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PYPL
PayPal Holdings Inc.Stock · Financials
$45.47+$1.40 (+3.18%)as of market close, Jul 2, 2026
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How PayPal makes money

Fiscal year

How does PayPal make money? This Sankey traces every dollar of revenue through the income statement — into cost of revenue, R&D, SG&A, and taxes — and shows what's left as profit. Pick any fiscal year. Straight from SEC filings.

PayPal Holdings Inc. · FY2025 · year ended 2025-12-31
Revenue$33.2BGross profit$33.2B · 100%Cost of revenue$0 · 0%Operating income$6.1B · 18%Operating expenses$27.1B · 82%SG&A$2.0B · 6%Selling & marketing$2.3B · 7%Other opex$22.8B · 69%Pre-tax income$6.3B · 19%Other income$227M · 1%Net income$5.2B · 16%Income tax$1.1B · 3%Transaction Revenue$29.8B · 90%Revenues From Other Value Added Services$3.4B · 10%

Each fiscal year from SEC filings. Percentages are share of revenue, so the green profit nodes read directly as gross / operating / net margin. Line items a company doesn't break out are derived from their siblings so the flows balance; small residuals show as “Other.” For informational purposes only.