ABCB
$79.72-0.03%
ABCB financial statements
The full income statement, balance sheet, and cash-flow statement for Ameris Bancorp (ABCB), plus valuation ratios — straight from SEC filings. Switch between annual, quarterly, and trailing-twelve-month figures, pick how far back to look, and flip the time order. Every line has a trend sparkline.
Shares outstanding (point-in-time)
2024-06 69.1M2024-09 69.1M2024-12 69.1M2025-03 68.9M2025-06 68.6M2025-09 68.3M2025-12 67.9M2026-03 67.3M2026-06 67.1M-2.8% over 8 periods
SEC-filed end-of-period counts (cover pages and balance sheets, split-adjusted) — the series realized buyback yield is computed from. The weighted-average share lines in the statements below lag these by design: an average over the year sits near the midpoint of an ongoing buyback.
As-reported fiscal years.
| Line item | Trend | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Income Statement | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 1.21B+5.7% | 1.14B+6.0% | 1.08B-0.7% | 1.09B+6.3% | 1.02B-5.8% | ||
| Noninterest income | 271M-7.6% | 293M+20.8% | 243M-14.6% | 284M-22.2% | 366M-18.1% | |
| Amortization of intangibles | 15.9M-7.3% | 17.2M-5.8% | 18.2M-7.6% | 19.7M+31.9% | 15.0M-23.7% | |
| Noninterest expense | 604M-0.6% | 608M+5.1% | 578M+3.1% | 561M+0.1% | 560M-6.4% | |
| Provision for credit losses | 70.2M+19.5% | 58.8M-58.8% | 143M+99.0% | 71.7M | — | |
| Interest expense | — | — | 445M+379.6% | 92.9M+94.3% | 47.8M-46.2% | |
| Interest & investment income | 1.39B+1.2% | 1.38B+7.6% | 1.28B+43.2% | 894M+27.1% | 703M-3.2% | |
| Net interest income | 937M+10.3% | 849M+1.7% | 835M+4.2% | 801M+22.2% | 655M+2.8% | |
| Gain (loss) on equity securities | -121K-1110.0% | -10.0K-266.7% | 6.00K+109.0% | -67.0K-294.1% | -17.0K-440.0% | |
| Pre-tax income | 534M+12.2% | 476M+33.3% | 357M-21.2% | 453M-8.7% | 496M+45.8% | |
| Income tax | 122M+3.8% | 117M+33.4% | 87.8M-17.6% | 107M-10.6% | 119M+52.3% | |
| 412M+14.9% | 359M+33.3% | 269M-22.3% | 347M-8.1% | 377M+43.9% | ||
| Net income to common | 412M+14.9% | 359M+33.3% | 269M-22.3% | 347M-8.1% | 377M+43.9% | |
| $6.00+15.6% | $5.19+33.4% | $3.89-22.0% | $4.99-7.6% | $5.40+43.2% | ||
| EPS (basic) | $6.02+15.5% | $5.21+33.6% | $3.90-22.2% | $5.01-7.7% | $5.43+43.7% | |
| Weighted-avg shares (basic) | 68.4M-0.5% | 68.8M-0.2% | 69.0M-0.3% | 69.2M-0.3% | 69.4M+0.3% | |
| Weighted-avg shares (diluted) | 68.7M-0.5% | 69.1M-0.1% | 69.1M-0.5% | 69.4M-0.5% | 69.8M+0.5% | |
| Dividends per share | $0.80+23.1% | $0.65+8.3% | $0.60+0.0% | $0.60+0.0% | $0.60+0.0% | |
| Balance Sheet | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Cash & equivalents | 1.09B-10.8% | 1.22B+4.5% | 1.17B+4.4% | 1.12B-72.5% | 4.06B+92.0% | |
| 27.5B+4.8% | 26.3B+4.2% | 25.2B+0.6% | 25.1B+5.0% | 23.9B+16.7% | ||
| Property, plant & equipment | 213M+1.7% | 209M-3.2% | 216M-1.7% | 220M-2.3% | 225M+1.1% | |
| Operating lease right-of-use | 42.2M-6.4% | 45.1M-9.6% | 49.9M-11.5% | 56.3M+0.5% | 56.1M-23.9% | |
| Goodwill | 1.02B+0.0% | 1.02B+0.0% | 1.02B+0.0% | 1.02B+0.3% | 1.01B+9.1% | |
| Intangible assets | 54.8M-22.6% | 70.8M-19.5% | 87.9M-17.2% | 106M-15.6% | 126M+74.9% | |
| 23.4B+4.1% | 22.5B+3.4% | 21.8B-0.4% | 21.9B+4.6% | 20.9B+17.4% | ||
| Operating lease liability (total) | 50.7M-5.1% | 53.4M-8.7% | 58.5M-10.1% | 65.1M+0.4% | 64.8M-15.6% | |
| 4.08B+8.6% | 3.75B+9.5% | 3.43B+7.2% | 3.20B+7.8% | 2.97B+12.1% | ||
| Preferred stock | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Common stock | 72.9M+0.3% | 72.7M+0.3% | 72.5M+0.3% | 72.3M+0.3% | 72.0M+0.4% | |
| Additional paid-in capital | 1.97B+0.6% | 1.96B+0.7% | 1.95B+0.5% | 1.94B+0.5% | 1.92B+0.6% | |
| Retained earnings | 2.21B+19.3% | 1.85B+20.4% | 1.54B+17.4% | 1.31B+30.3% | 1.01B+49.9% | |
| Treasury stock | 187M+81.0% | 103M+8.4% | 95.2M+27.2% | 74.8M+42.8% | 52.4M+22.0% | |
| Accumulated other comprehensive income | 8.31M+127.6% | -30.1M+16.2% | -35.9M+22.7% | -46.5M-398.3% | 15.6M-53.5% | |
| Total liabilities & equity | 27.5B+4.8% | 26.3B+4.2% | 25.2B+0.6% | 25.1B+5.0% | 23.9B+16.7% | |
| Common shares issued | 72.9M+0.3% | 72.7M+0.3% | 72.5M+0.3% | 72.3M+0.3% | 72.0M+0.4% | |
| Common shares outstanding | — | — | — | 72.3M+0.3% | 72.0M+0.4% | |
| Shares outstanding (cover) | 67.9M-1.7% | 69.1M+0.1% | 69.0M-0.5% | 69.4M-0.4% | 69.7M+0.1% | |
| Cash Flow | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 390M+153.0% | 154M-72.9% | 569M-46.4% | 1.06B+11524.4% | 9.14M-98.9% | ||
| Depreciation & amortization | 29.7M-19.4% | 36.8M+6.4% | 34.6M-15.7% | 41.0M+27.3% | 32.2M-9.0% | |
| Intangible amortization | 15.9M-7.3% | 17.2M-5.8% | 18.2M-7.6% | 19.7M+31.9% | 15.0M-23.7% | |
| Share-based compensation | 12.7M-5.6% | 13.4M+35.1% | 9.95M+48.4% | 6.71M-15.6% | 7.95M+108.6% | |
| Deferred income taxes | -10.6M+47.4% | -20.1M+1.9% | -20.5M+42.6% | -35.7M-192.9% | 38.4M+584.4% | |
| Other operating activities | 12.2M+147.8% | -25.5M-215.1% | 22.2M+543.9% | -4.99M-2120.6% | 247K+100.3% | |
| -1.30B-53.9% | -847M-150.4% | -338M+93.1% | -4.87B-1057.9% | -421M+64.9% | ||
| Capital expenditure | 20.5M+52.4% | 13.5M-23.1% | 17.5M+29.2% | 13.6M-46.7% | 25.4M+40.5% | |
| Free cash flow | 370M+162.7% | 141M-74.5% | 551M-47.4% | 1.05B+6531.8% | -16.3M-102.1% | |
| Acquisitions | 0.00 | 0.00 | 0.00-100.0% | 14.0M-88.9% | 127M | |
| Sales/maturities of investments | 493M+13.4% | 435M+206.0% | 142M-24.0% | 187M-48.8% | 365M-16.2% | |
| Proceeds from sale of PP&E | 172K-31.2% | 250K-93.6% | 3.92M+8432.6% | 46.0K-97.7% | 1.96M+172.7% | |
| 781M+4.8% | 746M+510.6% | -182M-121.0% | 866M-63.3% | 2.36B+24.3% | ||
| Long-term debt issued | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Long-term debt repaid | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Common stock issued | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Common stock repurchased | 82.9M+942.2% | 7.95M-60.9% | 20.3M-9.3% | 22.4M+137.5% | 9.44M+18.1% | |
| Dividends paid | 55.3M+33.3% | 41.5M-0.5% | 41.6M+0.1% | 41.6M-0.4% | 41.8M+0.3% | |
| Net change in cash | -131M-347.7% | 53.1M+7.9% | 49.2M+101.7% | -2.95B-251.3% | 1.95B+30.2% | |
| Interest paid | 462M-14.5% | 540M+29.1% | 418M+383.0% | 86.6M+77.0% | 49.0M-48.3% | |
| Income taxes paid | 156M+46.6% | 106M+1.3% | 105M-21.6% | 134M+86.5% | 71.8M-27.2% | |
| Valuation Ratios | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Market cap | 5.04B+16.7% | 4.32B+18.0% | 3.66B+12.1% | 3.27B-5.6% | 3.46B+30.6% | |
| P/E | 12.2×+1.5% | 12.0×-6.1% | 12.8×+36.0% | 9.4×+2.8% | 9.2×-9.2% | |
| P/S | 4.2×+10.3% | 3.8×+12.4% | 3.4×+9.3% | 3.1×-9.2% | 3.4×+38.7% | |
| P/B | 1.2×+7.4% | 1.2×+5.3% | 1.1×+4.4% | 1.0×-10.2% | 1.2×+16.5% | |
| P/FCF | 13.6×-55.6% | 30.7×+186.6% | 10.7×+331.0% | 2.5× | — | |
| Earnings yield | 8.2%-1.5% | 8.3%+6.5% | 7.8%-26.4% | 10.6%-2.7% | 10.9%+10.2% | |
| FCF yield | 7.3%+125.2% | 3.3%-65.1% | 9.3%-76.8% | 40.2% | — | |
| Dividend yield | 1.1%+3.7% | 1.0%-8.1% | 1.1%-11.1% | 1.3%+5.4% | 1.2%-23.4% | |
| Source filing | 10-K | 10-K | 10-K | 10-K | 10-K |
About this data
Source: ABCB’s SEC filings (10-K / 10-Q). Annual columns are as-reported fiscal years; quarterly columns are as-reported fiscal quarters (Q4 derived as full-year minus the first three quarters where a company doesn’t file a standalone Q4); TTM (quarterly) rolls the trailing four quarters at every quarter end, TTM (yearly) samples that one year apart; balance-sheet rows show the period-end balance. Valuation ratios are sampled as of each period end. View all ABCB filings on SEC EDGAR → Not investment advice.