IFS financial statements
The full income statement, balance sheet, and cash-flow statement for Intercorp Financial Services Inc. (IFS), plus valuation ratios — straight from SEC filings. Switch between annual, quarterly, and trailing-twelve-month figures, pick how far back to look, and flip the time order. Every line has a trend sparkline.
Shares outstanding (point-in-time)
SEC-filed end-of-period counts (cover pages and balance sheets, split-adjusted) — the series realized buyback yield is computed from. The weighted-average share lines in the statements below lag these by design: an average over the year sits near the midpoint of an ongoing buyback.
| Line item | Trend | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|---|
| Income Statement | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Operating income | 685M+54.9% | 442M+21.9% | 363M-36.2% | 568M-8.3% | 619M+505.2% | |
| Income tax | 149M+76.6% | 84.5M+13.8% | 74.2M-38.8% | 121M-6.7% | 130M+720.8% | |
| 547M+55.6% | 351M+20.8% | 291M-33.9% | 440M-5.6% | 466M+323.2% | ||
| Net income to common | 544M+55.6% | 349M+20.9% | 289M-33.9% | 438M-5.6% | 464M+321.2% | |
| $4.87+59.2% | $3.06+21.6% | $2.51-33.7% | $3.79-5.6% | $4.02 | ||
| EPS (basic) | $4.87+59.2% | $3.06+21.6% | $2.51-33.7% | $3.79-5.6% | $4.02 | |
| Weighted-avg shares (basic) | 112M-2.3% | 114M-0.6% | 115M-0.4% | 115M-0.0% | 115M-0.0% | |
| Weighted-avg shares (diluted) | 112M-2.3% | 114M-0.6% | 115M-0.4% | 115M-0.0% | 115M-0.0% | |
| Dividends per share | $1.06+4.9% | $1.01-15.8% | $1.20-29.5% | $1.71+20.1% | $1.42-18.1% | |
| Balance Sheet | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Cash & equivalents | 4.17B+21.4% | 3.44B+29.6% | 2.65B-23.9% | 3.49B-18.7% | 4.29B-17.3% | |
| 29.5B+13.2% | 26.0B+7.5% | 24.2B+4.8% | 23.1B+2.4% | 22.6B-7.5% | ||
| Property, plant & equipment | 288M+29.6% | 222M+2.1% | 217M+4.0% | 209M+2.3% | 204M-12.4% | |
| Total liabilities | 25.8B+11.9% | 23.0B+7.1% | 21.5B+4.3% | 20.6B+2.3% | 20.2B-8.0% | |
| 3.67B+23.4% | 2.97B+10.7% | 2.69B+8.6% | 2.48B+3.9% | 2.38B-3.2% | ||
| Total equity incl. non-controlling | 3.69B+23.4% | 2.99B+10.7% | 2.70B+8.6% | 2.49B+13.7% | 2.19B-11.5% | |
| Common shares issued | 115M+0.0% | 115M+0.0% | 115M+0.0% | 115M+0.0% | 115M+0.0% | |
| Shares outstanding (cover) | 111M-1.9% | 113M-1.0% | 114M-0.8% | 115M+0.0% | 115M-0.0% | |
| Cash Flow | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| 515M-34.2% | 782M+0.9% | 775M+391.8% | -265M-176.2% | 349M-90.7% | ||
| Depreciation & amortization | 127M+14.1% | 111M+8.7% | 102M+15.8% | 88.2M+21.8% | 72.4M-6.2% | |
| Capital expenditure | 84.8M+201.3% | 28.1M-29.3% | 39.8M+12.3% | 35.4M+56.7% | 22.6M+50.3% | |
| Free cash flow | 430M-42.9% | 754M+2.6% | 735M+344.2% | -301M-192.3% | 326M-91.2% | |
| Acquisitions | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Long-term debt issued | 457M-0.3% | 458M | 0.00 | 0.00 | 0.00-100.0% | |
| Long-term debt repaid | 423M+24.2% | 340M-42.3% | 590M+1530.3% | 36.2M+53.5% | 23.6M-90.2% | |
| Common stock issued | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Common stock repurchased | 73.8M+124.0% | 33.0M+51.2% | 21.8M | 0.00-100.0% | 154K-79.2% | |
| Dividends paid | 118M+2.9% | 115M-16.7% | 138M-30.1% | 197M+20.1% | 164M-18.1% | |
| Valuation Ratios | as ofDec 31 ’25 | as ofDec 31 ’24 | as ofDec 31 ’23 | as ofDec 31 ’22 | as ofDec 31 ’21 | |
| Market cap | 4.71B+41.6% | 3.32B+31.2% | 2.53B-6.6% | 2.71B-10.9% | 3.04B-18.5% | |
| P/E | 8.6×-9.0% | 9.5×+64.4% | 5.8×-1.1% | 5.8×-10.9% | 6.5×-80.7% | |
| P/B | 1.3×+14.7% | 1.1×+9.2% | 1.0×-10.1% | 1.1×-10.9% | 1.3×-15.8% | |
| P/FCF | 10.9×+148.1% | 4.4× | — | 8.3×-10.9% | 9.3×+829.9% | |
| Earnings yield | 11.6%+9.9% | 10.6%-39.2% | 17.4%+1.1% | 17.2%+12.3% | 15.3%+419.0% | |
| FCF yield | 9.1%-59.7% | 22.7% | — | 12.0%+12.3% | 10.7%-89.2% | |
| Dividend yield | 2.5%-27.3% | 3.5%-37.0% | 5.5%-24.5% | 7.3%+34.8% | 5.4%+0.4% | |
| Source filing | 20-F | 20-F | 20-F | 20-F | 20-F |
About this data
Source: IFS’s SEC filings (10-K / 10-Q). Annual columns are as-reported fiscal years; quarterly columns are as-reported fiscal quarters (Q4 derived as full-year minus the first three quarters where a company doesn’t file a standalone Q4); TTM (quarterly) rolls the trailing four quarters at every quarter end, TTM (yearly) samples that one year apart; balance-sheet rows show the period-end balance. Valuation ratios are sampled as of each period end. View all IFS filings on SEC EDGAR → Not investment advice.