204.4%
	-1.42B YoY-441.2%	-262M YoY+83.7%	-1.61B YoY+87.6%	-12.9B YoY-351.7%	-2.87B YoY+41.0%
Capital expenditure	155M YoY-10.9%	174M YoY-6.5%	186M YoY+106.7%	90.0M YoY-1.1%	91.0M YoY-32.1%
Free cash flow	2.03B YoY+42.3%	1.42B YoY-32.9%	2.12B YoY-29.5%	3.01B YoY+2.5%	2.94B YoY+34.2%
Acquisitions	0.00	0.00	0.00	0.00 YoY-100.0%	1.18B YoY+210.2%
Sales/maturities of investments	3.29B YoY+2.0%	3.23B YoY+10.1%	2.93B YoY-33.9%	4.43B YoY-24.2%	5.85B YoY+18.8%
	-568M YoY-122.1%	2.58B YoY+150.2%	-5.13B YoY+38.6%	-8.35B YoY-173.9%	11.3B YoY-31.0%
Long-term debt issued	0.00 YoY-100.0%	3.74B YoY+87.0%	2.00B	0.00 YoY-100.0%	647M YoY-86.2%
Long-term debt repaid	1.90B YoY+1800.0%	100M YoY-95.0%	2.00B	0.00 YoY-100.0%	1.78B YoY-83.7%
Net short-term debt	250M YoY-50.0%	500M	0.00	0.00 YoY+100.0%	-102M YoY+95.0%
Common stock issued	0.00	0.00	0.00	0.00	0.00
Common stock repurchased	1.07B YoY+206.6%	348M YoY+38.1%	252M YoY+9.6%	230M YoY-50.7%	467M
Dividends paid	912M YoY+2.5%	890M YoY+13.1%	787M YoY+18.7%	663M YoY+9.0%	608M YoY+2.2%
Other financing activities	—	—	0.00	0.00 YoY-100.0%	3.00M YoY+200.0%
Net change in cash	195M YoY-95.0%	3.91B YoY+188.4%	-4.43B YoY+75.7%	-18.2B YoY-258.7%	11.5B YoY-17.2%
Interest paid	2.15B YoY-3.3%	2.22B YoY+54.0%	1.44B YoY+375.6%	303M YoY+63.8%	185M YoY-54.7%
Income taxes paid	178M YoY+178.1%	64.0M YoY-83.0%	376M YoY+11.9%	336M YoY-8.4%	367M YoY+178.0%
Valuation Ratios	as ofDec 31 ’25	as ofDec 31 ’24	as ofDec 31 ’23	as ofDec 31 ’22	as ofDec 31 ’21
Market cap	23.4B YoY+9.9%	21.3B YoY+18.2%	18.0B YoY-10.5%	20.1B YoY-1.4%	20.4B YoY+31.9%
P/E	10.9× YoY-3.5%	11.3× YoY+47.8%	7.6× YoY-24.5%	10.1× YoY+24.4%	8.1× YoY-42.8%
P/S	225.0× YoY+9.9%	204.8× YoY+18.2%	173.3× YoY-10.5%	193.7× YoY-1.4%	196.4× YoY+6.6%
P/B	1.2× YoY+3.2%	1.2× YoY+6.4%	1.1× YoY-15.7%	1.3× YoY+19.1%	1.1× YoY+30.4%
P/FCF	11.6× YoY-22.8%	15.0× YoY+114.6%	7.0× YoY-13.9%	8.1× YoY+16.5%	7.0× YoY-1.7%
	9.2% YoY+3.7%	8.9% YoY-32.3%	13.1% YoY+32.5%	9.9% YoY-19.6%	12.3% YoY+74.7%
	8.7% YoY+29.5%	6.7% YoY-53.4%	14.3% YoY+16.2%	12.3% YoY-14.2%	14.4% YoY+1.7%
	3.8% YoY-8.8%	4.2% YoY-8.2%	4.5% YoY+32.3%	3.4% YoY+15.1%	3.0% YoY-22.5%
Source filing	10-K	10-K	10-K	10-K	10-K

About this data

Source: RF's SEC filings (10-K / 10-Q). Annual columns are as-reported fiscal years; quarterly columns are as-reported fiscal quarters (Q4 derived as full-year minus the first three quarters where a company doesn't file a standalone Q4); TTM (quarterly) rolls the trailing four quarters at every quarter end, TTM (yearly) samples that one year apart; balance-sheet rows show the period-end balance. Valuation ratios are sampled as of each period end. View all RF filings on SEC EDGAR → Not investment advice.