ChartRow logo
Share this page
VTIP
$48.68+0.21%
as of close, Oct 16, 2026
☾ AH $48.68 +0.21%
Vanguard Short-Term Inflation-Protected Securities ETFETF · Bonds
PeersSPYQQQNVDAAAPLMSFTAMZN

VTIP return calculator

Your investment#

How much
$
All at once, on the start date
Pick start & end dates10 years
Key datesStart at a well-known dateRecentMarket topsMarket bottomsEvents
Bought at that day's close
Key datesEnd at a well-known dateMarket topsMarket bottomsEvents
Latest close, Oct 16, 2026

Or drag the slider to set start and end dates

2012 to today, log scale
Covid2022 bear market
20142022Oct 2016Today
Options

Result#

$1,000Oct 17, 2016$1,345Oct 16, 20261.3× 

$1,000 invested in VTIP on October 17, 2016 was worth $1,345 on October 16, 2026, with dividends reinvested.

That’s 3.0% a year compounded (CAGR) over 10 years: 1.3 times your money.

Over the same dates the same $1,000 would be worth $4,208 in the S&P 500 and $6,511 in the Nasdaq-100: VTIP trailed both the S&P 500 and the Nasdaq-100.

Price only$980if dividends were spent
Biggest fall−6.3%Mar 5 to Mar 18, 2020
At a flat 5% a year$1,629a savings account's rate
Gain$345on $1,000 put in

How this period ranks#

Better than 71% of all 49 periods of 10 years since 2012.

Your dates
−10%0%10%
Worst: 1.3% a year, Dec 2012 to Dec 2022Best: 3.2% a year, May 2016 to May 2026
One scale for every length, so longer periods bunch up. Point at a bar.

Growth of $1,000 in VTIP, October 17, 2016 to October 16, 2026#

Your $1,000$Your buySame plan in the S&P 500A low
$
$2,000$3,000$4,000$1,345
20182020202220242026

How far VTIP was below its previous high. The biggest fall: −6.3% from Mar 5, 2020 to Mar 18, 2020, back to the high by Jun 5, 2020.

−6.3% from its high
high−6%

Your one buy. $1,000 on October 17, 2016, worth $1,345 on October 16, 2026. Pick Monthly or Yearly to see a plan's buys.

1.3×paid

What $1,000 would be worth on October 16, 2026, by start date#

Each point is the same amount invested that day and held to October 16, 2026, dividends reinvested. Above the line it made money.

Your start
$1,000$1,100$1,200$1,300$1,400
2014201620182020202220242026

$1,000 invested in VTIP, by year#

Started on each year's first close and held to Oct 16, 2026, dividends reinvested.

StartedWorth Oct 16, 2026MultipleA year (CAGR)
2017$1,3491.3×3.1%
2018$1,3391.3×3.4%
2019$1,3311.3×3.7%
2020$1,2681.3×3.6%
2021$1,2091.2×3.3%
2022$1,1491.1×2.9%
2023$1,1831.2×4.5%
2024$1,1321.1×4.5%
2025$1,0791.1×4.3%
2026$1,0181.0×—

Methodology#

A buy is made at the start date's close, or the next session's when the market was closed that day, and valued at the end date's close; a monthly or yearly plan buys on the same day of each month or year. "Dividends reinvested" uses split- and dividend-adjusted closes (a standard total-return approximation; taxes and fees excluded). "Price-only" uses split-adjusted closes. VTIP data begins October 16, 2012; values as of October 16, 2026 and refresh daily. The ranking compares month-end to month-end periods. Past performance does not predict future returns; not investment advice.

See the live VTIP chart and fundamentals on the VTIP quote page or the S&P 500 return calculator.

FAQ#

How much would $1,000 invested in VTIP be worth today?
$1,000 invested in VTIP on October 17, 2016 would be worth $1,345 on October 16, 2026, with dividends reinvested — 3.0% a year compounded (CAGR).
How far back does the VTIP calculator go?
VTIP data begins October 16, 2012, with a close every session. Pick any start and end date in that span — 14 years of history.
Does this include dividends?
Yes. The default "dividends reinvested" view uses split- and dividend-adjusted closing prices — a standard total-return approximation that excludes taxes and fees. A price-only view (split-adjusted, no dividends) is also available.