BMO financial statements
The full income statement, balance sheet, and cash-flow statement for Bank Of Montreal (BMO), plus valuation ratios — straight from SEC filings. Switch between annual, quarterly, and trailing-twelve-month figures, pick how far back to look, and flip the time order. Every line has a trend sparkline.
Shares outstanding (point-in-time)
SEC-filed end-of-period counts (cover pages and balance sheets, split-adjusted) — the series realized buyback yield is computed from. The weighted-average share lines in the statements below lag these by design: an average over the year sits near the midpoint of an ongoing buyback.
| Line item | Trend | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Income Statement | as ofOct 31 ’25 | as ofOct 31 ’24 | as ofOct 31 ’23 | as ofOct 31 ’22 | as ofOct 31 ’21 | |
| Revenue | 25.9B YoY+7.5% | 24.1B YoY+11.1% | 21.7B YoY-17.1% | 26.2B YoY+21.1% | 21.6B YoY+15.5% | |
| Pre-tax income | 8.25B YoY+17.7% | 7.01B YoY+58.9% | 4.41B YoY-68.3% | 13.9B YoY+70.3% | 8.16B YoY+72.8% | |
| Income tax | 2.02B YoY+24.3% | 1.62B YoY+44.9% | 1.12B YoY-66.9% | 3.38B YoY+69.6% | 1.99B YoY+114.1% | |
6.23B YoY+15.7% | 5.38B YoY+63.7% | 3.29B YoY-68.7% | 10.5B YoY+70.5% | 6.17B YoY+62.7% | ||
$8.17 YoY+16.9% | $6.99 YoY+63.6% | $4.27 YoY-72.5% | $15.52 YoY+68.6% | $9.21 YoY+64.1% | ||
| Balance Sheet | as ofOct 31 ’25 | as ofOct 31 ’24 | as ofOct 31 ’23 | as ofOct 31 ’22 | as ofOct 31 ’21 | |
| Cash & equivalents | 48.1B YoY+2.9% | 46.8B YoY-16.8% | 56.2B YoY-12.5% | 64.2B YoY-14.7% | 75.3B YoY+74.6% | |
1.05T YoY+4.0% | 1.01T YoY+4.2% | 971B YoY+16.1% | 836B YoY+4.8% | 798B YoY+11.9% | ||
| Total liabilities | 990B YoY+4.0% | 952B YoY+3.9% | 916B YoY+16.9% | 784B YoY+4.4% | 751B YoY+12.1% | |
62.8B YoY+3.8% | 60.5B YoY+10.3% | 54.9B YoY+5.2% | 52.1B YoY+12.3% | 46.4B YoY+9.3% | ||
| Cash Flow | as ofOct 31 ’25 | as ofOct 31 ’24 | as ofOct 31 ’23 | as ofOct 31 ’22 | as ofOct 31 ’21 | |
7.31B YoY-62.7% | 19.6B YoY+175.9% | 7.11B YoY+84.7% | 3.85B YoY-89.0% | 35.0B YoY-7.3% | ||
| Acquisitions | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Long-term debt issued | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Long-term debt repaid | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Common stock issued | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Common stock repurchased | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Dividends paid | 3.59B YoY+27.3% | 2.82B YoY+40.8% | 2.00B YoY-0.6% | 2.02B YoY-15.0% | 2.37B YoY+28.8% | |
| Valuation Ratios | as ofOct 31 ’25 | as ofOct 31 ’24 | as ofOct 31 ’23 | as ofOct 31 ’22 | as ofOct 31 ’21 | |
| Market cap | 88.0B YoY+32.4% | 66.5B YoY+22.0% | 54.5B YoY-12.7% | 62.4B YoY-11.1% | 70.2B YoY+84.5% | |
| P/E | 14.1× YoY+14.4% | 12.3× YoY-25.4% | 16.6× YoY+179.1% | 5.9× YoY-68.0% | 18.5× YoY+111.1% | |
| P/S | 3.4× YoY+23.2% | 2.8× YoY+9.9% | 2.5× YoY+5.4% | 2.4× YoY-36.4% | 3.7× YoY+89.0% | |
| P/B | 1.4× YoY+27.6% | 1.1× YoY+10.7% | 1.0× YoY-17.0% | 1.2× YoY-27.6% | 1.7× YoY+68.6% | |
7.1% YoY-12.6% | 8.1% YoY+34.1% | 6.0% YoY-64.2% | 16.9% YoY+212.1% | 5.4% YoY-52.6% | ||
4.1% YoY-3.8% | 4.2% YoY+15.4% | 3.7% YoY+13.8% | 3.2% YoY-4.1% | 3.4% YoY-29.6% | ||
| Source filing | 40-F/A | 40-F | 40-F | 40-F | 40-F |
About this data
Source: BMO's SEC filings (10-K / 10-Q). Annual columns are as-reported fiscal years; quarterly columns are as-reported fiscal quarters (Q4 derived as full-year minus the first three quarters where a company doesn't file a standalone Q4); TTM (quarterly) rolls the trailing four quarters at every quarter end, TTM (yearly) samples that one year apart; balance-sheet rows show the period-end balance. Valuation ratios are sampled as of each period end. View all BMO filings on SEC EDGAR → Not investment advice.