ING financial statements
The full income statement, balance sheet, and cash-flow statement for ING Group N.V. (ING), plus valuation ratios — straight from SEC filings. Switch between annual, quarterly, and trailing-twelve-month figures, pick how far back to look, and flip the time order. Every line has a trend sparkline.
Shares outstanding (point-in-time)
SEC-filed end-of-period counts (cover pages and balance sheets, split-adjusted) — the series realized buyback yield is computed from. The weighted-average share lines in the statements below lag these by design: an average over the year sits near the midpoint of an ongoing buyback.
| Line item | Trend | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Income Statement | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Revenue | 29.1B+27.3% | 22.8B+16.4% | 19.6B-38.7% | 32.0B+34.6% | 23.8B+21.0% | |
| Operating income | 29.1B+27.3% | 22.8B+16.4% | 19.6B-38.7% | 32.0B+34.6% | 23.8B+21.0% | |
| Pre-tax income | 13.3B+58.6% | 8.41B+28.8% | 6.53B-64.2% | 18.2B+84.0% | 9.92B+156.0% | |
| Income tax | 3.61B+53.0% | 2.36B+31.3% | 1.80B-66.7% | 5.39B+97.7% | 2.73B+123.6% | |
| 9.73B+60.8% | 6.05B+27.9% | 4.73B | — | — | ||
| Net income to common | 9.42B+63.2% | 5.77B+28.9% | 4.48B-64.9% | 12.7B+81.1% | 7.04B+174.4% | |
| $3.15+76.2% | $1.79+42.3% | $1.25-64.4% | $3.52+94.6% | $1.81+173.7% | ||
| EPS (basic) | $3.15+76.2% | $1.79+42.3% | $1.25-64.4% | $3.52+94.6% | $1.81+173.7% | |
| Weighted-avg shares (basic) | 2.99B-7.4% | 3.23B-9.4% | 3.56B-1.6% | 3.62B-6.9% | 3.89B-0.3% | |
| Weighted-avg shares (diluted) | 2.99B-7.4% | 3.23B-9.4% | 3.57B-1.6% | 3.62B-6.8% | 3.89B-0.3% | |
| Dividends per share | $1.23+7.1% | $1.15-4.1% | $1.20+103.5% | $0.59+21.2% | $0.48+254.5% | |
| Balance Sheet | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Cash & equivalents | 63.6B-11.7% | 72.0B-30.0% | 103B+1.2% | 102B-16.9% | 122B-10.5% | |
| 1.25T+16.6% | 1.07T-1.6% | 1.09T+4.2% | 1.04T-3.4% | 1.08T-5.8% | ||
| Property, plant & equipment | — | — | — | 2.61B-8.7% | 2.86B-17.9% | |
| Total liabilities | 1.18T+16.7% | 1.01T-1.1% | 1.02T+4.4% | 981B-3.7% | 1.02T-5.7% | |
| 63.5B+15.6% | 55.0B-9.2% | 60.5B+0.5% | 60.2B+1.8% | 59.1B-6.5% | ||
| Total equity incl. non-controlling | 65.0B+16.1% | 56.0B-9.0% | 61.6B+1.3% | 60.8B+1.3% | 60.0B-7.0% | |
| Common shares issued | 3.02B-4.0% | 3.15B-10.0% | 3.50B-6.1% | 3.73B-4.5% | 3.90B+0.1% | |
| Common shares outstanding | 3.02B-4.0% | 3.15B-10.0% | 3.50B-6.1% | 3.73B-4.5% | 3.90B+0.1% | |
| Shares outstanding (cover) | 2.90B-7.8% | 3.15B-10.0% | 3.50B-6.1% | 3.73B-4.5% | 3.90B+0.1% | |
| Cash Flow | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| -7.22B+70.4% | -24.4B-98.9% | -12.3B-5.0% | -11.7B+33.9% | -17.7B-115.3% | ||
| Depreciation & amortization | — | — | 499M-2.2% | 510M-24.8% | 678M+2.9% | |
| Acquisitions | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Long-term debt issued | 170B+26.1% | 135B+7.2% | 126B+29.2% | 97.5B-3.2% | 101B+35.2% | |
| Long-term debt repaid | 153B+25.1% | 122B+24.8% | 98.0B+12.5% | 87.1B+184091129.2% | 47.3K-100.0% | |
| Common stock issued | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Common stock repurchased | 72.4M+55.6% | 46.5M+2.4% | 45.4M-97.3% | 1.66B-19.4% | 2.06B | |
| Dividends paid | 4.40B-7.2% | 4.74B+64.0% | 2.89B+26.2% | 2.29B+25.1% | 1.83B+243.2% | |
| Valuation Ratios | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Market cap | 81.3B+64.8% | 49.3B-11.9% | 56.0B+17.8% | 47.5B-12.6% | 54.3B+47.6% | |
| P/E | 8.4×+2.5% | 8.2×-7.8% | 8.8×+17.8% | 7.5×-12.6% | 8.6×+47.6% | |
| P/S | 2.8×+29.4% | 2.2×+23.5% | 1.8×-12.5% | 2.0×-12.6% | 2.3×+22.0% | |
| P/B | 1.3×+42.6% | 0.9×-3.4% | 0.9×+15.7% | 0.8×-12.6% | 0.9×+57.8% | |
| Earnings yield | 12.0%-2.4% | 12.3%+8.5% | 11.3%-15.1% | 13.3%+14.4% | 11.6%-32.2% | |
| Dividend yield | 4.4%-40.0% | 7.3%-8.1% | 8.0%+64.9% | 4.8%+38.6% | 3.5%+140.4% | |
| Source filing | 20-F | 20-F | 20-F | 20-F | 20-F |
About this data
Source: ING’s SEC filings (10-K / 10-Q). Annual columns are as-reported fiscal years; quarterly columns are as-reported fiscal quarters (Q4 derived as full-year minus the first three quarters where a company doesn’t file a standalone Q4); TTM (quarterly) rolls the trailing four quarters at every quarter end, TTM (yearly) samples that one year apart; balance-sheet rows show the period-end balance. Valuation ratios are sampled as of each period end. View all ING filings on SEC EDGAR → Not investment advice.