STEP return calculator
Your investment#
Key dates
Start at a well-known dateRecentMarket topsMarket bottomsEventsKey dates
End at a well-known dateMarket topsMarket bottomsEventsOr drag the slider to set start and end dates
2020 to today, log scaleResult#
$1,000 invested in STEP on September 16, 2020 was worth $2,005 on October 20, 2026, with dividends reinvested.
That’s 12.1% a year compounded (CAGR) over 6 years, 1 month: 2.0 times your money.
Over the same dates the same $1,000 would be worth $2,471 in the S&P 500 and $2,711 in the Nasdaq-100: STEP trailed both the S&P 500 and the Nasdaq-100.
How this period ranks#
These dates cover the whole record, so there is no other period this long to compare.
Growth of $1,000 in STEP, September 16, 2020 to October 20, 2026#
How far STEP was below its previous high. The biggest fall: −60.2% from Nov 15, 2021 to May 4, 2023, back to the high by Aug 13, 2024.
Your one buy. $1,000 on September 16, 2020, worth $2,005 on October 20, 2026. Pick Monthly or Yearly to see a plan's buys.
What $1,000 would be worth on October 20, 2026, by start date#
Each point is the same amount invested that day and held to October 20, 2026, dividends reinvested. Above the line it made money.
$1,000 invested in STEP, by year#
Started on each year's first close and held to Oct 20, 2026, dividends reinvested.
| Started | Worth Oct 20, 2026 | Multiple | A year (CAGR) |
|---|---|---|---|
| 2020 | $2,005 | 2.0× | 12.1% |
| 2021 | $1,311 | 1.3× | 4.8% |
| 2022 | $1,221 | 1.2× | 4.3% |
| 2023 | $1,942 | 1.9× | 19.1% |
| 2024 | $1,465 | 1.5× | 14.6% |
| 2025 | $774 | 0.77× | −13.3% |
| 2026 | $666 | 0.67× | — |
Methodology#
A buy is made at the start date's close, or the next session's when the market was closed that day, and valued at the end date's close; a monthly or yearly plan buys on the same day of each month or year. "Dividends reinvested" uses split- and dividend-adjusted closes (a standard total-return approximation; taxes and fees excluded). "Price-only" uses split-adjusted closes. STEP data begins September 16, 2020; values as of October 20, 2026 and refresh daily. The ranking compares month-end to month-end periods. Past performance does not predict future returns; not investment advice.
See the live STEP chart and fundamentals on the STEP quote page or the S&P 500 return calculator.
FAQ#
- How much would $1,000 invested in STEP be worth today?
- $1,000 invested in STEP on September 16, 2020 would be worth $2,005 on October 20, 2026, with dividends reinvested — 12.1% a year compounded (CAGR).
- How far back does the STEP calculator go?
- STEP data begins September 16, 2020, with a close every session. Pick any start and end date in that span — 6 years, 1 month of history.
- Does this include dividends?
- Yes. The default "dividends reinvested" view uses split- and dividend-adjusted closing prices — a standard total-return approximation that excludes taxes and fees. A price-only view (split-adjusted, no dividends) is also available.
