If you invested $1,000 in XLK — what it would be worth today
A $1,000 investment in Technology Select Sector SPDR Fund (XLK) in January 2016 would be worth $11,263 as of August 2026 with dividends reinvested — 25.8% a year. Use the dropdowns above to try any amount, ticker, or starting month back to December 1998.
Over the same period, the same $1,000 would be worth $4,684 in the S&P 500 (SPY) and $7,427 in the Nasdaq-100 (QQQ). XLK beat both the S&P 500 and the Nasdaq-100 over that period.
What $1,000 in XLK would be worth today, by starting month#
each bar = one starting month, held to today$1,000 invested in XLK, by starting year#
| Invested in | Worth today | Same in QQQ | Multiple | Annualized |
|---|---|---|---|---|
| 2016 | $11,263 | $7,427 | 11.3× | 25.8% |
| 2017 | $8,941 | $6,141 | 8.9× | 25.8% |
| 2018 | $6,347 | $4,475 | 6.3× | 24.1% |
| 2019 | $6,370 | $4,470 | 6.4× | 27.8% |
| 2020 | $4,315 | $3,403 | 4.3× | 25.0% |
| 2021 | $3,112 | $2,353 | 3.1× | 22.7% |
| 2022 | $2,440 | $2,029 | 2.4× | 21.7% |
| 2023 | $2,851 | $2,482 | 2.9× | 34.4% |
| 2024 | $1,927 | $1,742 | 1.9× | 29.4% |
| 2025 | $1,628 | $1,382 | 1.6× | 37.1% |
Methodology#
Investments are assumed made at the first trading day's close of the chosen year. "Dividends reinvested" uses split- and dividend-adjusted closes (a standard total-return approximation; taxes and fees excluded). "Price-only" uses split-adjusted closes. XLK data begins December 1998; values as of August 2026 and refresh daily. Past performance does not predict future returns; not investment advice.
See the live XLK chart and fundamentals on the XLK quote page or compare with the same investment in SPY.
FAQ
- How much would $1,000 invested in XLK be worth today?
- A $1,000 investment in Technology Select Sector SPDR Fund (XLK) in January 2016 would be worth about $11,263 as of August 2026, with dividends reinvested. That works out to about 25.8% a year.
- How far back does the XLK calculation go?
- XLK data begins December 1998. You can pick any starting month from then to the present and see what your investment would be worth today.
- Does this include dividends?
- Yes. The default "dividends reinvested" view uses split- and dividend-adjusted closing prices — a standard total-return approximation that excludes taxes and fees. A price-only view (split-adjusted, no dividends) is also available.