UVE
$47.89+2.07%
UNIVERSAL INSURANCE HOLDINGS INCStock · FinancialsRussell 2000 · 0.03% of IWMRussell 3000 · 0.002% of IWVUS Stock Market · 0.001% of VTI
UVE financial statements
The full income statement, balance sheet, and cash-flow statement for UNIVERSAL INSURANCE HOLDINGS INC (UVE), plus valuation ratios — straight from SEC filings. Switch between annual, quarterly, and trailing-twelve-month figures, pick how far back to look, and flip the time order. Every line has a trend sparkline.
Shares outstanding (point-in-time)
2024-06 28.5M2024-09 28.3M2024-12 28.1M2025-03 28.1M2025-06 28.3M2025-09 28.0M2025-12 28.0M2026-03 27.9M2026-06 27.8M-2.3% over 8 periods
SEC-filed end-of-period counts (cover pages and balance sheets, split-adjusted) — the series realized buyback yield is computed from. The weighted-average share lines in the statements below lag these by design: an average over the year sits near the midpoint of an ongoing buyback.
PeriodRangeOrderChangeFiguresAs-reported fiscal years.
| Line item | Trend | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Income Statement | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Revenue | 1.60B+5.5% | 1.52B+9.3% | 1.39B+13.8% | 1.22B+9.0% | 1.12B+4.6% | |
| Selling, general & administrative | — | 342M+12.5% | 304M-0.3% | 305M-2.8% | 314M+8.3% | |
| Provision for credit losses | 3.49M+537.6% | 548K+8.7% | 504K-28.8% | 708K+52.9% | 463K-12.0% | |
| Interest expense | 6.42M-0.8% | 6.48M-0.8% | 6.53M-1.2% | 6.61M+935.9% | 638K+571.6% | |
| Gain (loss) on equity securities | -1.18M-111.8% | 9.94M-17.5% | 12.0M+191.6% | -13.1M-226.0% | -4.03M-16228.0% | |
| Pre-tax income | 243M+187.3% | 84.6M-4.2% | 88.3M+424.3% | -27.2M-195.9% | 28.4M+17.3% | |
| Income tax | 60.1M+134.1% | 25.7M+19.3% | 21.5M+531.4% | -4.99M-162.3% | 8.01M+56.2% | |
| 183M+210.5% | 58.9M-11.8% | 66.8M+400.2% | -22.3M-209.1% | 20.4M+6.8% | ||
| Net income to common | 183M+210.5% | 58.9M-11.8% | 66.8M+400.1% | -22.3M-209.2% | 20.4M+6.8% | |
| $6.32+214.4% | $2.01-9.5% | $2.22+408.3% | -$0.72-210.8% | $0.65+8.3% | ||
| EPS (basic) | $6.56+216.9% | $2.07-7.6% | $2.24+411.1% | -$0.72-210.8% | $0.65+8.3% | |
| Weighted-avg shares (basic) | 27.9M-2.1% | 28.5M-4.5% | 29.8M-3.0% | 30.8M-1.5% | 31.2M-2.1% | |
| Weighted-avg shares (diluted) | 29.0M-1.1% | 29.3M-2.9% | 30.1M-2.0% | 30.8M-1.8% | 31.3M-2.1% | |
| Dividends per share | $0.77+0.0% | $0.77+0.0% | $0.77+0.0% | $0.77+0.0% | $0.77+0.0% | |
| Balance Sheet | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Cash & equivalents | 409M+57.6% | 259M-34.7% | 397M+2.2% | 389M+55.2% | 251M+49.9% | |
| 2.84B-0.1% | 2.84B+22.7% | 2.32B-19.8% | 2.89B+40.6% | 2.06B+16.9% | ||
| Property, plant & equipment | 49.3M+1.4% | 48.7M+2.2% | 47.6M-7.3% | 51.4M-4.2% | 53.7M+0.2% | |
| Deferred tax assets | 27.7M-34.4% | 42.2M-2.3% | 43.2M-24.6% | 57.3M+250.6% | 16.3M+159.9% | |
| 2.29B-7.3% | 2.47B+25.0% | 1.98B-24.1% | 2.60B+60.0% | 1.63B+24.2% | ||
| Long-term debt | 100M-0.8% | 101M-0.7% | 102M-0.7% | 103M-0.9% | 104M+1126.1% | |
| 551M+47.6% | 373M+9.4% | 341M+18.5% | 288M-33.0% | 430M-4.4% | ||
| Preferred stock | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Common stock | 482K+1.5% | 475K+0.6% | 472K+0.0% | 472K+0.4% | 470K+0.4% | |
| Additional paid-in capital | 124M+2.1% | 122M+5.8% | 115M+2.3% | 113M+4.0% | 108M+4.6% | |
| Retained earnings | 757M+26.9% | 597M+6.4% | 561M+8.4% | 517M-8.2% | 564M-0.7% | |
| Treasury stock | 305M+7.9% | 283M+8.4% | 261M+9.2% | 239M+5.1% | 227M+0.7% | |
| Total liabilities & equity | 2.84B-0.1% | 2.84B+22.7% | 2.32B-19.8% | 2.89B+40.6% | 2.06B+16.9% | |
| Common shares issued | 48.2M+1.6% | 47.5M+0.4% | 47.3M+0.2% | 47.2M+0.3% | 47.0M+0.4% | |
| Common shares outstanding | 28.0M-0.3% | 28.1M-3.0% | 29.0M-4.7% | 30.4M-2.7% | 31.2M+0.3% | |
| Shares outstanding (cover) | 28.0M-0.3% | 28.1M-3.0% | 29.0M-4.8% | 30.4M-2.6% | 31.2M+0.1% | |
| Cash Flow | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 381M+177.7% | 137M+93.5% | 71.0M-78.1% | 325M+38.5% | 234M+698.6% | ||
| Depreciation & amortization | 6.44M+5.3% | 6.12M-16.4% | 7.31M+0.2% | 7.30M+5.5% | 6.91M+35.4% | |
| Share-based compensation | 8.65M+6.6% | 8.12M+178.4% | 2.92M-38.3% | 4.73M-18.7% | 5.82M-33.1% | |
| Deferred income taxes | 2.57M+200.0% | -2.57M-158.3% | 4.41M+136.4% | -12.1M-184.2% | -4.27M-253.0% | |
| -114M+50.2% | -228M-1395.6% | -15.3M+89.8% | -149M+35.1% | -229M-1140.8% | ||
| Capital expenditure | 4.44M-39.8% | 7.37M+83.3% | 4.02M-18.0% | 4.90M-32.2% | 7.23M-58.0% | |
| Free cash flow | 377M+190.1% | 130M+94.2% | 67.0M-79.1% | 320M+40.7% | 227M+1772.3% | |
| Acquisitions | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Sales/maturities of investments | 191M+78.2% | 107M-1.8% | 109M+58.2% | 69.0M-23.0% | 89.5M-36.0% | |
| -52.1M-10.6% | -47.1M-0.0% | -47.1M-25.8% | -37.5M-154.8% | 68.3M+221.4% | ||
| Long-term debt issued | 0.00 | 0.00 | 0.00 | 0.00-100.0% | 100M | |
| Long-term debt repaid | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Common stock issued | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Common stock repurchased | 22.4M+2.1% | 21.9M-0.5% | 22.0M+89.1% | 11.6M+623.6% | 1.61M-94.4% | |
| Dividends paid | 22.2M-0.7% | 22.3M-4.1% | 23.3M-2.1% | 23.8M-1.7% | 24.2M-1.5% | |
| Net change in cash | 216M+256.5% | -138M-1703.1% | 8.60M-93.8% | 138M+88.6% | 73.3M+1603.6% | |
| Interest paid | 5.71M-0.9% | 5.77M-0.9% | 5.82M+0.4% | 5.80M+4464.6% | 127K+24.5% | |
| Income taxes paid | 35.6M+29.0% | 27.6M+184.2% | 9.70M+130.9% | 4.20M+17408.3% | 24.0K+14.3% | |
| Valuation Ratios | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Market cap | 947M+60.0% | 592M+26.9% | 466M+44.3% | 323M-39.2% | 531M+12.6% | |
| P/E | 5.2×-48.5% | 10.0×+54.9% | 6.5× | — | 26.0×+5.5% | |
| P/S | 0.6×+51.7% | 0.4×+12.3% | 0.3×+27.0% | 0.3×-42.4% | 0.5×+7.7% | |
| P/B | 1.7×+8.4% | 1.6×+2.5% | 1.5×+24.8% | 1.2×+0.3% | 1.2×+17.8% | |
| P/FCF | 2.5×-44.8% | 4.6×+64.6% | 2.8×+51.4% | 1.8×-21.8% | 2.3×-94.0% | |
| Earnings yield | 19.3%+94.0% | 10.0%-35.4% | 15.4% | — | 3.8%-5.2% | |
| FCF yield | 39.8%+81.3% | 22.0%-39.2% | 36.2%-33.9% | 54.7%+27.9% | 42.8%+1562.2% | |
| Dividend yield | 2.3%-37.7% | 3.7%-24.1% | 4.8%-33.7% | 7.3%+60.5% | 4.5%-11.1% | |
| Source filing | 10-K | 10-K | 10-K | 10-K | 10-K |
About this data
Source: UVE’s SEC filings (10-K / 10-Q). Annual columns are as-reported fiscal years; quarterly columns are as-reported fiscal quarters (Q4 derived as full-year minus the first three quarters where a company doesn’t file a standalone Q4); TTM (quarterly) rolls the trailing four quarters at every quarter end, TTM (yearly) samples that one year apart; balance-sheet rows show the period-end balance. Valuation ratios are sampled as of each period end. View all UVE filings on SEC EDGAR → Not investment advice.