If you invested $1,000 in XLK — what it would be worth today
A $1,000 investment in Technology Select Sector SPDR Fund (XLK) in January 2016 would be worth $10,956 as of July 2026 with dividends reinvested — 25.8% a year. Use the dropdowns above to try any amount, ticker, or starting month back to December 1998.
Over the same period, the same $1,000 would be worth $4,545 in the S&P 500 (SPY) and $7,377 in the Nasdaq-100 (QQQ). XLK beat both the S&P 500 and the Nasdaq-100 over that period.
Growth of $1,000 in XLK since January 2016#
monthlyTechnology Select Sector SPDR Fund (XLK). Total return approximated via dividend- and split-adjusted closes (no taxes or fees). Not investment advice.
Growth of $1,000 in XLK by starting month#
$1,000 invested in XLK, by starting year#
| Invested in | Worth today | Same in QQQ | Multiple | Annualized |
|---|---|---|---|---|
| 2016 | $10,956 | $7,377 | 11.0× | 25.8% |
| 2017 | $8,698 | $6,099 | 8.7× | 25.8% |
| 2018 | $6,174 | $4,444 | 6.2× | 24.1% |
| 2019 | $6,197 | $4,439 | 6.2× | 27.9% |
| 2020 | $4,197 | $3,380 | 4.2× | 25.0% |
| 2021 | $3,027 | $2,337 | 3.0× | 22.7% |
| 2022 | $2,374 | $2,015 | 2.4× | 21.6% |
| 2023 | $2,773 | $2,465 | 2.8× | 34.8% |
| 2024 | $1,875 | $1,730 | 1.9× | 29.7% |
| 2025 | $1,584 | $1,373 | 1.6× | 38.4% |
Methodology#
Investments are assumed made at the first trading day's close of the chosen year. "Dividends reinvested" uses split- and dividend-adjusted closes (a standard total-return approximation; taxes and fees excluded). "Price-only" uses split-adjusted closes. XLK data begins December 1998; values as of July 2026 and refresh daily. Past performance does not predict future returns; not investment advice.
See the live XLK chart and fundamentals on the XLK quote page or compare with the same investment in SPY.
FAQ
- How much would $1,000 invested in XLK be worth today?
- A $1,000 investment in Technology Select Sector SPDR Fund (XLK) in January 2016 would be worth about $10,956 as of July 2026, with dividends reinvested. That works out to about 25.8% a year.
- How far back does the XLK calculation go?
- XLK data begins December 1998. You can pick any starting month from then to the present and see what your investment would be worth today.
- Does this include dividends?
- Yes. The default "dividends reinvested" view uses split- and dividend-adjusted closing prices — a standard total-return approximation that excludes taxes and fees. A price-only view (split-adjusted, no dividends) is also available.